Research Papers/Topics in Banking and Finance

EVALUATING THE EFFECTS ELECTRONIC DATA PROCESSING IN COMMUNITY BANK. (A CASE STUDY OF EMENE COMMUNITY BANK ENUGU STATE)

ABSTRACT The banking sector has proved a very reliable tool in the development of the nation’s economy and also in the management of individual finances.  However, the distress in the banking system has drastically reduced public confidence and interest in the institution hence, community bank patronage continue to dwindle to a surprising point. Under this negative development, the banks now rely greatly on the effectiveness of electronic data processing system for survival. It is therefor...

ORIGIN AND DEVELOPMENT OF CO-OPERATIVE SOCIETIES IN NIGERIA

ABSTRACT This project was undertaken to examine the importance of effective marketing of services in the Nigerian financial industries. In the past, marketing was linked to services in industries like banking and rather to manufacturing industry in recent years; however, marketing activities industry in the banking industries have acquired increased importance and attracts more attention. The reason for this phenomenon is easy to appreciate for competition in banks, which market their activit...

CREDIT MANAGEMENT AND INCIDENCE OF BAD DEBTS IN NIGERIA COMMERCIAL BANKS

ABSTRACT The purpose of this study was to determine the level of credit management and incidence of bad debts in Nigeria commercial banks. In the ordinary course of lending banks including load debts, which are changed against the income generated by the cause for bad and doubtful debts.  Besides a cursory look at the annual statement of most commercial banks, relatively provide for bad debt more than the other banks. This fact could also be reflected in the elative performance of the banks....

THE IMPO RTANCE OF THE NIGERIAN CAPITAL MARKET TO BUSINESS ORGANIZATIONS. (A CASE STUDY OF PORTACOURT STOCK EXCHANGE)

ABSTRACT The Nigerian capital market was established to perform certain functions, which are paramount to the development and growth of the economy. This includes the accumulation of capital from diveresed fund serves and make such available to users of funds. The purpose of this study was to determine the extent to which the development of business organization, to establish the importance of the capital market in servicing the banking and manufacturing sector of business. Hypothesis formula...

THE EFFECTS OF COMPUTER APPLICATION ON PROFIT OF BANK’S IN NIGERIA

ABSTRACT The study was carried out to find the efficiency of banking activities with the application of computer. Attention was directed on the relationship between the contributions of computer application towards banking activities in the economy. The scope of the work was not all the wide, but the study was able to come up with face that banking sector, improves tremendously with the computer. It is of great importance of both the ministers and the researcher since it helps to find whether...

A STUDY OF THE MANAGEMENT OF BAD DEBT IN THE NIGERIAN BANKING INDUSTRY SCOPE AND REMEDIES

INTRODUCTION 1.1BACKGROUND OF THE STUDY Banks have been credited generally with enviable role of being a very crucial source of funds for the development of the economy. This recognition largely comes from the roles assumed by most banking institution in mobilizing deposits and channeling funds toward feasible and viable ventures. The size and level such profitable ratchet along with either complimentary factors contribute to economic well being of the country in which the bank is situated. C...

THE CONTROL OF INFLATION USING CENTRAL BANK OF NIGERIA (CBN) MONETARY POLICY

ABSTRACT Through the instrument used in monetary policy help us by the control of inflation in an economy. This to know the control of inflation using central bank of Nigeria monetary policy. Hence, this research work was focused on the investigation of the control of inflation by using central bank of Nigeria monetary policy. In carrying out this study, various research instruments such as questionnaires and oral interviews were used to collect data from respondents. The research design and ...

THE ROLE OF COMMERCIAL BANKS IN SMALL SCALE BUSINESS FINANCING

ABSTRACT New products are developed in the Banking industry to meet the ever-growing needs of customers. In this research work, the research choose four of the products, measured the extend to which they have been able to satisfy the customers. The products selected are SMALL CARD, INTERNATIONAL MONEY TRANSFER, EDUCATIONAL SCHEME AND INTEGRATED BANKING NETWORK TRANSACTION. Data collected through questionnaire are presented in tabular form and percentages and pie chart are needed to analyze th...

