1.0INTRODUCTION. Mortgage banking, this means that type of bank that give loan for purchase of property ie the banks give loans to the owners of property who want to use such item (ie) property as a security or colorectal security against media and long term loans.Shelter is man’s second most important basic need after food, and before clothing. the provision of shelter has thus been a major source of concern of man since creation. From the care-man to the modern urban dweller, housing has ...
INTRODUCTION 1.1BACKGROUND OF STUDY A large capital project that needs huge investment always encounter problems like insufficiency of funds for capital investments which is a common factor in every economy, more especially in developing countries like Nigeria. Business firms and financial institution like merchant banks and commercial banks have fund ways of solving the problems, (insufficiency of funds for capital investment). One of the remedies is the loan syndicate or multiple credi...
ABSTRACT For some years back in Nigeria, some banks have not been living up to expectations. During the free banking era, a lot of banks failed and this did not augur well for the economy. The researcher noted that bank failures had adverse effect on the economy. The study focused attention the general operations of the bank, its operational problems, consequences of bank failures on the business of manufactures and control measure, necessary in checking the incidence for the future developme...
ABSTRACT This research is undertaken to ascertain the role which mortgage institution can play in real estate development in Nigeria federal mortgage bank gave birth to other primary mortgage institutions. From 1993, the role played by this apex mortgage finance institution was delegated to other primary mortgage institution for the purpose of providing the much heeded fund for real estate development. This study is designed to ascertain the reasons why housing problems is still very scut...
ABSTRACT The Nigeria Banking sector has witnessed a lot of set back in the last decade. This is as a result of series of huge bad debts which resulted to many banks going into liquidation. Undue mergers and acquisition has taken place in an effort to cope with the challenges of existence and survival as a result of financial distress which is mainly caused by irrecoverable debts. It is in an effort to mitigate this problem that this research “Causes and Implications of Bad Debts in Nigeri...
INTRODUCTION 1.1STATEMENT OF THE PROBLEM Small and medium scale industries constitute and the bed rock of any meaningful industries nation. But inspite of this not much of small and medium scale industries have been seen on a nation wide scale in this country. The industries in this country suffers a tremendous set back ranging from specialized institutions established for the purpose and also certain government polices and activities. This study is therefore aimed at finding out the foll...
INTRODUCTION 1.1BACKGROUND OF THE STUDY Nigeria gained its sovereignty on October 1st 1960, and like most developing countries, it has its “teething problems, economic wise, most past governments have introduced either one measure or the other. These economic measures are aimed at restricting the economic situation of the nation. The Nigerian workers has always and is still bearing the burden of all these economic shortfalls.Before I delve into what this research is all about, I will lik...
INTRODUCTION 1.1BACKGROUND OF THE STUDY Agriculture, man’s oldest profession which used to be Nigeria’s Chief foreign exchange earner, has been neglected over the years because of the discovery of oil. This factor has led to the disappearance of most mineral resources in the country like the groundnut pyramind of the north, the cocoa sacks of the west nad the palm oil drums of the East.Not only, the hard currency accruing from agricultural export gone but the population which continued...
1.0INTRODUCTION The role of computer in fraud detection and prevention in the Nigeria banking industry Banking in Nigeria is mistakenly going through successive periods of change-change that in a few years will lead to the basic transformation of this very essence and to the establishment of a more efficient integrated, and certainly more customers oriented financial system. The effect of computerization on the bank on the banking industry in Nigeria cannot be over-emphasized. Computer...
ABSTRACT Capitalism is seen as an economic system or market economy was there is free allocation of market resources and free private participation in economic activities. The capitalist concept is manifested in the early 19th century, the period of industrial revolution. Since this period to the present date, capitalism has controlled the economic of some developed countries and the undeveloped ones, such countries include Europe, South Africa, America, Israel, Japan, and Nigeria. Despite th...
ABSTRACT Bank is a place which deals with customers accounts both savings, deport loan, etc. The above mentioned processes and activities are not only time consuming but also not secured when done manually. The complexity and strain processes involved. The work will give birth to a computerized real time savings account transaction processing system which were computerized. This will facilitate storage of customers information as well as easy withdrawal and payment. It will also provide a se...
ABSTRACT The main point of this study is the role of “Central bank of Nigeria in credit supply to agricultural sector”. The project is intended to focus on the adequate of credit supply to Agricultural sector by the central bank of Nigeria’s guarantees scheme has contributed to agricultural financing and the extent the Nigeria Agricultural and co-operative bank has contributed to agricultural project financing. The related literature, which, consists of the view of their authors, were r...
Abstract This study is carried out with the aim of evaluating Nigeria tax system with special emphasis on value added tax – study of Federal Board of Inland Revenue (FIBR). It began with the history and development of Nigeria tax system right from its introduction between 1804 and 1810 and went through the fields of various tax It main purpose its to find out which tax system s good for Nigeria especially when compared to sales tax. There is no gainsaying the fact that the study n...
ABSTRACT The topic of dissertation is The Role Of Commercial Banks In Financial Small Scale Industry In Nigeria. A case study of union bank of Nigeria plc. The major objective of the study is to ascertain the extent to which union bank of Nigeria plc has helped to financial small scale industries/. Instrument of data collection is questionnaires and research questions which formed the source of primary data, while materials from various published articles, textbooks, journals and newspaper fo...
INTRODUCTION 1.1STATEMENT OF PROBLEM AND PURPOSE OF STUDY most developing countries like Nigeria which depend more on importation has been affected strongly due to the import restriction on the economy. For the fact that the standard of living of the economy is proportional to the rate of importation of goods into the country. One of the greatest impact of restricting importation in the country like Nigeria will be gradual declining of the standards of living. Which we known that its eff...