ABSTRACT This study was on electronic banking and the purpose of carrying out this research was to assess the impact of electronic banking on commercial banks operations. In the review of related literature. I covered such areas as the meaning of electronic banking, origin of electronic banking the meaning of computers, the relevance banking products and its relevance to electronic banking. Finally, I talked on problem and solutions associated with electronic banking. My research design was o...
ABSTRACT This research project attempt to focus on “A survey of the problems of financing small scale industries and possible solutions in some selected industries with in Enugu State the researcher tried to find some testing on the objectives likely to determine if the industries are being managed by trained managers and director who were actually trained on that particular course towards that business they establish. To ascertain the adequacy of funding the small-scale industries. T...
INTRODUCTION 1.0BACKGROUND OF STUDY Banking is associated with different kinds of risks. Although some of these risks like liquidity risks and credit risks have been as a result of rules and regulations guiding the industry. Failure is a word, which almost nobody would like to be associated with. Everybody would like to succeed, to grow bigger, to excel rather them to fail. In the immediate past up to the turn of this decade, it was only an issue of debate whether or not bank will fail ...
INTRODUCTION This topic titled the product development in Nigeria commercial bank. Today commercial bank and banks in general are faced with a lot of competition and problem in the banking sector/ market so commercial bank and banks in general don’t wait for customers but they look for customers because of the competition in the filled. To days business is dynamic in nature and the only business that is dynamic is banking is banking business. Due to the nature of business in today’s s...
INTRODUCTION Banks are the most regulated of all business in Nigeria. This is because of the nature of banking itself and its centrality to the effective functioning of the economic system. The importance and centrality of the banking system in the development of an economy is obvious and beyond dispute. It plays some roles which include financial intermediation provision of an efficient payment system and facilitating the implementation of monetary policy On intermediation the bankin...
INTRODUCTION BACKGROUND OF THE STUDY In every country, there are some certain service which the government must provide tothecitizen of a country because of its essential natural;. The service indisputable in life that individual or corporate bodies are not allowed to provide them in even of they do, they may not be allowed to monopolies the supplies on the production. Government does this to ensure that the supply of goods and services are demisted in a society so that the rich and the ...
INTRODUCTION BACKGROUND OF THE STUDY The history of banking and lending dates back to the barter period and the period when sold Smiths were used as acceptors of deposits from the public. Banking developed out of the Gold Smiths who developed the practice of storing people’s gold and valuables for safe keeping. At first, such establishments were simply like were house. Depositors left gold for safekeeping and were given receipts, which they would present, to the gold Smiths for their gold...
ABSTRACT This research project work was undertaken with a purpose of determining and evaluation of the effect of the Role of Commercial Bank in Achieving Stability in Foreign Exchange. The effect of the Role of Commercial Bank on the behavioral aspect of management information system are Aggression Avoidance and Projection on the other hand other operational pressures are maintaining the system. Personal problems in the book-keeping department maintaining book-keeping machines. Exparching v...
INTRODUCTION. 1.1 BACKGROUND OF STUDY. A Bank economic purpose is to act as a financial intermediate it facilities the process of channeling savings into investments and one of the avenue of realizing this objective is by lending effectively. It was recommended amongst others that state owned commercial banks should be effectiveness Banks should use the services of external consultants to manager collect the debts on account classified as doubt fill and prevent the d...
ABSTRACT This project is a very crucial study for the Nigerian commercial banks. The study was motivated by the necessary to establish a way in which liquidity problems in Nigerian commercial banks. Shall be tackled. Also it is a known fact that this work dwelt much on the effect of liquidity problems in Nigerian commercial banks with reference to the effectiveness of government policies and to the bank profit. To solve the research problems only the secondary data were collecte...
INTRODUCTION 1.1BACKGROUND OF STUDY Banks are generally recognized and accepted to be a body that play a catalytic role in the process of economic growth and development. In any society, they are the The brain of economic stimulation and growth. When there is bank failure in any economy, such economy is terribly affected. Bank are the holders of the bulk of the nations monetary supply. This is becoming increasingly so as the public awareness of the services of banks increase and as ...
ABSTRACT This research project work was undertaken with a purpose of determining and evaluation of the effect of computerizing banking service and its efficiency on the banking services in Nigeria. The effect of computerizing the banking services on the behavioural aspect of management information system are Aggression Avoidance and projection on the other hand, other operational pressures are maintaining the system; personal problems in the book-keeping department, maintaining book-keeping m...
ABSTRACT This work draws attention to the role rural banking can play in Nigeria development. This is because rural banking, will immensely increase the degree of monestisation of economy, making available for rural dwellers, greater opportunities for savings, credit investment and enhance the effectiveness on monetary policies in the achievement of desired national macro – economic objectives. It is with the above objectives in mind, that the rural banking programme was initiat...
ABSTRACT This study is intended to evaluate the impact of information technology in the banking industry. Information technology includes any communication devices such as telephone i.e cellular phone television computer and network hardware and software satellite system and so on as well as video conferencing and distance learning. Information technology such as on line banking and relationship marketing are increasingly important. In the banking industry they use information technol...
INTRODUCTION 1.1BACKGROUND OF THE STUDY In order to have a clear understanding of the impact of monetary policy on commercial banks, it is important to highlight what monetary policy is all about. The term monetary policy is defined as the credit control measures adopted by Central Banks to control the supply of money as an instrument for achieving the objectives of general economic policy. It involves expansions and contraction of money supply, the manipulation of interest rate to make bor...