ABSTRACT This study assessed the impact of credit risk on the interest rate spreads in Stanbic bank. It was guided by three objectives including; examining the relationship between the loan security and interest rates of the bank, to examine the effect of loan monitoring and control on the interest rates of the bank and examining the effect ofloan appraisal on the interest rates of the bank. The study used quantitative research design. A sample of 30 respondents was selected including loan o...
ABSTRACT The purpose of this study was to examine the impact of MAPs on financial performance among SMEs in Uganda with reference to the Britania Allied Industries Nakawa Division. Specific objectives included: investigating the extent to which MAPs were employed by Nakawa Division SMEs, identifying the roles played by MAPs in Nakawa Division SMEs' management, determining the factors that affect the extent of use of MAPs among Nakawa Division SMEs and establishing the relationship between MA...
ABSTRACT The study sought to establish the factors that determined the contributions of short term investment on credit management of commercial banks and was driven by three objectives: Identified the extent to which short term investment affect the financial performance of Banks, Identified short term investment and credit management options of commercial banks and identified the management strategies put in place and source of possible solutions. To achieve these objectives, the researche...
ABSTRACT This study established the relations between customer relations management and level of productivity in selected hotels in selected divisions in Nakawa Kampala, central Uganda. The study was guided by four objectives, (i) profile of respondents (ii) extent of customer relations (iii)) level of productivity and (iv) whether there was significant relationship in the extent of customer relations and level of productivity in selected hotels in selected divisions in Nakawa Kampala, centr...
ABSTRACT OF THE STUDY Today the most intriguing issue affecting business in Tanzania and Africa as a whole is poor management which has led most businesses to their death beds. And after going into such a crisis most of them throw the blame on their market unit for failure to competitively market or sell their business output, of particular concern to this study is the intriguing situation in National insurance in Tanzania Which has led the company into the hands of greedy Administrators as ...
ABSTRACT The purpose of this study was to investigate the effect of credit management on loan performance of Uganda Cooperatives Savings and Credit Union (UCSCU). The study was based on the following 4 objectives; (I) To assess the effect of credit terms on loan performance of Tropical Bank in Uganda; (II) To determine the effect of credit standards on loan performance of Tropical Bank in Uganda; (III) To determine the relationship~ between credit policy and loan performance of Tropical Bank...
ABSTRACT The study was made to investigate and establish the relationship between internal control systems and financial performance in an Institution of higher learning in Uganda. Internal controls were looked at from the perspective of Control Environment, Internal Audit and Control Activities whereas financial performance focuses on Liquidity, Accountability and Reporting as the measures of financial performance. The Research was set out to establish the causes of persistent poor financia...
Abstract Express SACCO Ltd is a member-owned and controlled Savings and Credit Cooperatives Society. It offers a diversity of financial services which include loaning to members [ emergency loans, commercial loans, school fees loans, and agricultural loans], savings and credit facilities, front office services, and risk management. Reports from the Ministry of Trade, Industry and Cooperative [Cooperative Department] the SACCO census of 2011 indicated that membership at Express SACCO was decl...
ABSTRACT The study sought to assess the effect of debt management policies on the performance of small-scale Businesses in Jinja-Uganda. It was guided by three specific objectives, which included I) to determine the effect of reviewing interest rates on the performance of small-scale businesses in Jinja district~, to establish the effect of negotiating with suppliers on the performance of small-scale businesses in Jinja district and to establish the relationsh4~ between debt management polic...
ABSTRACT The study was to investigate the effect of accounting information management and decision-making in post banks. The objectives were o determine the level of accounting information management in terms of information planning, and information for control in post bank. to establish the level of decision making in terms of the operation of the organizations and to establish the effect between accounting information management and decision making in organizations. The study was conducted...
CHAPTER ONE 1.0 Introduction Value Added Tax has of late, emerged as one of the most important financial innovations of the century. According to Domestic Taxes Department V.A.T at a glance (2006/2007), VAT is a consumption tax charged on both local sales and importation of taxable services. VAT is tax payable to the Kenya Revenue Authority (VAT department) by registered traders who are registered with the department for VAT purposes. According to the Kenya Revenue Authority Income Tax Depa...
ABSTRACT The government of Uganda through the ministry of finance, and Uganda revenue authority, has made tremendous efforts to support the growth of small and medium enterprises by creating enabling environment through establishing appropriate legal and regulatory procedures, and continuous education and sensitization of the business owners about the purposes of record keeping to business operations. The main purpose of this research proposal was to examine the effect of business record kee...
ABSTRACT The purpose of this study was to investigate the effect of financial leverage on profitability of Equity Bank Uganda Limited. The study was based on the following 3 objectives; (i) to examine the effect of debt ratio on profitability of Equity Bank Uganda Limited; (ii) to determine whether debt-equity ratio have any effect on profitability of Equity Bank Uganda Limited; and (iii) to establish if there is any effect of interest coverage ratio on profitability of Equity Bank Uganda Li...
ABSTRACT The study was carried out to find out the impact of taxes on the performance of Small Scale Business ente1prises in Uganda (SSBs), taking a case study of Busia Municipality. The study aimed at assessing the performance of business ente1prises in Busia Municipality, finding out if taxpayers are aware of all their tax obligations, policies and problems affecting them as well as their businesses. The study applied both qualitative and quantitative research designs where interviews and ...
ABSTRACT This study examines how important is access to credit and other financial services to the gro~h of an area with a case study of Bugade SACCO Kityelera branch kityelera Sub County (Mayuge District). The study objective studied included, identifying the activities of Bugade Sacco towards the development of the Kityelera Sub-county. To examine the role of Buganda Sacco towards poverty eradication in Kityelera Sub County, to determine the relationship between credit schemes and financi...