Banking and Finance Research Papers/Topics

THE ROLE OF CENTRAL BANK OF NIGERIA (C.B.N) IN AGRICULTURAL FINANCE DEVELOPMENT, PROBLEMS AND PROSPECTS. A CASE STUDY OF NIGERIA AGRICULTURAL INSURANCE COMPANY (NAIC) ENUGU – ENUGU STATE

ABSTRACT  Based on historical evidence, the highest contribution to the Nigeria Economy was Agriculture at present, Agricultural Production has been deducing drastically, especially since the oil boom. This was also contributed to the neglect on this sector due to the problem the Agriculturist encountered.       Nigeria Agriculture is characterized by the pre-prudence of small scale farming which yields the bulk of the total production. The small scale farmers have been the bedrock of our...

AN ASSESSMENT OF CUSTOMER SERVICE IN FINANCIAL INSTITUTION. (A CASE STUDY UNION BANK OF NIGERIA PLC ENUGU)

ABSTRACT Service is the central bank motto in the distribution of its various production packages and marketing strategy implementation.  Customer are satisfied when they get the service they want at the right time, right place , right price and  in the  right manner. The issue of efficient service in banking industry has being given serious attention nojt only byj them management because of the competitive nature of banking inidustry in Nigeria. This fact and also the view that human need...

THE CONTRIBUTION OF FINANCIAL INSTITUTION IN THE DEVELOPMENT OF NIGERIA ECONOMY

ABSTRACT  Contribution of financial institution is not just for more development, but also grow the economy of Nigeria. This is because the commercial bank attitude to the public is quiet  However, this study is aimed at identifying the contribution of financial institution in Nigerian economy, also to decimate its problem and prospects in Nigeria economy.   This study also focused attention to extent the commercials banks has adopted the use of capital asset and knowing the effect and ef...

THE REASON FOR ADOPTION INFORMATION TECHNOLOGY IN BANKING SYSTEM DELIVERY

INTRODUCTION Actually the banking industry has gone far into information technology management and others in the delivery of their customer’s services. Through information technology is subsumed in the concept of information management. Hence, information technology is narrower than information management but also depends heavily on network of systems technology just like information management therefore; it is a tool for information management.  However, when we come to the issue of the e...

THE EFFECTIVENESS OF MONETARY POLICY AS A TOOL FOR CONTROLLING INFLATION IN NIGERIA.

INTRODUCTION Nigeria still presents a clear reflection of the third world economy in which the growing economy has some working machinery, monetary and fiscal policies that aimed towards maintaining a balance in the entire economy so that growth and development, which is the ultimate goal of every economy, is realized.      Generally, monetary policy refers to combination  of measures designed to regulate the values, supply and cost of money in an economy in consonance with the level of e...

THE ROLE OF COMMUNITY BANKS IN THE ECONOMIC DEVELOPMENT IN NIGERIA.

INTRODUCTION Scriptural looking into the Bible when God created Man, He left man with a divine injunction as rewarded in the Holy Scripture, which Says, be fruitful and multiply and replenish the earth and subdue it, and have dominion over the fish of the sea and of the air.And every living thing that moves upon the earth (Genesis 1.28) was the command.  The wheel of change has been rolling on throughout the entire world transforming virgin lands, desert, ocean and sea to economic advantage ...

THE IMPACT OF NEW MONEY MARKET PRODUCTS ON PROFIT PERFORMANCE OF COMMERCIAL BANK IN NIGERIA

INTRODUCTION The commercial banks provides their numerous customer across the county with the full range of commercial money market banking products (service) but not related to currents savings and deposit accounts. Loans and overdrafts provision of international money market banking services, export credits and financial  advisory services, farmer loan scheme, time deposit current account, statement savings scheme, house saving an loan scheme, first cash, UBA card, current account managem...

“IMPACT OF CENTRAL BANK OF NIGERIA (CBN) PRUDENTIAL GUIDELINES ON LICENCED BANKS” (ACASE STUDY OF FIRST BANK OF NIGERIA PLC AND UNION BANK OF NIGERIA PLC).

INTRODUCTIONBefore the introduction of the prudential guidelines, according to CBN circular (1990) some banks were used to declaring huge but unrealized profit, otherwise referred to as “paper profit”. The following problems will be investigated in this study:(a)Did profit figures of the selected commercial banks decrease significantly post prudential guidelines?(b)Did provision for bad and doubtful debts increase significantly under prudential guidelines? LITERATURE REVIEW  The object...

