Banking and Finance Research Papers/Topics

THE ROLE OF CAPITAL MARKET IN FEDERAL GOVERNMENT FINANCING

INTRODUCTION 1.1BACKGROUND OF THE STUDY Broadly speaking, there are two kinds of chance revolutionary or discontinuous change which is gradually and common (suble) yet dynamic. It is this latter form of change that is advocated for the development of Nigerian securities market vis-avis the capital market as a means of sourcing funds for the public sector. Right from the day Nigeria returned their independence till date, the country has been searching for economic change and development that w...

THE ROLE OF BANKS IN FINANCING AGRICULTURAL CO-OPERATIVES SOCIETIES IN NIGERIA (A CASE STUDY OF NIGERIA AGRICULTURAL CO-OPERATIVE AND RURAL DEVELOPMENT BANK (NACRDB) IN ENUGU

ABSTRACT This research project is a very crucial study on the Role of Nigeria Agricultural Co-operative and rural Development Bank.   The study is motivated by the necessity to establish the extent of Agricultural Co-operatives. To solve the research problem primary and secondary data was collected.  The data were questionnaire and oral interview.  The respondents comprised of personnel of the bank in organizing and presenting data collected, tables’ frequencies and percentages were used...

THE FINANCIAL PROBLEMS OF NIGERIAN BREAD INDUSTRY. (A CASE STUDY OF FREEDOM BAKERY ENUGU – NGWO 1995 – 2005. A CASE STUDY OF FREEDOM BAKERY ENUGU – NGWO, (1995 – 2005).

ABSTRACT This research work was aimed at list for creating ideas on how to amend financial problems of Nigerian Bread Industry. Using freedom bakery Enugu-examined the commitment of the bakery service and better advice in the appropriate of the quality of financial service to be used so as to increase the financial sector of the freedom backery industry. -Other objectives are to determine how this financial service quality helps to generate patronage for the bakery. -To determine how reliable...

THE IMPROVEMENT OF BANKING HABIT OF RURAL DWELLERS BY COMMUNITY BANK

INTRODUCTION The establishment of the community banking system in December 1990 is an attempt to resolve the perennial problem of unavailability of credit facilities to the  rural producers. In the past eight years, the 1014, community bank that are operational in the country show that the economy has a special place for them, the community are unique because of their community ownership and special clients. The community banking system has been tested and it has shown resilience as a result...

THE PROBLEMS AND PROSPECTS OF DEBT MANAGEMENT IN NIGERIAN FINANCE INSTITUTIONS

INTRODUCTION BACKGROUND OF THE STUDY. To reduce the liquidation and bankruptcy of our financial institutions, for debts management in our financial institutions. Financial institutions are committed to providing financial services and intermediation to the various segments of the economy. As a part of the services rendered, they are intermediaries between surplus economic units and deficit economic units.    In a modern day society, economic prosperity and progress depend largely on the lev...

THE ROLE OF COMPUTER IN PROMOTING THE EFFICIENCY IN NIGERIA COMMERCIAL BANKS (A CASE STUDY OF FIRST BANK NIGERIA PLC)

ABSTRACT This study is the role of computer in promoting efficiency in Nigeria commercial Banks with practical interest, was carried out with the following objectives. (1)To ascertain if computer has a significant influence on the time spent by customers in their banking transactions. (2)To find out if the computer has any effect in promoting efficiency in Nigeria commercial Bank Plc Enugu. In order to achieve above objective, questionnaires were prepared and administered to publication compr...

PROBLEMS AND PROSPECTS OF COMMUNITY BANKS IN THE RURAL DEVELOPMENT OF NIGERIA. (A CASE STUDY OF OGUI COMMUNITY BANK, ENUGU SOUTH L. G. A.)

ABSTRACT The community banking scheme has been in operation since December 1990, and has to a large extent achieved its objectives as a vehicle for poverty alleviation at the grassroots’ level. With about 1000 unit community banks and hundreds of thousands of customers, the banking habit has reasonably increased in the rural areas. The poor farmers, cattle rears, fisher men and artisans who might not have collateral but are hardworking could get loans from their community banks for producti...