THE IMPACT OF CENTRAL BANK OF NIGERIA PRUDENTIAL GUIDELINES ON THE FINANCIAL STATEMENT OF LICENSED: A CASE STUDY OF FIRST BANK OF NIGERIA PLC AND UNION BANK OF NIGERIA PLC

ABSTRACT The prudential guidelines for licensed banks which are based on globa banking standards, imposed far-reaching requirements in the classification of risk assets and provision for bad and doubtful debts. Since its introduction in November 1990 the implementation of the guidelines has had a profound impact on the operations of banks. In this project, the researcher has succeeded in identifying the features of the prudential guidelines as well as its impact on published financial stateme...

OVERVIEW AND IMPACT OF FRAUD IN THE BANKING INDUSTRY IN NIGERIA (A CASE STUDY OF FIRST BANK OF NIGERIA PLC)

ABSTRACT Fraud is an awful phenomenon, which like a vein has invaded Nigeria banking industries and the society in general, and puts any organization that it comes into in a state of liquidation. This study highlights the bank fraud, extent of fraud in banks, effects of bank fraud, detection, and presentation and control measures adopted by management to check fraud incidents. This study highlights the nature and various types of fraud, causes of bank fraud, extent of fraud in banks, effects ...

LIQUIDITY MANAGEMENT IN THE SERVICE INDUSTRIES

ABSTRACT The significance of the service industries in the economic development of Nigeria cannot be undermined. However, liquidity problems constitute a major constraint on the development of this industry. This study addresses the practical measures in the service industries needs to adopt and effectively manage their liquid resources especially taking cognizance of the current economic recession in the country. This study shows that economic recession and over investment in stock are the m...

THE PROVISION OF QUALITATIVE SERVICES RENDERED TO CUSTOMERS IN COMMERCIAL BANKS

ABSTRACT The banking business has experienced structural changes over the decades like other business. The government continually encourages the expansion of the services rendered by bank and also facilities both in the urban and rural area. In other to provide comprehensive banking in the country. Banking has been in existence as far back 2500 B.C. Nigeria Government intervention began in 1975 where the military government restructured and Nigerianised in stages in the banking system. It has...

EFFECTIVENESS OF CREDIT GUIDELINES ASAN INSTRUMENT OF MONETARY POLICY IN NIGERIA.

INTRODUCTION 1.1BACKGROUND OF THE STUDY One important factor affecting the level of economic activities in any economy is change in supply.  These changed affects directly the rate of spending by the citizen of the country.  It is therefore, because of the economic importance of monetary that the monetary authorities has devoted time and resources towards money management with a view of reaping the benefits inherent therein. The credit guideline, which is my topic of study, has formed the a...

PERFORMANCE APPRAISAL OF MONETARY POLICY OF CENTRAL BANK OF NIGERIA

INTRODUCTION I.IBACKGROUND OF THE STUDY Before the establishment of the Central Bank of Nigeria the West African Currency Board (WACB) which was established in 1912 had the responsibility for issuing legal tender currency. The WACB was set up to promote the financing of the export trade. It was the duty of WACB to issue West African currency. The exchange of existing currencies and the investment of reserves. The reserve were invested in Britain and this is in a way facilitated Nigeria’s in...

THE ROLE OF CENTRAL BANK OF NIGERIAN IN THE MANAGEMENT OF THE NATIONS FOREIGN DEBT.

ABSTRACT The central bank of Nigerian (C.B.N) started full-scale operation on 1st July 1959, and since its inception like most of the central bank the world over, performs certain national and international functions one of which is the management of foreign debt. So this project examines the role of CBN in the management of foreign debt. A lot of problems engulfed the central bank of Nigeria which trying to carry out this function ranging from inadequate reserves to over increasing imports b...


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