Research Papers/Topics in Banking and Finance

THE IMPACT OF MANAGEMENT OF RISK IN NIGERIAN BANKING INDUSTRY, A CASE STUDY OF AFRI-BANK NIGERIA PLC.

ABSTRACT This project with the impact of management and risk on Nigeria Banking Industry. A case study of AFRI-BANK Nigeria Plc. Risk management as we can see originated form United State of America. This concept of risk management was on established policy on protecting the assets of an organization, institutions etc from being destroyed as a result of the destructive effects of different types of Pure or non speculative risk to which the assets personal and income of most business enterpris...

FRAUDS IN THE NIGERIAN BANKING INDUSTRY AND THE SOLUTION

1.1STATEMENT OF PROBLEM AND PURPOSE OF THE STUDY  There are problem associated with out banking system. They include:Fraud in totality /personal intents) Poor banking services and banking equipment Long queues causing long stay and delays in the bank  industry Inefficiency caused by another especially manager and bank staff. Preferential treatment to some bank customer. This is called ima – maduInability to pay money in timeIssue of mutilated and turn notes to the...

THE EFFECT OF FUNDING ON THE PERFORMANCE OF PRIVATE SCHOOLS

INTRODUCTION 1.1STATEMENT OF PROBLEM AND PURPOSE OF STUDY It is reasonable to admit that everything one does have a reason behind it. Therefore, it is good to mention here that there is a cogent reason and purpose for this research work. For this purpose the project seeks to identify the likely effects of lack of funding to the provision of adequate and quantitative education for the entire populace, more especially, the private sector. Therefore, it is necessary to relate the effect of fun...

THE IMPACT OF MONETARY POLICY ON THE PROFITABILITY OF COMMERCIAL BANKS IN NIGERIA ECONOMICS (A CASE STUDY OF AFRIBANK PLC)

INTRODUCTION 1.1STATEMENT OF THE PROBLEM The impact of monetary banks in Nigeria economy. The term monetary policy can be defined as the combination of measures designed to regulate the supply of money in an economy. It is specifically designed to regulate the availability of credit in order to attain staffed objectives. It involves the expansion or contraction of money supply, the manipulation of interest rate to make borrow ring easier and cheaper, depending on the prevailing condition of...

THE IMPACT OF NEW PRODUCTS ON THE PROFIT PERFORMANCE OF COMMERCIAL BANKS IN NIGERIA (A CASE STUDY OF FIRST BANK PLC SUBMITTED)

ABSTRACT This study is set out to investigate the response of the Nigerian Commercial Banks to the need for innovation (through the introduction of new products service) for the enhanced improvement in their profit position, giving the ever-changing financial and monetary policies, the creation and establishment of new financial institutions which makes competition inevitable and the deregulation of the banking environment. These alternatives of polices and conditions are intended to introdu...

TRAINING AND DEVELOPMENT OF HUMAN RESOURCES AS A CRITICAL FACTOR IN BANKING OPERATIONS (A CASE STUDY OF FIRST BANK OF NIGERIA PLC) ENUGU MAIN BRANCH

ABSTRACT This research work is aimed at finding the effect of training development in banking operation. The purpose is to determine the relationship between the level of productivity and human resources, training and development, discovered the causes of high labour funnier in bank.    Also to determine whether the availability of training and development opportunities motivate staff of the banks, to enable them sick firmly to the service of the banks. In conducting the research the resea...

BANKING DISTRESS IN NIGERIA CAUSES AND EFFECT

ABSTRACT  Distress in the Nigeria banking industry has today become a great source of concern to the entire financial system in particular and the economy in general. For rapid economic growth, the nation banking sector must be stable, safe and sound so as to be able to generate saving needed for investment.  The rampant distress witnessed in the Nigerian banking sector, the attended effect on the populace and the rate at which other blames are affected, this call for academic research wor...

