ABSTRACT The aim of this research was to determine the effectiveness of the Namibian Student Financial Assistance Fund (NSFAF) in recovering loans. The Namibia Student Financial Assistance Fund (NSFAF) is a scheme designed to replace the Public Service Bursary The scheme, whose purpose was to sponsor students so that they would be bonded to work solely in the Civil Service. Soon after Independence, the demand for recruits in the Civil Service was significantly decreased, following the integr...
Abstract Sovereign Debt Management has become an important practice in many developing countries and emerging market economies. The debt crisis in 1982 and the recent European debt crisis has triggered the interest of many governments in developing countries to develop capacity in Sovereign Debt Management. Many developing countries had failed to honour their debt obligations and had applied for debt relief from the World Bank and International Monetary Fund. Namibia had no exception that it...
ABSTRACT The Swaziland Government is experiencing employee litigation resulting in financial and staff time costs. The study found that several underlying factors contribute to labour litigation against the Swaziland Government, including the poor qualifications of managers. The Swaziland Government is a public organisation with an objective of providing public goods and services, of which service delivery is the most crucial indicator for the successful implementation of public policy. The ...
ABSTRACT The purpose of this study was to determine the impact of Strategic Human Resource Management (SHRM) on the organisational performance of Namibian food processors. Although literature posits that there is a positive relationship between the greater adoption of SHRM practices and organizational performance, there is no evidence to suggest that Namibian food adopt these practices. It is however reported that the Namibian manufacturing industry, particularly the fish and food pr...
ABSTRACT The importance of effective working capital management in enhancing an organisation’s profitability cannot be overemphasized. In Namibia, the profitability of several State-Owned Enterprises (SOE) has constantly been the cause of taxpayers’ concern for the past few years as these SOEs have incessantly depended on Government bailouts. While a number of scholars have concentrated their research on understanding the relationship between working capital management (WCM) and an orga...
ABSTRACT Small and Medium Enterprises (SMEs) assumes a definitive part in any growing economy. In Namibia around 60 % of the SMEs are the source of employment. Despite the fact that there is an expansion in SMEs, however, there are likewise incalculable difficulties connected with the growth of SMEs. Thus, this study investigates the challenges in accessing finances by SME’s from financial service providers in the Khomas Region in Namibia. Evidence from Namibia show that small firms are d...
Abstract This study sought to examine the impact of the monetary policy on Namibia’s economic growth within Common Monetary Area. The main objective was to empirically estimate the impact of changes in monetary policy on economic growth in Namibia. This was done by regressing the changes in the repo rate with Gross Domestic Product growth rates, inflation rate and real exchange rate as independent variables. The sample consisted of 64 observations spanning from 2000Q1 to 2016Q4, using s...
ABSTRACT This study presents the assessment of customer satisfaction among alternative banking channels in Dodoma City. Specifically, the study examines, the status of customer satisfaction among alternative banking channels, the comparison of customer satisfaction among alternative banking channels, the association between demographic factors and customer satisfaction among alternative banking channels. The study adopted a cross-sectional design, a mixed approach was employed in collecting d...
ABSTRACT This research work was focused on studying the impact of budgeting and budgetary control measures in a non-profit organization. (A study of Catholic Relief Services in Dodoma Region). Budgetary control measures is both a quantitative and qualitative expression of a plan of action of budgeting control preparations in advance of the period to which it relates. The Catholic Relief Organization which is the core of our discussion poses some significance in the usage of effective budgeti...
ABSTRACT This study was carried out in order to assess the impact of ATM service failure on customer dissatisfaction. The study was put in place to achieve three objectives namely; to assess the essential attributes of ATM service quality, to identify the extent to which service failure affects the attributes of ATM service quality, and lastly to analyze the relationship between ATM service failure and customer dissatisfaction. The study was conducted by using an explanatory case study desig...
ABSTRACT The study was conducted at Dodoma Municipality which is located in Dodoma Region. The study attempts to examine the challenges facing University/College graduates in competing for official employment opportunities in Tanzania. The objectives of the study were to examine to what extent graduates unemployment is the problem in Dodoma Municipality, to identify the exact causes why graduates fail to secure jobs in Dodoma Municipality and finally to understand if there is enough programs...
ABSTRACT Corporate governance systems are in a constant phase of adaptation due to changes in governance. After the extreme corporate failures of Enron and MCI WorldCom in 2001, corporate governance became an important issue throughout the world. Many shareholders had lost confidence in businesses and corporate governance codes of best practice were the main means of restoring investor confidence. However, according to the special requirements of a country, many different corporate governance...
ABSTRACT This study, aimed at identifying factors which affect the performance of water and sanitation projects in Dodoma. The study was specifically put in place to fulfill three objectives, namely; to explore factors influencing performance of water and sanitation projects in Dodoma, to analyze the performance of water and sanitation projects and to investigate on the challenges that hinder the performance of water and sanitation project in Dodoma. The study was conducted by taking DUWASA ...
ABSTRACT This study aimed at assessing the perception and attitudes of the Taxpayers on the use of Electronic Fiscal Devices (EFDs) in Tanzania. The objectives of the study were: to analyze trend performance of VAT collections before and after the implementation of Electronic Fiscal Devices in Tanzania in the period 2006-2014; to assess the perception of taxpayers on the effect of Electronic Fiscal Devices (EFDs) to their business in the study area; to find out challenges associated with the...
ABSTRACT The study was about an assessment of factors that determine the effectiveness of internal audit in managing public funds. Internal auditing is an important in any organization since it helps to understand and to be aware on how the organization resources were utilized effectively. The study was carried out at Dodoma Municipal Council (DMC), through which both primary and secondary data were used. Respondents were selected from the management of DMC, internal audit department and fin...