Banking and Finance Research Papers/Topics

LIQUIDITY PROBLEM IN COMMERCIAL BANK INSTITUTE OF MANAGEMENT AND TECHNOLOGY (IMT) ENUGU

1.1INTRODUCTION Liquidity of banks means “The ease with which banks assets could be converted into cash”. The liquid assets include cash in the banks vault with the central banks and to their government securities that have not been used as these assets is cash. There are many reasons why a bank should have 0reasonable liquid assets in it assets portfolio, these include to be able to meet prompt demands for deposits withdrawals, that is, the banks must maintain confidence and also be able...

CRITICAL ANALYSIS OF BANK FRAUD AND MALPRACTICE IN NIGERIA A COMPARATIVE STUDY OF AFRIBANK, UNION BANK AND UBA PLC.

ABSTRACT Frauds and Malpractice are gradually becoming rampant and a daily occurrences in our banking industry while the bank management are busy working out means of detecting, checking frauds and malpractice, the frauders on the other end are busy designing new methods of circumventing those measures in conjunction with some dishonest bank staff. It should be pointed out that the effect destabilizes banks not only that, hinders growth of banks and attaining their aims and objectives or goal...

DEVELOPMENT BANKING IN NIGERIA

ABSTRACT This study focuses on finding out the extent to which development banking has aided in development of the Nigeria Economy through financing and granting of medium and long term loans for capital projects and other related services like providing technical services to their bank customers who engage in promotional activities to stimulate interest on new projects. The study adopted a his historical method of investigation because of the absence of the questionnaire and the nature of th...

UNIVERSAL BANKING IN NIGERIA: (A CASE STUDY OF AFRIBANK PLC ENUGU BRANCH)

ABSTRACT Universal banking  has been of controversial issue among partitions and regulation of financial sub-sector of Nigeria economy. However most of these decisions have been flamed by lack of common understanding of what universal banking is and what its implication night wellbeing. The research attempt to redress that situation by presenting, a well accepted understanding of the system. Secondly discussing its applicability or lack there of to Nigeria commercial services and industry. A...

AN EXAMINATION OF THE PROBLEM AND PROSPECT OF FINANCING STATE GOVERNMENT PROJECTS THROUGH THE CAPITAL MARKET PRESENTED

INTRODUCTION 1.1BACKGROUND OF THE STUDY The function of the state government in recent times include the provision of amenities infrastructures which are capital intensive in nature over the years most state government  especially in the developing countries have been carrying out such functions with finds from external sources as loans, grants and development assistance or aids. These sources have often been complemented with domestic resources as statutory allocations from the federation a...

AN EVALUATION OF THE IMPACT OF COMMERCIAL BANK LENDING ON SMALL SCALE INDUSTRIES IN NIGERIA

INTRODUCTION 1.1BACKGROUND OF THE STUDY It is certain that Nigeria is endowed with a lot of natural resources. These resources to mention but a few are skel, crude oil, natural gas, Iron ore, palm oil, ground nut yam, cassava etc. these resources found the major export earning before the era of independence an generate 80% of our then total revenue the precolorual era could be regarded as era of substance economy. Each community then was noted for one particular raft or the other some familie...

BANK FAILURE: “CAUSES AND CONSEQUENCES”

ABSTRACT Research concerns “Bank failure” causes and consequences” Bank failure in our banking industry has become a peculiar household word in this country, which cannot be overemphasized. It is a re-current issue, which caused to captivate many individuals and banks, which has caused untold hardship to collective individuals, individual, stakeholders. This ugly scene has paved way for losses of staggering sum of money and investment by some banks. As a matter of facts, Banks distress ...

THE PROBLEMS IN THE PRACTICE OF STANDARD COSTING AND BUDGETARY CONTROL SYSTEM IN THE MANUFACTURING FIRM,. A CASE STUDY OF FLOURIER NIG

1.1INTRODUCTION Most businesses use planning and budgeting procedures to prepare for the future. Manufacturing firms need to understand the relationship of sales revenue to product costs, selling expenses and administrative expenses as yearly as possible in product development. Therefore, the practice of standard costing and budgetary control system has been a crucial area of concern for manufacturing firms in Nigeria it is known that in this technological age, that for an organization to mak...