ENCOURAGING GROWTH TO REDUCE POVERTY IN NIGERIA

INTRODUCTION 1.1STATEMETN OF THE PROBLEM AND THE PURPOSE OF THE STUDY It is a common knowledge that the third would countries are generally poor. Even though there are poor people in developed world they are not comparable to the developing world. In African Nigerian is regard as the giant of African because of its abundant natural and human resources. In Nigeria today, the poor get poorer and the rich gets richer this raises serious question on the existence of true democracy and one Niger...

REVIEW OF MONETARY AND FISCAL POLICIES IN THE NIGERIA ECONOMY

INTRODUCTION 1.1BACKGROUND OF THE STUDYThe Central bank of Nigeria (CBN) started with effect from 2002 fiscal year, adopt a medium term perspective monetary policy framework. Unlike earlier program which where designed for one year, the new programmes is for a two year period beginning January 2002 to December 2003. the shift is in recognition of the fact that monetary policy actions affect the ultimate objectives of policy with a substantial lag. Thus, the current shift will free monetary po...

BANKS’ FINANCING SMALL SCALE BUSINESS UNIT. (A CASE STUDY OF UNION BANK OF NIGERIA PLC ENUGU BRANCH).

ABSTRACT The purpose of the project is to know to the extent small businesses in Nigeria has been able to obtain loans and advances from Nigeria commercial bank as a major sources finances  to the economy. The term “small scale business” are those small businesses that fall within the category of business with not more than five hundred thousand naira (N500, 000)  as their annual turnover. The findings of this study will help to make recommendation and suggestions for improvement of the...

FRAUD IN FINANCIAL INSTITUTION AND THE AUDITORS LIABILITY (A CASE STUDY OF ACCESS BANK PLC IN ENUGU)

ABSTRACT There in a misconception as to the role of the auditor in relation to fraud. Management has hence put in place a system of internal control adequate to its circumstances in order to help it ensure the reliability and accuracy of company records.  Despite all these there have been celebrated cases of fraud in financial institutions.  This hence highlights the need for an increased awareness of fraud and its manifestations in books accounts not only by accountants, but by investigati...

BANK SUPERVISION

INTRODUCTION In any field of human endeavour, the place of supervision tends to assume an all important position, the place of supervision in the banking industry most especially the commercial bank cannot be down played. Orjih (2011:25) often, insider misconducts are discovered during examination of the accounting records of those commercial banks by the CBN, being one of the key supervisory institution in Nigeria. Adelusi (1994) opined that misconduct might equally be brought to the attenti...

ELECTRONIC BANKING/ INVESTMENT AND PORTFOLIO MANAGEMENT (A CASE STUDY OF FIRST BANK NIGERIA PLC) ACCOUNTANCY

BACKGROUND OF STUDY The Nigeria banking industry has witnessed a lot of changes since the mid 1980’s and this is reflected in the increased volume and complexity of bank operations, increased innovations and varieties in product and service delivery. These development have not only been technology  driven but have influenced move technological advances. Information technology which is the foundation of modern electronic banking through desktop computers and terminals provide the tools for ...

JOURNAL OF INTERNET BANKING AND COMMERCE EXPLORING FACTORS INFLUENCING THE ADOPTION OF MOBILE COMMERCE

ABSTRACT  This study presents an extended technology acceptance model that integrates innovation diffusion theory to investigate what determine user mobile commerce acceptance. This paper models the factors relationships such as perceived usefulness, perceived ease of use, personal innovativeness, subjective norms, behavioral control and intention to adopt mobile commerce. The proposed model was empirically tested using data collected from a survey of mobile commerce consumers. Empirical dat...

EFFECTS FRAUDULENT ACT IN THE BANKING SECTOR

ABSTRACTAt that place were so many difficulties which this research work was confronted with bank officials were so loath to give out helpful information about this problem and there was likewise the cost of research and limited  time for learning analysis and prop or interpretation of   data effort was reached by the researcher to personally visit places where the above secondary data were turned up. In the absence for the need for primary data question pairs administration was deemed unqu...


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