Credit Schemes And Poverty Eradication In Faith Based Organizations. The Case Of Faith Action Development Organization In Kumi District.

TABLE OF CONTENTS

D!~CLARAriON ............................................................................................................................ ii

/PPROV AL .................................................................................................................................. iii

D!ODIC/TION ............................................................................................................................... iv

ACKNOWLEDGEMENT .............................................................................................................. v

LIST OF TABLES ......................................................................................................................... ix

IJS"l. OF FIGURES .......................... : ............................................................................................. x

CIIAI'TER ONE ........................................................................................................................... 1

1. 0 Introduction .............................................................................................................................. 1

1.1 Background of the study ........................................................................................................... 1

1.1.1 Ilistorical Perspective ................................................................................... 2

1.1.2 Theoretical Perspective ................................................................................. 3

1.1.3 Conceptual Perspective ................................................................................. 5

1.1.4 Contextual Perspective ................................................................................. 5

1.2 Problem Statement .................................................................................................................... 6

1.3 Purpose of the study .................................................................................................................. 7

1.4 Objectives ofthe study .............................................................................................................. 7

1.5 Research questions .................................................................................................................... 7

1.6 Scope of the study ..................................................................................................................... 7

1.6.1 Geographical scope ................................................................................................................ 7

1.6.2 Content scope ......................................................................................................................... 7

1.6.3 Time scope ............................................................................................................................. 8

1.7 Signillcancc of the study ........................................................................................................... 8

1. 8 Conceptual li·amework .............................................................................................................. 9

CIIAPTER TWO ........................................................................................................................ 10

LITERATURE REVIEW .......................................................................................................... 10

2.0 Introduction ............................................................................................................................. 10

2.The e!Tects of credit scheme towards poverty eradication ....................................................... 10

2.2 The role of credit schemes towards poverty eradication ........................................................ 11

2.3 Factors that lead to the performance of credit schemes in fighting against poverty ............... 15

CIIAPTER TIIREE .................................................................................................................... 18

MKI'IIODOI,OGY ..................................................................................................................... 18

3.0 Introduction ............................................................................................................................. 18

3 .l Research Design ...................................................................................................................... 18

3.2 Target Population .................................................................................................................... 18

VI

3.3 Sample size .............................................................................................................................. 18

3.3.1 Samplingprocedure .............................................................................................................. 19

3.4 Data source .............................................................................................................................. 19

3.4.1 Primary data .......................................................................................................................... 19

3.5 Data Collection Procedures ..................................................................................................... 19

3.6 Data Collection Instruments .................................................................................................... 20

3.6.1 Questionnaires ...................................................................................................................... 20

3.6.2 Interviews ............................................................................................................................. 20

3.7 Data analysis and Presentation ................................................................................................ 20

3.8 Ethical Procedure ..................................................................................................................... 20

3.9 Anticipated Limitations of the Study ....................................................................................... 20

CHAPTER FOUR ....................................................................................................................... 22

PRESENTATION, INTERPRETATION AND ANALYSIS OF FINDINGS ....................... 22

4. 0 Introduction ............................................................................................................................. 22

4.1 Demographic Characteristics ................................................................................................... 22

4.1.1 Gender of respondents .......................................................................................................... 22

4.1.2 Age of respondents ............................................................................................................... 23

4.1.3 Academic Qualifications of respondents .............................................................................. 23

4.1.4 Marital status ofrespondents ................................................................................................ 24

4.2 Effect of credit scheme towards povetty eradication in Faith Action Development

Organization .................................................................................................................................. 24

4.3 Role of credit schemes towards poverty eradication in Faith Based organization, Kumi

district ............................................................................................................................................ 28

4.4 The factors that lead to the performance of credit schemes in fighting against poverty in Faith

Based Development Organization, Kumi district. ......................................................................... 31

CHARPTER FIVE ...................................................................................................................... 34

SUMMARY, CONCLUSIONS, RECOMMENDATIONS AND AREAS OF FURTHER

RESEARCH ................................................................................................................................. 34

5.0 Introduction ............................................................................................................................. 34

5.1 Summary of the fmdings ......................................................................................................... 34

5.2 Conclusions ............................................................................................................................. 35

5.3 Recommendations ................................................................................................................... 36

5.4 Areas of further research ......................................................................................................... 37