THE CRITICAL EVALUATION OF THE USES F FINANCIAL RATIONS IN FINANCIAL STATEMENT ANALYSIS

ABSTRACT  Financial ratios provide managers with insights into the existing strengths and weakness and equally disclose warning indicators  of impending failures.  Mangers primary objective now is to plan against the flows and improve for the future prospect of the enterprises. There are many aids to intelligent analysis of statement but financial ratio is an important analytical procedure at the mangers disposal in the bid for planning financial ratios are wildly used as a basis for predi...

BANKING INSPECTION AND EXAMINATION AS AN AID TO EFFECTIVE BANKING MANAGEMENT ( A CASE STUDY OF UBA AGBANI ROAD, ENUGU)

ABSTRACT The objective of this study was to explore the possible banking inspection as an aid to effective bank management with particular reference to UBA Plc Enugu. To guide this research, the following eight research questions were formulated as thus What are the control measures against the bad debt in the bank being achieved? To what extent are the workers being assured of jobs? What are the control measures against the bad debt in the bank being achieved? To what extent are human and no...

Bank inspection in Examine as an effective tool in bank management

1.1INTRODUCTIONThe role of banking sector in a develop economy such as ours can not be over emphasized.  Banking sector forms the life wire of  economic growth of any nation.   According  to recent publication by an international magazine banking sector contributed about 55% of the total economic development of Nigeria.  Also  the development of small and medium scale enterprise cannot be  ruled out in this huge success curtained by the banking indicatory. TABLE OF  CONTENT CHAPTER...

THE ROLE OF COMPUTER IN FRAUD SELECTION AND PREVENTION IN THE NIGERIAN COMMERCIAL BANKING INDUSTRY

ABSTRACT The research work was carried out in a bid to examine the role of computers in the detection and prevention of frauds in the Nigerian commercial banking industries.  1.The aim of the study was to know whether computer are more effective and efficient and  efficient in the detection of frauds.  2.The study also identified how fraud can be prevented from reoccurring since the use computers would be widely employed .  3.More over this of work was done in five chapter with chapter on...

THE PROBLEMS OF OBTAINING BANK LOANS BY SMALL-SCALE INDUSTRY FROM NIGERIA BANK

1.1 Introduction   The author very conscious of the fact that responsibility for food lending rise with the banks and government and in the writing of this problem obtaining a banking loan by small scale industries from Nigeria banks which is intended to y-ray the difficulties encountered by bank customer in obtaining loan. I hope that have been able to alert the banks and government of this ugly situations which hampers general economic. The content has been segmented into chapter and each...

THE CAUSES AND EFFECTS OF LIQUIDITY PROBLEM ON THE NIGERIA BANKING INDUSTRY.

ABSTRACT This research project is a very crucial study for the Nigeria Banking Industry. The research work is aimed at identifying the causes of liquidity problems in the Nigerian Banking Sector. By this concept, factors militating against Bank liquidity as well as measure to remedy such factors are also identified. To solve the research problem secondary source of data was extensively used by the research that in the review of related materials by prominent writers and authors. This helped i...

IMPACT ON PROFITABILITY OF COMMERCIAL BANK IN NIGERIA OF INTEREST RATE DEREGULATION A CASE STUDY OF UNION BANK OF NIGERIA

ABSTRACT This researcher work is a survey of an analysis of the effect of interest rate deregulation on the profitability of commercial banks. The research to work tried to find out among other objectives, the impact of deregulation of  interest rate policy on the profitability of commercial bank. In carrying out the research, the regression and correlation method were use to analyze statistically to tools. The result obtained indicated from the hypothesis tested that the null hypothesis was...

AN EVALUATION OF THE NIGERIAN COMMERCIAL BANKS

INTRODUCTION This chapter deals with the background of the study statement of problem, objective of study, research questions, significance of the study, hypothesis, scope, limitation of the study and definition of terms. 1.1 BACKGROUND OF THE STUDY The era of oil boom in 1970’s in Nigeria economy lead to the nations over reliance on oil as its main source of revenue and there by ignoring other sectors of the economy hence a mono-product economy. Because of this, most of the industries est...


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