THE DUTIES AND OBLIGATIONS OF THE GOVERNOR OF CENTRAL BANK OF NIGERIA TO THE FINANCIAL INSTITUTIONS

 INTRODUCTION BACKGROUND TO THER STUDY like case in many countries, commercial banking started in Nigeria long before the central bank was established where as the first commercial bank branch was established in Nigeria as far back as 1892, it was only in 1958 (66 years) after that the central bank of Nigeria was established by the bank of Nigeria act of 1958. it started full operations on 1st July 1959.  Prior to the establishment of the central bank of Nigeria, the role of a central bank ...

THE PROBLEM OF BANKING SYSTEMS IN NIGERIA

INTRODUCTION 1.2BACKGROUND OF THE STUDY Banking business started as far back as the seventeenth century. When the receipts issued by Goldsmiths to depositors were used as a means of exchange in commercial transaction. Because these receipts were accepted generally, they became transferable too. A bank is an institution where money and valuables are kept for safety purposes. Bank also lend money known as loan, pay out money on the customers order by means of a change and bank draft and also gi...

THE STUDY OF THE IMPACT OF UNIVERSAL BANKING IN NIGERIA FINANCIAL SYSTEM .

INTRODUCTION  1.1BACKGROUND OF THE STUDY  The performance of the Nigeria banking sector has been a serious concern to the generality of Nigeria. Such Nigerians includes but are not restricted to politicians, the military, the academic community  , industrialist , traders, and even the peasant community. As one reflects on the present state of the sector, one cannot but come to the sad conclusion that all is not well.  Actually, the method of expressing the dissentient within the banking s...

THE DEPENDENCE OF THE EFFECTIVENESS OF BANKING SYSTEM ON COMPUTER,

INTRODUCTION A bank can be defined as any person that provides the minimum banking services and which is licensed as a bank by federal government in Nigeria as banking institution. This minimum banking service includes: a.Acceptance of deposits from customers b.Marketing payment locally or outside Nigeria c.Granting loans and similar instruments There understood the World Bank (IBRD) little is known about grant banking benefit the middle age the Greeks and Mesopotamia hand bank as did the re...

THE IMPACT OF MANAGEMENT INFORMATION ON BANK LENDING DECISIONS

INTRODUCTION 1.1  BACKGROUND OF THE STUDY Standard trust bank PLC commercial operations in August 1997 as a commercial bank with five business offices driven by a board of directors, a management team and staff focused on revolutionizing the Nigerian banking industry.  Following the resolution of the board of directors at an extra-ordinary general meeting on 19th July 2002, the bank because a public limited company (PLC).  From the humble beginning, they have been able to record modest ach...

BANK FINANCING SMALL SCALE BUSINESS UNIT. (A CASE STUDY OF FIRST BANK OF NIGERIA PLC ENUGU BRANCH)

1.1BACKGROUND OF THE STUDY Man, Since the past ages, has been battling with procurements of a reasonable standard of living and the ways of managing his perpetual inadequate.  The eventful development of organised Society had to the Institution of government.  During the 15th Century, when mercantilism  was the order of the, government had right to interfere with the economic process to protect the interest of the nation (as then seen mainly from the view point of international trade) “I...

AN APPRAISAL OF THE MARKETING CONCEPT IN THE BANKING INDUSTRY (A CASE STUDY OF SELECTED COMMERICLA BANKS)

INTRODUCTION 1.1BACKGROUND OF THE STUDY As competition between businesses geared up, if becomes imperative to turn, attention to customers needs and wants which are naturally insatiable. The marketing concept arose to challenge all other previous concept. Orjih (1998) in his book “Seminar in Banking and finance.” Concluded that marketing concept holds the key to achieving organizational goals consists in determining the needs and wants of target markets and delivering the desired satisfac...


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