ABSTRACTThis research work will address the issue of lending problem loans (Bad debt) and also the techniques of minimizing it.In the ordinary course of lending, Banks increase bad debt, which are charged against the income generated. Indeed many banks are at the verge of collapse, because of the impact and effects of bad debt and its ineffective management.The nature of project writing in ordinary National Diploma level demands that the source of collecting data should be secondary, hence th...
TABLE OF CONTENTTITLE PAGE …………………………………………………1 INTRODUCTIONTwenty five years is rather short in the history of an industry. In advance country of the world particularly united kingdom where the history of banking industry date have couple of strike taking. Merchant banks (Acceptance houses as they are best known in the U.K. and investment bank as they are known in America) are today common and prominent features ...
ABSTRACTThe community banking scheme has been in operation since December 1990, and has to a large extent achieved its objectives as a vehicle for poverty alleviation at the grassroots’ level. With about 1000 unit community banks and hundreds of thousands of customers, the banking habit has reasonably increased in the rural areas.The poor farmers, cattle rears, fisher men and artisans who might not have collateral but are hardworking could get loans from their community banks for productive...
PROPOSALThis study examined the factors militating against tax collection in Anambra state that lead to the fall of revenue in the state. This study also highlights the problems encountered by the staff of Board of internal Revenue – ie the organ entrusted by the government for collection of various taxes in the state.The sampling technique used for the research were simple data collection and analysis to locate the trend or behaviour of the trend or behavious of the data. Also employed wer...
ABSTRACTThis project work has critically highlighted the compact of claims settlements on profit maximization in insurance industry, the problems affecting effective claims settlement in Nigeria have been identified and how they can be controlled is also included in the study.Also circumstances given rise to claims, fraudulent claims and effect of inflation on claims settlement have been discussed and ways to solve them are inductive in the study.This study also examines the lapses and recomm...
ABSTRACTThe study was carried out to find the efficiency of banking activities with the application of computer.It is the aim of this research work to find out the relationship between the service of computer and banking activities and the contribution of computer application toward banking activities in economy.The scope and limitation of the study was able to come up with the faces the banking sectors improve tremendously with the computer. It is of a great importance to both the ministries...
PROPOSALA budget is a quantitative plan of action prepared in advance for the period to which it relates while control encompasses all the methods and procedure which directs employees towards achieving the organizational objectives.This work is carried out to know how budgeting process is required to achieve different purposes within an organization. In addition to aiding, planning, coordinating and communicating activities of an organization, budget provides a financial blue print that enab...
INTRODUCTIONAs a developing country, Nigeria is a net importer of capital. They need foreign exchange to finance exchange earnings from all, which contributes a major, part other total foreign exchange earning. Since the financial sector, in general and the banks in particular, are the nere centers of the Nigeria economy, they are therefore expected to play important role in promoting Nigeria’s non-oil exports Nigeria needs the financial institution to contribute, they have to operate so ma...
ABSTRACTThe major objective of this research was to probe into the issue of distress in Nigeria bankThe increasing rate of bank distress recently in Nigeria triggered the need for and inspired us to embark on this project research.In carry out the research, the researcher intend to find out the problems that lead to financial distress in Nigerian Banks and the possible solution to that effect.Related literatures were reviewed to find out the opinion of others in the topic and related topics i...
ABSTRACTThis research work is aimed at satisfying those who have interest in the effect of government policy on commercial banks lending ability in Nigeria (1999-2005) especially the bankers throughout the world who are involved in financial transaction with Nigeria.The data required for achieving these questionnaire, Newspaper, Journals union bank Bullion were used.Finally, the title the effect of government policy on commercial bank lending ability in Nigeria (Union Bank) as discussed in th...
ABSTRACTSmall scale industries have had very difficult time tryi8ng to survive in ever changing Nigeria economy, their problems rage from the business environment itself to the operators of these set ups. The harsh nature of the economy makes it very difficult for their operators to forecast and make long-term plans while the managers are more interested in making as fast as possible at the expense of the survival of the business.This industry had a very fast growth daring the oil boom period...
ABSTRACTThis research project is a very crucial study for the Nigeria Banking Industry. The research work is aimed at identifying the causes of liquidity problems in the Nigerian Banking Sector. By this concept, factors militating against Bank liquidity as well as measure to remedy such factors are also identified.To solve the research problem secondary source of data was extensively used by the research that in the review of related materials by prominent writers and authors. This helped imm...
ABSTRACTThe object of this study is to determine the vital role played by commercial banks in Agricultural financing in Enugu State, which has been a major handicap to Agricultural Development today.The study arose from the fact the question to achieve self sufficiency in food produce is one of the highest priority areas facing most of the world’s people todayChapter one deals with statement of the problems, introduction, purpose and significant of the study, scope mid limitation of the stu...
PREFACEThe basic objective underlying this study was the evaluation of the study of the ability of the new financial products by commercial banks in fund generalization or mobilization.This study has been structured into five chapters to make for easy reading and comprehension.Chapter one dealt with the background of the prevailing circumstance in the economy that necessitated the introduction of program intended to correct the imbalance in the economy. It also gives an insight into the measu...
ABSTRACTThe growing case of classified debts and the increasing trend in the yearly provisions for bad and doubtful debts in commercial banks suggest that there may be errors in the administration of credit by the commercial banks in Nigeria. With this background, the leading policies of the credit management in a typical commercial bank the Union bank of Nigeria PLC was appraised with a view to ascertaining the causes and consequences of bad debts as well as to find ways and means of reducin...