ABSTRACT The community banking scheme has been in operation since December 1990, and has to a large extent achieved its objectives as a vehicle for poverty alleviation at the grassroots’ level. With about 1000 unit community banks and hundreds of thousands of customers, the banking habit has reasonably increased in the rural areas. The poor farmers, cattle rears, fisher men and artisans who might not have collateral but are hardworking could get loans from their community banks for product...
1.1INTRODUCTION Distress in the Nigerian banking sectors is a problem that bank has in this recent time. This seems as if the regulatory authorities appeared to be fighting a losing battle to sanitise the system. Ebtiodaghe (1996) observed that banking distress occurs when customers were unable the loss of their deposits and consequent breakdown of their contractual obligation. The central bank fails to meet its capitalization requirements, has a weak deposit base and is afflicated by mis...
ABSTRACT The main point of this study is the role of “Central bank of Nigeria in credit supply to agricultural sector”. The project is intended to focus on the adequate of credit supply to Agricultural sector by the central bank of Nigeria’s guarantees scheme has contributed to agricultural financing and the extent the Nigeria Agricultural and co-operative bank has contributed to agricultural project financing. The related literature, which, consists of the view of their authors, were r...
ABSTRACT Commercial bank are profit-making venture and as such they share with other business the same set of expectation concerning the health of the economy. It is in the light of this that they make loans available to borrowers on interest, which is a source of profit to them. Along side the growth of the credit sector is the growth of the bad debt among other to poor credit management. The hallmark bank limited like most other bank has recorded a high inadence of bad debt and has one ...
ABSTRACT This research work is aimed at bringing into light the Development impact of rural banking in Nigeria’s rural area and how it affects the economy in general. For the purpose of orderly presentation of relevant materials, the main body of this work has been divided into five chapters The first chapter which is the introduction consider among other things problems identification/statement of problems, Rational of the study, Significance of the Study, Background of the Study and Defin...
ABSTRACT The banking industry of the Nigerian economy is today passing through what might seem the roughest phase in its history. The wave of insolvency or distress in the sector is very unprecedented comparable only to what happened during the 1st era of bank failure in Nigeria 91953-1957) and the era of free banking (1892-1952) was such that generated under stand able apprehensive among the banking public. Because of the prominent and sensitive role the banking industry plays in the determi...
INTRODUCTION 1.1BACKGROUND OF INFORMATION Agriculture is still most important sector of the country’s economy. It’s role in economic development can be traced back to, at-least to the mid-eighteenth century, and which was central to the early development of the analytical economics by Adam Smith, David Richardo, and Thomas Malthius, typically some 40 to 60 percent of the national income is produced in agriculture and from 50 to 80 percent of the labour force is engaged in agricultural p...
ABSTRACT The role of commercial bank in financing of Agricultural project in Enugu State, is a topic so crucial that interested parties in the work are many. It is very vital considering the role of commercial bank play in financing of agricultural project in Enugu State in sustaining the economy. This creditable role being played by the above bank economy of Enugu State and the position of agriculture in tdhe building of a virtue and a self reliant nation attracted the attention of the res...
INTRODUCTION The central bank of Nigeria announced a new capital requirement for Nigeria banks of 25 billion Naira (about US & 181milion) this reflects an increase of from its previous 2billion Naira (Us & 14.5 million) The banks governor has explained that by this he plans to encourage merger and acquisition among the 89 banks currently operating in the country to consolidate and strengthen the nations banking industry. He also hoped that this development would ignite investors confidenc...
1.1BACKGROUND OF THE STUDY In Nigeria and in other developing countries like the problem of credit extension to the rural dwellers who cannot afford the much needed collateral being demanded by most financial institution has been such a persistent migraine case, that government after government have been making persistent efforts to remedy this situation. The financial needs of these rural dweller pose a double problem in that part from the risk inherent in such credit in extension, it is n...
Pricing Policy 1.0Pricing Theory: Pricing is an important and complex element of the marketing mix and generates the highest level of external interference because of its place as a major determinant of the volume of goods and services available for the consumers in any economy. TABLE OF CONTENT Title PageDedicationAcknowledgementTable of ContentsChapter OnePricing Policy1.0Pricing Theory1.1Concepts of Price/PricingChapter Two2.0Price Fixing under Perfect Competition2.1Price Fixing under Per...
ABSTRACT Fraud is an awful phenomenon, which like a view has invaded Nigeria banking industries and the society in general, and puts any organisation that is comes into in a distress point of in a state of liquidation. This study highlights the nature and various types of fraud, causes of bank fraud extent of fraud in banks, effect of bank fraud, detection and control measure adopted by management to check fraud incidents. The purpose of this research work is to find out whether there is sign...
ABSTRACT The study of liquidity management in banks with particular reference on Union Bank Plc. Okpara Avenue Branch and Nice Community Bank Amawbia Awka. Chapter one looked into the liquidity and profitability position in order to find out why banks needs to be move liquid than any other financial institutions as well as business Organization. The aim is to final a lasting solution to in eliminate fund shortages and inability of some banks to provide a required liquid when called u...
ABSTRACT The subject of this research works is bank loan and credit collection in Nigeria. Their bank loan develop as an attempt to financials and agricultural sector in the country. And credit collection seems very important because the non repayment of lean or credit has led to so many distressed banks in view of the important roles banks play in economic development of a country it has become a matter of necessity for an in-depth research and the analysis of its help as well as its pro...
ABSTRACT The need for an efficient and prudent banking industry for banking transactions in this country need not be over emphasized it is an accepted fact that majority of the populace of this country have this attitude of getting rich quick without really working very hard for it one their dream ways of achieving this lack luster dream is through fraud perpetration. And with the belief that banks keep so mud money with them the act how effects the banking �...