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MANAGEMENT OF RISK IN AGRICULTURAL FINANCING (A CASE STUDY OF NIGERIA AGRICULTURAL AND COMMERCE BANK PLC, ENUGU BRANCH)

1.0INTRODUCTION 1.1BACKGROUND OF THE STUDY Agriculture has been the main stay of Nigerian economy before the Nigeria independence until the era of oil boom.  Statistics show that in 1963/64 agriculture provided about 50% of the Gross National Product (GNP) and 88% of the country’s basic foreign exchange earner of crops like palm oil, palm kernels, cocoa, cotton, groundnut, cereal, woods as raw material for their industries. Although after independence a gradual drift in cities in search of...

Assessing factors that influence the success of agriculture mobile information systems: a validation with the DeLone and McLean model

Abstract: The purpose of this study is to assess the factors that influence the success of agriculture mobile information systems in Botswana. Agriculture mobile information systems have been widely adopted in the commercial and subsistence agricultural sector however little research has explored the success of agricultural mobile information systems. Firstly, the factors that influence the success of agricultural mobile information system were identified and adopted from the DeLone and McLe...

Spatio-Temporal Diversity And Abundance Of Fish And Its Contribution To Household Income In The Little Ruaha River Catchments Iringa Tanzania

ABSTRACT  Fish is an important component of aquatic biodiversity in Tanzania and plays an important role in the national economy. However, the spatial-temporal distribution of fish in the Little Ruaha River Catchments and its contribution to household income have not been given sufficient evaluation. This study determined the spatiotemporal diversity and abundance of fish, generated the information spatial distribution of fish across the catchments and determine the contribution of fish to ...

RISK AND PRIMARY COMMERCIAL LENDING IN GHANA

ABSTRACT It would be hard, if not impossible to overstress the importance of agriculture in the growth and development of Ghana's economy. Despite our concentrated efforts at industrialization, Ghana, like other African states, remains predominantly an agrarian society. Yet, despite agriculture's strategic role in the performance of the Ghanaian economy, financial institutions (especially commercial banks) have always shown a marked reluctance to plough funds into increasing the production an...

Civil Society Organizations and Modernization of Agriculture in Yambio County, Gbudwe State, South Sudan

ABSTRACT  This study was done to assess the role of Civil Society Organizations in the modernization of agriculture in Yambio County and it was guided by the following research objectives; to assess the level of agricultural production in Yambio County; to examine the activities of these CSOs aimed at modernizing agriculture in Yambio County and to analyze the challenges faced by them in the process of modernizing agriculture in Yambio County. The study employed a cross-sectional Survey desi...

Civil Society Organizations and Modernization of Agriculture in Yambio County, Gbudwe State, South Sudan

ABSTRACT This study was done to assess the role of Civil Society Organizations in the modernization of agriculture in Yarnbio County and it was guided by the following research objectives; .to asses~ the level of agricultural production in Yambio County; to examine the activities of these CSOs aimed at modernizing agriculture in Yambio County and to analyze the challenges faced by them in the process ofmodernizing agriculture in Yarnbio County. The study employed a cross-sectional Survey desi...

Role Performance Of Local Government Councils In Agricultural Development In South-East Nigeria

ABSTRACT The study assessed the role performance of local government councils in agricultural development in south-east Nigeria. Specifically, the study was designed to: ascertain role expectations of LGCs agriculture departments as perceived by LG agriculture/veterinary department staff and farmers, determine agricultural role achievements of LGCs as perceived by LG staff and farmers, ascertain LGs’ funding for agriculture from 2007 to 2011, identify linkages that exist between farmers, LG...

Coverage of gender roles in agriculture in four Nigerian newspapers (2000-2004)

ABSTRACT Increasing roles of women in agricultural activities has made provision of gender responsive information imperative. This study investigated coverage of gender roles in agriculture in four selected Nigerian newspapers. Ninety-two articles representing the media coverage from four newspapers were coded for this study. Results indicated that the tabloids covered more non-gender stories (67.3%) than gender stories (32.6%), male roles enjoyed more prominence than female roles; and total ...

THE ROLE OF COMMERCIAL BANKS IN FINANCING THE AGRICULTURAL SECTOR IN ENUGU STATE

INTRODUCTION  1.1 STATEMENT OF PROBLEM  The major problem of agricultural development lack of finance or lack of capital to be invested in the process of economic development and since past decades productivity in the sector has been steadily decolong.  In Nigeria this stands as a problem to the national development and agricultural financing therefore his become a priority to the federal government. In recent times, emphasis has shopted slightly from industrial development to agricultural...

The Role of Financial Institutions in Agricultural Development (A Case Study of Nigeria Agricultural Cooperative and Rural Development Bank)

Abstract   This study examined the role of financial institutions in agricultural development. A case study of Nigeria Agricultural Cooperative and Rural Development Bank, with a view to make useful suggestions and recommendations as way of enhancing the development of agricultural sector. The population for the study includes large and small scale farmers and the sampling method adopted for the study is the stratified random sampling in order to ensure adequate representation of the popula...

MANAGEMENT OF RISK IN AGRICULTURAL FINANCING (A CASE STUDY OF NIGERIA AGRICULTURAL & COMMERCE BANK PLC, ENUGU BRANCH)

Abstract Agricultural and commerce bank was established for the purpose of boosting the practice and produce in Agricultural.  However, agriculture falls as catastrophic product and as such as affected its finances by the prescribed bank.  The cross sectional survey design was applied in the study. The simple random sampling was applied in the selection of the samples.  Questionnaire was the major instrument used to obtain datas.  One of findings of the study was that funds were not suff...

THE ROLE OF THE NIGERIAN AGRICULTURE AND CO-OPERATIVE BANK IN AGRICULTURAL FINANCING (PROBLEMS AND PROSPECTS)

ABSTRACT The major function of the Nigerian Agricultural, co-operative, Rural and Development Bank is provision of loans and advances to individual and corporate farmers. However, there are series of reasons for the need for special funding towards agricultural sector. The agricultural sub-sector is saddled with peculiar risks, risks that can hardly be diversified; illiteracy and ignorance; culture; interest rate, etc Loan defaults occur when the borrowers can not meet up the repayment of pri...

Urban Agriculture and Household Welfare: An Analysis of Ghana’s Recent Experience

ABSTRACT In recent times, urban agriculture, which is the practice of growing crops and rearing animals in and around urban centers has gained much prominence especially in developing countries. This may be attributed to the rapid population increase in most urban centers resulting in high unemployment with its attendant negative effects particularly on household welfare. This study provides evidence on the impacts of urban agriculture on household welfare in Ghana. The study also examines t...

The Use Of Mobile Phones In Agricultural Extension In Southern Ethiopia

ABSTRACT  Information is one of the most valuable resources and potential ingredient for the advancement of agriculture. The introduction of mobile phones is believed to have the possibility to supply the required information to the rural community. Ethiopia, like many other developing countries, is adopting the use of mobile phones in many sectors including the agricultural sector. The overall objective of this study was to determine the potential of mobile phone usage in agricultural exten...

DIVERSIFICATION OF NIGERIA ECONOMY: A CASE STUDY OF AGRICULTURAL COMMODITIES

ABSTRACT Going down memory lane, one can remember that major developed and upcoming Nations in the world have in one way or the other diversified their economy in various aspects but majorly on Agriculture.  History had it that Malaysia - largest oil palm producing country in the world took its first seedlings from Nigeria, improved upon it and made it a strong hold for economic advancement. Likewise China, Korea, Singapore and India who not only improved their agricultural background but al...


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