INTRODUCTION Actually the banking industry has gone far into information technology management and others in the delivery of their customer’s services. Through information technology is subsumed in the concept of information management. Hence, information technology is narrower than information management but also depends heavily on network of systems technology just like information management therefore; it is a tool for information management. However, when we come to the issue of the e...
INTRODUCTION Nigeria still presents a clear reflection of the third world economy in which the growing economy has some working machinery, monetary and fiscal policies that aimed towards maintaining a balance in the entire economy so that growth and development, which is the ultimate goal of every economy, is realized. Generally, monetary policy refers to combination of measures designed to regulate the values, supply and cost of money in an economy in consonance with the level of e...
INTRODUCTION Scriptural looking into the Bible when God created Man, He left man with a divine injunction as rewarded in the Holy Scripture, which Says, be fruitful and multiply and replenish the earth and subdue it, and have dominion over the fish of the sea and of the air.And every living thing that moves upon the earth (Genesis 1.28) was the command. The wheel of change has been rolling on throughout the entire world transforming virgin lands, desert, ocean and sea to economic advantage ...
INTRODUCTION The commercial banks provides their numerous customer across the county with the full range of commercial money market banking products (service) but not related to currents savings and deposit accounts. Loans and overdrafts provision of international money market banking services, export credits and financial advisory services, farmer loan scheme, time deposit current account, statement savings scheme, house saving an loan scheme, first cash, UBA card, current account managem...
INTRODUCTIONBefore the introduction of the prudential guidelines, according to CBN circular (1990) some banks were used to declaring huge but unrealized profit, otherwise referred to as “paper profit”. The following problems will be investigated in this study:(a)Did profit figures of the selected commercial banks decrease significantly post prudential guidelines?(b)Did provision for bad and doubtful debts increase significantly under prudential guidelines? LITERATURE REVIEW The object...
ABSTRACT There were so many difficulties which this research work was confronted with bank officials were so reluctant to give out helpful information of this problem and there was also the cost of research and limited time for acquisition analysis and prop or interpretation of data effort was mode bys the researcher to personally visit places where the above secondary data were located. In the absence for the need for primary data question pairs administration was deeined unqualified th...
TABLE OF CONTENTS COVER PAGE TITLE PAGE APPROVAL PAGE DEDICATION ACKNOWLEDGEMENT PREFACE LIST OF TABLES CHAPTER ONE: INTRODUCTION 1.1 BACKGROUND OF STUDY 1.2 STATEMENT OF PROBLEM 1.3 OBJECTIVES OF THE STUDY 1.4 RESEARCH OF THE STUDY 1.5 SIGNIFICANCE OF THE STUDY 1.6 HYPOTHESIS CHAPTER TWO: 2.1 LITERATURE REVIEW 2.2 ACCOUNTING AS A LANGUAGE OF BUSINESS 2.3 USERS OF ACCOUNTING INFORMATION 2.4 CHARACTERISTICS OF GOOD INFORMATION 2.5 MANAGEMENT OF INFORMATION 2.6 BASIC ACCOUNTING CONCEPTS CHAPTE...
ABSTRACT This research work is aimed at identifying the impact of liquidity problems on the Nigerian banking sector with regards to their profit and previous made by the Government and the Apex Authority in finding the solution the problem. In carrying out his study, secondary Data was used extensively. This project work is divided into five chapters: In chapter one, we have: Introduction, Background of the study, statement of problem, purpose / objectives of the study, significanc...
ABSTRACT This is a research on Mortgage Banking in Nigerian Economic Development Programmes. The research sorted to know for the existence of mortgage banking has been fact by the people and to the extent their objectives has been achieved. In carrying out this research the researches made us of oral interested and questionnaire and the finding infere that mortgage bank it towards the economic development has been felt through many areas of their promotional activities such as loan advanceme...
TABLE OF CONTENTS Title page Approval page Dedication Acknowledgement CHAPTER 1.0 Introduction 1.1 Background of the study 1.2 Statement of the study 1.3 Objective of the study 1.4 Rationale / Research Question 1.5 Significance of the study 1.6 Scope of the study 1.7 Assumption of the study 1.8 Justification of the study CHAPTER TWO 2.0 Review of related literature CHAPTER THREE 3.0 Methodology and research design 3.1 Sources of data 3.2 Method of data collection 3.3 Location of data. CHAPTE...
INTRODUTION 1. BLACKGROUND OF THE STUDY Concerted efforts were m ad for many years to involve sub- urban and rural people in Nigeria in modern banking practices. Apart from encouraging the establishment of commercial banks, merchant banks, specialized development bank were created focusing or mortgages Agriculture, savings, co- operatives and other specific areas. Beyond this, rural branches were mandatory for the commercial bank so that the interest of the rural people could be catered for. ...
BACKGROUND OF THE STUDY:- With an award match to becoming an industrialized Nation, Nigeria is witnessing as professional, which made the possible establishment of service industries and other business organisation. This belief was rather so strong that the urge to provide financial services can no longer be overlooked. To accelerate economic growth and economic development both government and some organised private were issued licenses to operate banks. In addition to a few banks were ...
INTRODUCTION BANKING: It is an institution established for the purpose of rendering retail banking services at a profit.Improving customer services in Nigeria banks: Banking in Nigeria has grown beyond the variety of banks increased. Competition as a result banks were forcved to be in no value and services oriented. But this high rate of growht at the banking industry has yielded to some undisirable side effect amongst these is the lossof professionalism in the services at banks to their cu...
INTRODUCTION A bank is considered liquid when it has asset and investment in security that are easily reliable at a short notice without a loose to the bank together with the ability to raise fund from he other source, to enable it to meet its payment obligation and financial commitment in a timely manner. In addition there should be financial commitment buffer to meet almost all financial emergency. Liquidity management of a commercial bank is a very vital issue in the banking industry. It ...
INTRODUCTION 1.1BACKGROUND OF THE STUDY Even since the inception of the first three successful indigenous banks in Nigeria, the National Bank of Nigeria established on February 11th 1933, the Agbommagbe Bank (now wema Bank Nig Plc) in 1945, The African continental Bank Plc in 1947 and others subsequently established in the country during the period from 1952 when the first banking ordinance was enacted to regulate and control the activities of commercial banks in the country till pres...