ABSTRACT This project was undertaken to examine the importance of effective marketing of services in the Nigerian financial industries. In the past, marketing was linked to services in industries like banking and rather to manufacturing industry in recent years; however, marketing activities industry in the banking industries have acquired increased importance and attracts more attention. The reason for this phenomenon is easy to appreciate for competition in banks, which market their activit...
ABSTRACT The banking sector has proved a very reliable tool in the development of the nation’s economy and also in the management of individual finances. However, the distress in the banking system has drastically reduced public confidence and interest in the institution hence, community bank patronage continue to dwindle to a surprising point. Under this negative development, the banks now rely greatly on the effectiveness of electronic data processing system for survival. It is therefor...
ABSTRACT An overview of risk associated with bank loading in the banking sector is a topic Chosen from the financial field. The purpose of this research work is to identify the factors and effect of risk in the financial institutions with special reference to banks. This research work will expose us to: 1.Find out the extent to which risk of lending constituted major problems. 2.find out the extent to which risk is associated with lending in the banking sector. 3.Find out the need f...
ABSTRACT Banks deal essentially in cash financial instrument and other documents which are generally of a negotiable and easily transferable in nature. Hence it is very pertinent to say that the exposure of banks to both internal and external fraud is very great. This practice is very common to area involving cash, cheque and fraud transfer operation. Much research and thought are increasingly being directed towards the study of the causes of fraud in Banks because of its affects on Banking a...
ABSTRACT Universal banking has been of controversial issue among practitioners and regulation of financial sub-sector of Nigeria economy. However most of these decisions have been flamed by lack of common understanding of what universal banking is and what its implication might be for the country’s financial and economic well being. The research attempt to redress that situation by presenting a well accepted understanding of the system. Secondly, discussing its applicability or lack...
ABSTRACT The Role of Central Bank of Nigeria in Agricultural Finance Development, Problems and Prospects The topic provide for conceptual frame work of the role played by the CBN in the development of Agricultural sector of the Nigeria economy as its primary purpose. Its secondary purpose is to assess the policies and program of CBN to the development of Agricultural Finance. Data was collected from both primary and secondary sources. In the primary source I interviewed some farmers, official...
1.0 INTRODUCTION 1.1 BACKGROUND. Agricultural is one of the most important sectors of our country’s economy. Enugu state is no exception. Enugu state, characterized by low farm incomes, primitive farming techniques which lower the level of production, and low level of capacity to satisfy the food and fiber need of the nation. Infant agricultural is in a part-type pf peascont agricultural which has been mentioned by many writers as caught in a vicious circle of property low income resulting ...
1.1BACKGROUND OF THE STUDYBanking enterprises is established with the assumption that the objectives of every management is to maximize profit. The importance of these organization cannot be over emphasized as they are the bed rock of other sector of the economy. A very good example of the sector is the financial institution known as the banking sector. The phenomenal growth of banks following the introduction of SAP creates a take impression that the banking sectors is an all corners busines...
INTRODUCTION 1.1BACKGROUND OF THE STUDY Prior to the banking emergence of a modern banking system in Nigeria, the payment or settlement of economic transaction was through the barter system. Goods and services purchased them were settled by the exchange of commodities as money was not in existence. However, owing to the deficiencies inherent or associated with a barter economy, the need for a generally acceptable medium of payment arose. Consequently, between 1850 and 1882 the introduction of...
ABSTRACT The aim of writing this project is to explain the problem and difficulties being face by banks as a result of bank failure with specific reference to banks. To achieve this aim the research work has been classified under five chapters. The first chapter deals with the introduction statement of problems, objectives of the study, purpose of study, significance of the study delimitation and limitation of the study. The second chapter, deals with the literature review or review of litera...
ABSTRACT This work entitled “The Analysis of the performance of computerization on the Nigeria financial system” spans through chapters and can be said to be very timely and significant. The first chapter treats the introductory aspect of the work and comprehensively issues lie statement of the problems, purpose/objective of the study, research question, and hypothesis of the study, significance of the study are discussed. The chapter however, concluded with scope, limitation and delimita...
ABSTRACT Fraud is an awful phenomenon, which like a view has invaded Nigeria banking industries and the society in general, and puts any organisation that is comes into in a distress point of in a state of liquidation. This study highlights the nature and various types of fraud, causes of bank fraud extent of fraud in banks, effect of bank fraud, detection and control measure adopted by management to check fraud incidents. The purpose of this research work is to find out whether there is sign...
INTRODUCTION 1.9BACKGROUND OF STUDY The banking industry has been known for its intermediary role in providing financial assistance (credit) needed in the economy. this role of financial intermediation is carried out in so many ways. First to be mentioned is the granting of loans and advances to customers which constitutes the major part of banking lending. Apart from loans and advances, other forms of bank credits like bond issued banks for and on behalf of their customers. In providing cred...
INTRODUCTION1.1BACKGROUND OF THE STUDY.A community bank which were established by federal government in December 1990 were designed to operate as a unit bank, a unit bank is the one which is authorized licensed to operate within a given locality where it is only authorized to open a simple office that serve as both head and Brach office.The establishment of community banks nation wide was promoted by federal Government with a view of bringing modern banking services to the grass roots. The in...
INTRODUCTION 1.1STATEMENT OF THE PROBLEM / OBJECTIVE OF STUDY Banks is very important in the life of a nation according to Umoh (1994) the banking industry plays the role of the engine of growth for the economy, the view was supported by Bello (1993) The Banks Faced a lot of Problem which made the customers to be fraud of the of their deposit and banks themselves are worried of whose problem and how they will manage their activities on the affair of the banks to ensure efficiency to avoid...