Research Papers/Topics in Accounting Education

ASSESSMENT OF LOAN DEFAULT ON THE FINANCIAL PERFORMANCE OF KAASEMAN RURAL BANK LTD

ABSTRACT: The purpose of the study was to examine the effects of loan default on the financial performance of Kaaseman Rural Bank for the period 2009 to 2018. The study used the explanatory design as it sought to explain the extent to which loan default impact on the profitability of the bank. The study utilized only the secondary data from an accumulated published annual financial statements and reports of the Kaaseman Rural bank for the study period. Quantitative analysis with empha...

THE EFFECTS OF LATENESS TO WORK AND PRODUCTIVITY OF GHANA EDUCATION SERVICE

TABLE OF CONTENTSDECLARATION   iiABSTRACT  iiiKEY WORDS  ivACKNOWLEDGEMENTS  vDEDICATION   viTABLE OF CONTENTS  viiLIST OF TABLES  xiiLIST OF FIGURES  xiiiCHAPTER ONE: INTRODUCTIONBackground to the Study  1Statement of the Problem   3Purpose of the Study  5Research Objectives  5Research Questions  6Significance of the Study  6Delimitations  7Limitations  7Definition of Terms  9Organization of the Study  9CHAPTER TWO: LITERATURE REVIEWIntroduction  11Conceptual ...

INVESTIGATING THE IMPACT OF INTERNATIONAL REMITTANCES ON ECONOMIC GROWTH OF GHANA ..

ABSTRACT In recent years remittances have gained attention among researchers, policy makers, members of the civil society and international community due to their increasing size. In this study, the main aim was to examine the impact of international remittances on economic growth of Ghana from 1980 to 2015.The study employed annual time series data and applied autoregressive distributed lag (ARDL) model as the estimation technique. The results show that remittance and economic growth o...

CREDIT RISK MANAGEMENT IN RURAL BANKS: A CASE OF SOME SELECTED RURAL BANKS INSTITUTIONS WITHIN THE ASHANTI REGION OF GHANA

ABSTRACT Credit risk has shown to be one of the main forms of risks financial institutions are exposed to due to the very nature of their business operations. The study investigated how rural and community banks managed their credit risk in Ghana. Accordingly, the main objectives of the study were to determine the main sources of credit risks rural and community banks are exposed to in Ghana, to identify the credit risk management practices of rural and community banks in Ghana, to asses...

CREDIT RATIONING OF SMALL AND MEDUIM ENTERPRISES: EFFECT ON THE GROWTH OF SMES AND ITS CONSEQUENCES ON EMPLOYMENT IN GHANA

ABSTRACT The study provides a comprehensive discussion on Credit Ration of Small and Medium Enterprises  (SME), its  effect  on  the  growth  of  SMEs  and  subsequent  effect  on employment in Ghana. Access to finance has been noted as one of the major challenges impeding the survival and growth of the SME sector in Ghana. The problems of access to finance, gaps and the reasons for the gaps in SME financing in Ghana are discussed. Gaps  in  SME  financing  were  discussed  ...

The Effect of the Cedi Depreciation on Small and Medium Scale Enterprises in Ghana (A Case Study of Small Scale Importers in Kumasi)

ABSTRACTThe research study seeks to examine the effects of cedi depreciation on the activities of small scale businesses in the country. The aim of the research is to examine the impact of cedi depreciation on imports, income, size and the growth and performance of the small scale industries. In addition the research work aims at finding out the extent to which small scale businesses depend on imports. SMEs found in some selected localities in Kumasi Metropolis are used. Literatures were...

EVALUATION OF BIOMETRIC REGISTRATION OF NHIS SUBSCRIBERS: PROSPECTS AND CHALLENGES AT BANTAMA DISTRICT OFFICE OF NHIA

ABSTRACT In an increasingly fraudulent cases emanating from Ghanaian healthcare community, the initiation of an effective biometric system of registration can be a critical success factor. The study evaluates the biometric registration system at NHIA within the Ghanaian healthcare community. The study employed quantitative approach to evaluate the biometric registration system within the NHIA. The researcher adopted purposive sampling techniques in soliciting information for the study. S...

