ABSTRACT SACCOs in Kenya have constantly been affected by challenges such as Competition from already established and strong firms, inadequate financial resources that hinder expansion, insufficient technological development as well as unfavourable government policies. SACCOs, therefore, need to place themselves strategically to manage and take advantage of the ever-changing markets as well as tackle all the challenges facing them. These SACCOs have adopted certain strategic planning processe...
ABSTRACT The overall performance of youth group income generating projects in Wajir County has been declining drastically as measured by asset growth rates and sales turnover growth rate. According to the Kenya National Bureau of Statistics (2019) the asset base of youth group income generating projects decreased from 5.23 percent in 2017 to 5.01 percent in 2018. The sales turnover decreased from Kshs 13.21 million in 2017 to Kshs 8.57 million in 2018. The general objective of the study was t...
ABSTRACT Theuse of credit cards in Kenya has been on the rise in the recent years. This study was carried out to analyze the use of credit card as a means of settling for goods and services. The study sought to examine factors affecting the usage of the card specifically cost and income level, education level of the customers, and culture of the customer. The study targets Kenya Commercial banks in Nairobi County. The target population was 300 cardholders of Kenya commercialbanks in Nairobi ...
ABSTRACT The Government of Kenya, in an attempt to address the problem of unemployment amongst the youth, has come up with various interventions. One of these is the Youth Enterprise Development Fund, which was formed in 2006 to increase economic opportunities for Kenyan Youth. This is through provision of cheap credit, enterprise development and through strategic partnerships. However, despite these interventions, employment rate amongst the youth in Kenya remain high and performance of You...
ABSTRACT The MasterCard as a card banking option faces unique challenges in the Banking industry that creates the need for effective marketing strategies to gain competitive advantage. The study therefore purposed to assess marketing strategies adopted in creating competitive advantage in the Banking industry; a case of MasterCard. The study sought to establish the role of master card Product Characteristics as a marketing strategy in gaining competitive advantage in the Banking industry; exa...
ABSTRACT Banking in Kenya and the financial services in general have been identified as a pillar to achieving Vision 2030. Banking facilitates macro-economic steadiness for long-term development which will transform Kenya to a middle economy country. The growing level of nonperforming loans among Kenyan banks has been a source of concern to all stakeholders. This research ascertained the impacts of firms-characteristics on nonperforming loans of Kenya’s banks. The specific objectives were ...
ABSTRACT The quality of service delivery offered by government depends on various agreed upon parameters. In the public sector, service delivery forms the backbone for a healthy economy of a country and when public services are well-defined, operationalized, measured and evaluated in terms of efficiency, every aspect of the public sector is called into question. However, the current situation in the public sector work place is one of low performance and poor service delivery by staff. This si...
ABSTRACT Information and Communication Technology is being deployed globally by organizations to improve efficiency, customer service and acquire a portion of the global market. It is paramount that organizations that want to maintain competitive edge in this era of cut throat competition embrace Information and Communication Technology as a way of satisfying the ever increasing demands of customers. The performance of CBOs in Kitui County is affected by Governance, efficiency, Political int...
ABSTRACT Insurance plays an important role in any economy by covering economic and financial risk arising out of certain events. The role of Insurance brokers in Kenya was recognized by the insurance Act Cap 487 of 1984 as revised in the year 2002(Republic of Kenya). The eleventh schedule of the Act recognized the revenue as 25% maximum of the premium earned. It was expected that as the Insurance premium revenue grew, so should the brokerage commission.Insurable risks were placed '
ABSTRACT Due to globalization and technological developments, global insurance industry is in upward trend. However, insurance penetration is still low in Kenya. Limited studies have been conducted on significant influence of competitive strategies on performance of insurance companies in Kenya. The general objective of this study was to evaluate influence of competitive strategies on performance of insurance firms in Kenya. The specific objectives were to determine the influence of differen...
ABSTRACT The business environment within which the oil marketing companies operate has been very volatile. Political anxiety, competition from new entrants, social reforms, technological advancement and global changes are some of the challenges that have greatly affected the growth of the industry. The dynamism of the petroleum firms’ operating environment in the current times is posing a lot of challenges to all oil marketing companies. This study sought to assess the relationship between...
ABSTRACT The significance of strategic management in any company can be attained by having an extensive analysis of strategic management practices and the organization’s performance. Using strategic management will cause a better effectiveness within companies. Additionally, the strategy will assist companies in obtaining competitive advantages in the market, thereby, outperforming their competitors. This study analyzed the effect that strategic management practices have on the performance...
ABSTRACT The two main aims that every business organization must endeavour to achieve are achieving a point of economic gain as well as improving company's performance comparative to its players. An innovative executed approach is able to have a noteworthy influence on realization of viable improvement status. The Real estate industry in Kenya is competitive and thus, having a competitive advantage is key for survival. This research sought to evaluate results of innovation strategies on the ...
ABSTRACT Savings and Credit Co-operatives Societies (SACCOs) are in the business of safeguarding money and other valuables for their members besides providing loans and offering investment financial services. Credit creation is the main income generating activity for the SACCOs. But this activity involves huge risks to both the lender and the borrower. The researcher carried out this study to establish the effect of risk management strategies on performance of SACCO’s in Nakuru County, Ke...
ABSTRACT Effective risk mitigation strategies are the key to achieve performance in the Motor insurance industry. This involves knowing and analysing risks, making, and reviewing risk handling techniques and checking the progress of these to avoid and/or reduce the impact of risk on the performance of the firm. It is against this background that this Project assessed risk mitigating strategies on performance of motor insurance companies. The study’s general objective was to establish the ef...