Banking and Finance Research Papers/Topics

THE IMPACT OF FOREIGN INVESTMENT ON THE DEVELOPMENT OF NIGERIA ECONOMY

INTRODUCTION 1.1STATEMENT OF THE PROBLEM AND PURPOSE OF THE STUDY Investment generally speaking is a function of saving. Without saving there can be no investment. Saving on the other hands is a function of income. This is because excess of income over expenditure lead to saving.In Nigeria however, the average income level is very low. In view of this, investment level is very low compared to the level necessary to make the economy grow.This therefore gives rise to a need for foreign investm...

BANKING REGULATION AND THE PERFORMANCE OF THE NIGERIA BANKING INDUSTRY (1990-2006)

ABSTRACT   This study is intended to evaluation the effect of banking regulation on the performance of the Nigeria banking system from 1999-2006.  Since bank failure and distress may result in server monetary contraction and dislocation of the real economy making people to loss confidence in the banking system.  This brings about supervision and regulation of banks in order to improve the performance of the banking industry. The objective of undertaking this research therefore  includes...

FINANCIAL MANAGEMETN IN GOVERNMENT OWNED COMPANIES IN ENUGU STATE

INTRODUCTION 1.1STATEMENT OF THE PROBLEM AND PURPOSE OF THE STUDY The statement of the problem is to carryout an investigation into the field of financial management practice in government owned companies, with particular reference to Nigeria limited and also highlight the financial problem facing these companies in this problem the main purpose of this study is to:•To identify and examine some factors that militate against successful financial management of government owned companies •...

THE ROLE OF NIGERIA DEPOSIT INSURANCE CORPORATION IN THE BANKING SECTOR

INTRODUCTION 1.1STATEMENT OF THE PROBLEM AND OBJECTIVE OF THE STUDY (PURPOSE OF THE STUDY)Over the years the federal government was saddled with the problem of the debt owned depositors by failed banks. This the government our this as a big problem because more banks are licensed and this means more liability for the federal government. The government after looking critically at the problem decided to established an organization called NDIC (Nigeria deposit insurance corporation) to take ful...

THE EFFECT OF PROMOTIONAL STRATEGIES IN THE MARKETING OF BANK SERVICES (A CASE STUDY OF URBA PLC ENUGU)

ABSTRACTPromotional strategies is a process deal with the technique used by organization in inform, persuade and educate the public through the promotional mix.Moreover promotional strategies does not only promote tangible products but also it promotes ideas, services, personalities etc. it also presents want, satisfying attribute of a product or service to the consumers.The research work titled “the effect of promotional strategies in the marketing of bank service” a case study of UBA PL...

THE ROLE OF COMPUTER IN MODERN BANKING SYSTEM

ABSTRACT This study started by first introducing the theme of this project work “the role of computer in modern banking system”. The researcher have a view into the aim of the accounting effort in management information machines. The researcher discuss fully on the increase in efficiency and output for greater consumer and customer satisfaction. Researcher also went further to discuss the statement of the problem and purpose of the study, also rationale of the study significance of the s...

MOTIVATION OF BANK WORKERS FOR HIGHER PRODUCTIVITY IN BANKING SECTOR (A CASE STUDY OF UNION BANK OF NIGERIA PLC OKPARA AVENUE ENUGU)

ABSTRACT  The downturn is the fortunes of most business in Nigeria in recent time has been attributed to several factor including global recession inflation fluctuation in the value of the naira etc. Poor motivation may portray clear display of lack of interest in the work through non- challant attitude to things that would  have helped the banks torture. This study is aimed at finding our how the banking industry overcome its motivation of manpower problem in order to maintain its high pro...

THE USEFULNESS OF COMPUTER USAGE IN BANKING INDUSTRY

ABSTRACT This project work is aimed to reveal the usefulness of computer usage is Banking Industry.   The Bank  which it’s function is to receive money, collect drafts, and cheque need more attention than it has been given, to do this, thus it is important for an organisation to have a strong control of its banking operations and employ the most effective and accurate method of controlling it. Besides, in Nigerian banking, the operation has been manually operated which brings a set back s...

THE ROLE OF COMMUNITY BANKS IN FINANCING SMALL SCALE INDUSTRIES

ABSTRACT  The subject of this research work is the role of community banks in financing smalls scale industries. The study is telling us that the main objective is to assure adequate business and also in banking sector. In chapter one of this work the researcher started by introducing statement of the problem, purpose of the study, rational of the study, significance of the study, and definition of terms, in chapter two the researcher reviewed several contribution made by previous authors i...

THE ROLE OF NIGERIA AGRICULTURAL AND COOPERATIVE BANK (NACB) IN THE DEVELOPMENT OF AGRICULTURAL IN NIGERIA

ABSTRACT                 The Nigeria agricultural and cooperative bank (NAXV) was established in 1973 to help in the development of the countries economy through providing agricultural aids as well as assisting the farmers and cooperative societies. Initially, at inception of the bank, us resources consisted mainly of the federal government subscribed equity capital and statutory allocation from the federal government. But now, the resources are loans and advances from the government...

FRAUDS AND ITS CONTROL, “A CRITICAL ANALYSIS OF COMPUTER USAGE IN BANKS INDUSTRIES

ABSTRACT The fear is now rife that increasing wave of frauds in the financial institution in recent years, if not arrested might pose certain threat to the stability and survival of individual financial institution and the performance of the industry as  a whole. For one thing, frauds result in huge financial losses to financial institution and capital base, as well as loss of confidence in financial institution, for another, the incidence of fraud and forgeries could in the extreme case le...

THE ROLE OF BANKS IN THE MANPOWER DEVELOPMENT OF NIGERIA

ABSTRACT     Manpower development is the gradual nurturing embellishing to a large, marketed and organized state of the human aspect of labour in any organization in order to make him be acquainted with his duties and this make him perform effectively in his duties towards playing a role in this subject banks have gone, a great extent in training its staff through different means of off the job, on the job, sending to seminars and conferences, etc financing manpower, programmes for instan...

AN EXAMINATION OF THE IMPACT OF FAILED BANKS ON NIGERIA ECONOMY (1995-2005)

ABSTRACT This research work in failed banker is with a view to examine its impact one the Nigerian economy.  The statement of problem in this research work aimed at finding if there are reductions in the flow of inventible resources that could be channeled to the productive sector of the economy. Section II showed how the researcher made a random selection of 100 respondents from 3 selection banks arrived at a sample size of 50 which implies that 50 questionnaires were distributed and all w...

AN ANALYSIS OF CREDIT DELINQUENCY IN COMMERCIAL BANKING (A CASE STUDY OF UNION PLC ENUGU)

ABSTRACT As a result of inherent problem of Nigeria commercial Banks, the researcher aim to study “credit delinquency” with a target of improving the financial sector of Nigeria. In this study, credit delinquency sums up to refers to all those polices, acts practices that are incidental to the smooth running or practice of banking business that has to do with loan analysis and management. For the purpose of this research, data was collected from primary and secondary sources such as pub...

ELECTRONIC BANKING

INTRODUCTION 1.1BACKGROUND OF STUDY The Nigeria banking industry has witnessed a lot of changes since the mid 1980’s and this is reflected in the increased volume and complexity of bank operations, increased innovations and varieties in product and service delivery. These development have not only been technology  driven but have influenced move technological advances. Information technology which is the foundation of modern electronic banking through desktop computers and terminals provid...


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