FRAUDULENT ACT IN THE BANKING INDUSTRY CAUSES, EFFECTS AND POSSIBLE REMEDIES

ABSTRACT There were so many difficulties which this research work was confronted with bank officials were so reluctant to give out helpful information of this problem and there was also the cost of research and limited  time for acquisition analysis and prop or interpretation of   data effort was mode bys the researcher to personally visit places where the above secondary data were located. In the absence for the need for primary data question pairs administration was deeined unqualified th...

THE EFFECT OF FINANCIAL ACCOUNTING REPORTING ON THE MANAGEMENT OF A BUSINESS. A CASE STUDY OF AGU BROS TRADING COMPANY LIMITED 1987.

TABLE OF CONTENTS COVER PAGE TITLE PAGE APPROVAL PAGE DEDICATION ACKNOWLEDGEMENT PREFACE LIST OF TABLES CHAPTER ONE: INTRODUCTION 1.1 BACKGROUND OF STUDY 1.2 STATEMENT OF PROBLEM 1.3 OBJECTIVES OF THE STUDY 1.4 RESEARCH OF THE STUDY 1.5 SIGNIFICANCE OF THE STUDY 1.6 HYPOTHESIS CHAPTER TWO: 2.1 LITERATURE REVIEW 2.2 ACCOUNTING AS A LANGUAGE OF BUSINESS 2.3 USERS OF ACCOUNTING INFORMATION 2.4 CHARACTERISTICS OF GOOD INFORMATION 2.5 MANAGEMENT OF INFORMATION 2.6 BASIC ACCOUNTING CONCEPTS CHAPTE...

THE IMPACT OF LIQUIDITY PROBLEM ON THE NIGERIAN BANKING INDUSTRY.

ABSTRACT  This research work is aimed at identifying the impact of liquidity problems on the Nigerian banking sector with regards to their profit and previous made by the Government and the Apex Authority in finding the solution the problem.  In carrying out his study, secondary Data was used extensively.  This project work is divided into five chapters:  In chapter one, we have:  Introduction, Background of the study, statement of problem, purpose / objectives of the study, significanc...

THE IMPACT OF MORTGAGE BANKING IN NIGERIANS ECONOMIC DEVELOPMENT PROGRAMMES.

ABSTRACT This is a research on Mortgage Banking in Nigerian Economic Development Programmes. The research sorted to know for the existence of mortgage banking has been fact by the people and to the extent their objectives has been achieved. In carrying out this research the researches made us of oral interested and questionnaire and the finding infere that mortgage bank it towards the economic development has been felt through many areas of their promotional activities such as loan advanceme...

THE ROLE OF COMMERCIAL BANKS IN A DEPRESSED ECONOMY.

TABLE OF CONTENTS Title page Approval page Dedication Acknowledgement CHAPTER 1.0 Introduction 1.1 Background of the study 1.2 Statement of the study 1.3 Objective of the study 1.4 Rationale / Research Question 1.5 Significance of the study 1.6 Scope of the study 1.7 Assumption of the study 1.8 Justification of the study CHAPTER TWO 2.0 Review of related literature CHAPTER THREE 3.0 Methodology and research design 3.1 Sources of data 3.2 Method of data collection 3.3 Location of data. CHAPTE...

COMMUNITY BANKS AND ECONOMICS DEVELOPMENT OF ANAMBRA STATE, PROBLEMS AND PROSPECT. [A CASE STUDY OF UMUDIOKA COMMUNITY BANK NIG. LTD ANABRA STATE]

INTRODUTION 1. BLACKGROUND OF THE STUDY Concerted efforts were m ad for many years to involve sub- urban and rural people in Nigeria in modern banking practices. Apart from encouraging the establishment of commercial banks, merchant banks, specialized development bank were created focusing or mortgages Agriculture, savings, co- operatives and other specific areas. Beyond this, rural branches were mandatory for the commercial bank so that the interest of the rural people could be catered for. ...

FRAUD IN THE BANKING INDUSTRY.

BACKGROUND OF THE STUDY:- With an award match to becoming an industrialized Nation, Nigeria is witnessing as professional, which made the possible establishment of service industries and other business organisation.  This belief was rather so strong that the urge to provide financial services can no longer be overlooked.  To accelerate economic growth and economic development both government and some organised private were issued licenses to operate banks.  In addition to a few banks were ...


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