Research Papers/Topics in Development Finance

Analysis of Multidimensional Poverty and Inequality in Nigeria: Evidence from the Core Welfare Indicator Survey Data

Abstract This study carried out an analysis of multidimensional poverty and inequality in Nigeria. Five specific objectives were achieved in the study. The Core Welfare Indicator Questionnaire (CWIQ) survey data of 2006 by National Bureau of Statistics was used for the study. The sample was made up of 77,400 (seventy-seven thousand, four hundred) housing units drawn from the 36 States and Federal Capital Territory-FCT. The welfare indicators were categorized into ten poverty groups- Housing; ...

The Impact of Import Duties On the Automobile Spare Parts Industry in Ghana

ABSTRACT Studies on the impact of import duties on the spare parts industry and Abossey Okai market to be specific are limited. Most of the available studies conducted in this subject area have focused attention on the challenges of the automobile industry. It is in this regard that this study sought to evaluate the impact of import duties on the Abossey Okai spare parts dealers. The specific objectives were to evaluate the impact of import duties on the sales, employment and quantity of goo...

Examining Savings And Aspirations In African Slums: Evidence From Ghana

ABSTRACT Savings is an important mechanism that drives capital formation and economic growth. Savings behavior among slum dwellers is a topic of interest since individuals from these areas are seen as low income earners living in squalor. The aim of this study is to examine the savings behavior as well as the employment and accommodation aspirations of residents of Jamestown, and Nima, comparing them to those of residents in Kanda, a non-slum community. A total of two hundred and forty respo...

Are solar home systems a more financially viable method of electrifying Ghana households?

Abstract Africa still has the lowest electrification rates in the world with over 600 million people estimated to be living without access to electricity. What makes the challenge even greater for Africa is that the continent is so sparsely populated that building grid infrastructure is not viable in many cases. However, “pay-as-you-go” solar home systems have provided the continent with the opportunity to correct its electrification deficit. These innovations are not new and many of the...

The impact of stock market performance on economic growth in Malawi

ABSTRACT This study investigated the causal relationship between the performance of the Malawi Stock Exchange (MSE) and economic growth in Malawi using quarterly data for the period 2003 to 2017. Stock market performance was measured using four indicators: the all share price index, total stock market capitalisation, stock market liquidity, and the number of shares traded. Economic growth was measured by real Gross Domestic Product (GDP). The Autoregressive Distributed Lag (ARDL) model was u...

The Adoption Of Mobile Money Services In Ghana: The Case Of University Of Ghana Community

Abstract Mobile money is an important phenomenon for the cause of financial inclusion in developing countries. The value and volume of both mobile money transactions and payment systems transactions have tredemously increased in Ghana. This study sought to investigate the adoption of mobile money by Ghanaians, using members of the University of Ghana Legon campus as case study. The study adopted questionnaires as the sole instrument for data collection. The findings reveal that dominant use ...

Impact Of Interest Margin On Non-Performing Loans: (Case Of Rural Banks)

ABSTRACT The financial sector of Ghana witnessed what many described as “financial crisis” in the early part of 2017. Many financial institutions became insolvent stemming from high levels of non-performing loans in the financial sector. Ghana as a country is currently experiencing one of the worst financial crises the country has ever experienced since it became a Republic. So far, over seven (7) commercial, retail and investment banks in the country have been declared insolvent by the ...

The Gaming Industry In Ghana: Casino Employment And Its Direct Benefit To Residents Of Host Communities (A Study Of Casino Employment In Osu)

ABSTRACT The primary focus of this academic study is to determine the proportion of casino employees within the Osu that actually come from the community relative to those from outside the community. The researcher’s intension is to discover whether casinos in the community have most employees coming from the same community. A secondary motive is to find the trend in casino employments of the Osu community over a specified period of time. The scope of the study is limited to casinos in Osu...

Determinants Of Construction Performance Among Small Scale Construction Firms In Ghana

ABSTRACT The extant literature has under-explored the factors that determine construction performance among small scale building contractors in Ghana. Using the data set of 50 questionnaire received from respondents in the sector, this study examines the determinants that affect construction performance. The descriptive statistics as well as the analysis of variance (ANOVA) approach was used to make inferences from the data collected. The results indicate that the factors of performance of s...

The Impact Of Mobile Money Services On The Performance Of Retail Banking In Ghana

ABSTRACT The purpose of this project was to determine the impact of Mobile Money services on Retail banking in Ghana with emphasis on three selected banks, Ecobank Ghana limited, GCB Bank Limited and Fidelity Bank Ghana Limited. These banks were selected based on their share of industry deposit contribution. A close ended questionnaire was designed and used to collect data from one hundred and thirty-three (133) respondents using convenience sampling. The respondents were customers and poten...

Institutional Framework for Promoting and Supporting Small, Micro and Medium Enterprise in South Africa: Supply Perspective

ABSTRACT All around the world, many studies demonstrate the importance of Small, Micro and Medium Enterprises (SMMEs) in lifting-up the economy and creating employment. Many governments around the world have created institutions with the aim to enhance SMME survival and growth. This in turn contributes to social and political stability in a country. Despite the importance of SMMEs to the economy and employment creation, in South Africa studies (Hallberg, 2000; World Bank, 2000; World Bank, 20...

The Effects Of Intergovernmental Transfers On The Incentive For Local Governments To Generate Own Revenue In Ghana

ABSTRACT This study empirically examines the effect of Central Government transfers to Local Assemblies on their ability to internally generate revenue in Ghana. The study used data from the Ministry of Local Government and Rural Development for 216 districts in Ghana from 2013 to 2017. Employing panel data and using random effects and fixed effects estimation techniques in estimating the models and correcting for serial correlation and heteroskedasticity, the study found no significant relat...

Analysis Of Risk Management Practices Of Small And Medium Enterprises (Smes) In The Construction Sector Of Ghana

ABSTRACT The importance of assessing the risk management practices by the small and medium scale enterprises (SMEs) in the recent times has been underscored by research. In this study, an analysis of risk management practices of the SMEs in the construction sector of Ghana is assess to determine the level of awareness, the extent of its application and the potential impact on the construction business. This study is a follow up to previous studies risk management practices in the construction...

The Effect Of External Debt On Economic Growth In Ghana: An Ardl Approach

ABSTRACT This study investigated the long and short-run impact of external debt on economic growth in the context of Ghana using the sample period spanning from 1980 to 2016. The study also examined the Ghana’s external debt trend analysis over the sample period considered for this study. Theoretical and empirical evidences indicates that external debt can either exert negative or positive impacts on economic growth depending on how the external funds acquired is injected into the economy. ...

Digital Financial Services-A Financial Inclusion Enabler: A Case Study Of Zenith Bank Ghana Limited

ABSTRACT There is an increased growth of the use digital financial services in the world. Many banks, financial institutions, savings and loans companies are establishing and implementing the use of these services to bridge financial inclusion. A study was conducted at Zenith Bank Ghana Limited to see the benefit of digital financial services among their clients and its contribution to financial inclusion. This study was done to determine the relationship between financial inclusion and digit...


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