EFFECTIVE ADMINISTRATION OF CREDIT IN COOPERATIVE ENTERPRISES (A STUDY OF UGWUAJI FMSC CO-OPERATIVE IN ENUGU SOUTH LOCAL GOVERNMENT AREA OF ENUGU STATE)

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ABSTRACT

The subject of this research investigation is Effective Administration of Credit in Cooperative Enterprises. A case study of Ugwuaji, FMSC Cooperative in Enugu South Local government Area. The study is descriptive and information, this description analysis were based on answers to the research question which direct the major activities of this research investigation. Data has been collected through interviews, and the use of questionnaire to obtain the key information within the cooperative. Secondary materials, such as textbooks, journals, newspapers etc were also study to enable the researcher obtain some relevant information. From the analysis the findings include; inadequate finance, most of the cooperative are multipurpose, loan and credit default by members, misappropriation of loan and credit facilities by members, low literacy rate of members. Recommendation were made; they include; Adult education and enlightenment programs should be embark on; cooperative should increase their minimum share capital; the size of loan and credit administered to cooperative should be increased.

TABLE OF CONTENTS

Cover Pagei

Title pageii

Approval pageiii

Dedicationiv

Acknowledgementv

Abstractvi

Table of Contentsviii

Table of Figureix

List of Tablex

CHAPTER ONE

INTRODUCTION

1.1Background of the study1

1.2Statement of the Problem6

1.3Objective of the study8

1.4Significance of the study10

1.5Research Questions11

1.6Statement of Hypotheses12

1.7Scope and Limitation of the Study 14

1.8Definition of Terms15

References

CHAPTER TWO

REVIEW OF RELATED LITERATURE

2.0Review of Related Literature 18

References

CHAPTER THREE

RESEARCH DESIGN AND METHODOLOGY

3.1Method and Sources of Data58

3.2Research Population 59

3.3Sampling Method 59

3.4Description of the Research Instrument60

3.5Determination of Sample size60

3.6Method of Data Analysis 62

References

CHAPTER FOUR

PRESENTATION, ANALYSIS, AND INTERPRETATION

4.0Presentation, Analysis, and Interpretation65

4.1Data Presentation 65

4.2Percentage Analysis 68

4.3Test of Hypotheses 86

CHAPTER FIVE

5.1Summary of Findings94

5.2Conclusion 97

5.3Recommendations98

Bibliography

Appendix

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EFFECTIVE ADMINISTRATION OF CREDIT IN COOPERATIVE ENTERPRISES (A STUDY OF UGWUAJI FMSC CO-OPERATIVE IN ENUGU SOUTH LOCAL GOVERNMENT AREA OF ENUGU STATE)

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