AN ANALYSIS OF RISK ASSOCIATED WITH BANK LENDING (A CASE STUDY OF ECOBANK, GHANA)

 ABSTRACT This study examines the credit appraisal process and repayment of Bank loans at Ecobank. Specifically, the study investigates the appropriateness of the credit appraisal process of Ecobank, the relationship between loan officers and customers and the effect of loan officer – customer relationship on the credit appraisal process. The study also identifies strategies to help improve the credit appraisal process of the Bank. A face-toface household-level...

FINANCIAL MANAGEMENT PRACTICES OF PHARMACEUTICAL COMPANIES IN GHANA. THE CASE OF THREE SELECTED PHARMACEUTICAL COMPANIES IN KUMASI METROPOLIS

ABSTRACT  The main aim of this study was to examine the challenges of financial management practices of pharmaceutical companies in Ghana using three selected pharmaceutical companies in Kumasi Metropolis. This was as a result of the fact that pharmaceutical firms mainly focus on bank loans and equity as their main source of funds in financing their operations giving less attention to efficient working capital as a feasible option. A set of questionnaires was administered on 25 persons f...

ASSESSING BUDGET AND BUDGETORY CONTROL PRACTICES IN SEVENTH-DAY ADVENTIST HOSPITAL KWADASO - KUMASI

ABSTRACT Budgeting is a form of financial planning and a control mechanism in an organization. Thus, it is utilized to impose the strategy of an organization. Consequently, a budget is composed of different functional plans that could help both short and long term development of an organization. The Kwadaso SDA Hospital is decentralized private organization and it engages in the preparation of annual budgets to facilitate its financial operations. However, the budget preparation, ...

INVESTIGATING THE FACTORS CONTRIBUTING TO LOAN DEFAULT – A CASE STUDY OF AMANTIN AND KASEI COMMUNITY BANK LIMITED

ABSTRACT The main objective of the study was to investigate the factors that contribute to loan default at the Amantin and Kasei Community Bank Limited. This study adopted the case study design. The study used qualitative and quantitative research approaches. The population for the study was one hundred and twenty (120). The population of the study was made up of credit officers and customers of Amantin and Kasei community bank Limited in the Ashanti and Brong Ah...

EFFECT OF CORPORATE LIQUIDITY ON FIRM PERFORMANCE: EVIDENCE FROM LISTED FINANCIAL INSTITUTIONS ON THE GHANA STOCK EXCHANGE

ABSTRACT Liquidity management has always proven to be one of the difficult management function that business leaders have to deal with in their business operations. Interestingly, there is no conventional wisdom as to the required threshold of liquidity a business have to maintain in order to remain sustainable hence, every business entity will require its own liquidity management policy. The study investigated how corporate liquidity management affect firm performance using listed finan...

REVENUE MOBILISATION AND ITS MANAGEMENT AT A NEWLY CREATED ASSEMBLY: A CASE OF KWADASO MUNICIPAL ASSEMBLY

ABSTRACT Decentralization is assumed to bring about better efficiency in the distribution of public goods and services at the local level. Interestingly, this acclaimed position of decentralization depends largely on the belief that local governments will in practice exercise much fiscal discretion when it comes to the allocation of resources than the central government. However, to the shock of many, local assembly’s fiscal discretion appears to be very controlled in the sense that most lo...

INVESTMENT APPRAISAL TECHNIQUES UNDERLYING GHANAIAN OIL MARKETING COMPANIES INVESTMENT DECISIONS: A CASE OF GOIL COMPANY LIMITED

ABSTRACT Firms’ investment appraisal techniques have become a great area of interest to both academics and practitioners alike. For instance, common opinion among scholars and practitioners is that, a business future success and sustenance largely depend on its ability to get its present investment decisions right. This means that, the decisions inherent to investments are critical to the growth and sustenance of every company be it a private or public entity. Accordingly, this study l...

ASSESSING THE QUALITY OF CUSTOMER SATISFACTION IN MICROFINANCE INDUSTRY IN THE KUMASI METROPOLIS - CASE STUDY OF RAMZIAH CREDIT UNION, KUMASI

ABSTRACT The purpose of the study was to assess the quality of customer satisfaction in microfinance industry in Kumasi Metropolis, using Ramziah Credit Union as case study. The type of research design employed for this study is the case study method. Both primary and secondary data were useful for the research. Qualitative and quantitative research approaches were used for the study. The population for the study was three hundred and twenty (320) customers. These include selected...


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