ABSTRACT A banking sector with improved bank performance and greater probability of bank survival creates a fertile ground for effective financial intermediation and economic growth. The main point of enquiry of this research was to unveil factors influencing survival and performance of Zimbabwean commercial banks after the adoption of the multiple currency exchange rate system. The study sought to draw insights on the financial and marketing strategies that are being employed by commerc...
ABSTRACT Equity crowd funding provides a novel opportunity for small and medium enterprise to initiate business enterprise without having to rely on traditional funding mechanisms, such as banks and angel investing and in return get a stake of ownership. The use of a critical mass leveraged by internet based platforms make the raising of funds quick and less costly for entrepreneurs. In previous years, small to medium enterprises were funded through banks, angel investors and private equity/v...
ABSTRACT The purpose of this study was to provide banks, economic planners and policy makers with knowledge on individual’s saving behaviour so as to assist them in framing appeals accordingly. To achieve this, the study sought to test the applicability of the life cycle hypothesis of saving to Zimbabwe. The life cycle hypothesis of saving is one of the well-known theories thatseek to explain individual’s saving behaviour. The study was motived by the lack of depositor confidence and the ...
ABSTRACT The study sought to compare the determinants of capital structure among listed and non-listed financial firms in Zimbabwe for the period 2010 to 2016. The major objective was to establish if there was a relationship between debt to equity ratio and the independent variables and to answer the question of whether listed financial firms had capital advantages over non-listed financial firms. No studies had been done in Zimbabwe on comparability of listed and non-listed financial firms. ...
ABSTRACT The empirical evidences emerging from various studies about the Effects Effecting financial performance of banks have so far yielded mixed results that are inconclusive and contradictory .The focus of this study will be to find out various factors affecting financial performance of commercial banks. The objectives of the study will be to; examine the effect of liquidity, asset utilization ratio, and credit risk and capital adequacy ratio on the financial performance of commercial ban...
ABSTRACT The empirical evidences emerging from various studies about the Effects Effecting financial performance of banks have so far yielded mixed results that are inconclusive and contradictory .The focus of this study will be to find out various factors affecting financial performance of commercial banks. The objectives of the study will be to; examine the effect of liquidity, asset utilization ratio, and credit risk and capital adequacy ratio on the financial performance of commercial ban...
ABSTRACT The objective of the study aimed to find out the role of financial reporting in investment decision making. A case study of listed companies in the Nairobi stocks exchange. (NSE) the study was guided by the objectives; to evaluate the performance of a company depending on how it makes its investment decisions based on the financial reports, to examine how a set of analytical tools will aid investors in assessing the financial statements of the corporate organization and to find out t...
ABSTRACT In this research a theoretical and an empirical framework that helps to analyze the impacts of financial leverage on firms with Zimbabwean firms under spotlight. Economists continue to debate the wisdom of adjusting capital structuresto certain specific optimal capital needed to influence investment decisions. Experts on the subject have marshaled theoretical and practical arguments, but did not reach a consensus leaving way for further study on the subject matter however this rese...
ABSTRACT The stability of every economy is measured by developments in the general price level of the economy. This depends on a number of factors among which are the exchange rates of a country’s currency and that of its major trading partners. This research seeks to establish the impact of the ZAR/USD exchange rates on inflation in Zimbabwe post dollarisation. Other objectives to this research are to determine how exchange rate movements influence import prices and hence inflation. The ...
ABSTRACT Research has proven that financial literacy improves the knowledge, attitude towards and uptake of financial products and services. It is in this context that this research assessed the level of financial literacy amongst commercial bank clients in Zimbabwe. Moreover, given the failure in the past by the Zimbabwean banking sector to perform its role effectively due to issues such as bank failures, operational failures and the provision of expensive inappropriate products, the resear...
Abstract The study seeks to investigate the compatibility of the generalisations of the investment life cycle model in Zimbabwe. In that it contrasts the economic condition of Zimbabwe with chosen benchmarks of efficient economies which are USA and RAS. A comparative study of descriptive statistics is employed in carrying out this study with ratio analysis on selected macro-economic variables including inflation and economic output measures. Data will be collected from documents published by...
ABSTRACT The notion that chronic budget deficits impose costs on the stock market performance through depriving the private investors of the much-needed foreign currency and rising short and long-term interest rates, has been generally recognized by experts in finance and the popular financial media. In Zimbabwe over the years, the local stock market has not been providing capital up to sustainable levels that promote business, economic growth, development, improve standards of living and mos...
ABSTRACT The research investigated the impact of green banking strategies on customer satisfaction, using a case of commercial banks in Zimbabwe. The research objectives were to: assess the impact of internet banking on commercial bank customer satisfaction, determine the impact of mobile banking on commercial bank customer satisfaction, evaluate the impact of telephone banking on commercial bank customer satisfaction and determine the impact of ATM banking on commercial bank customer satisfa...
ABSTRACT This research focuses on the factors that influence the adoption and implementation of enterprise risk management practices by banks in Zimbabwe. In the recent years a lot of bank failures have been recorded and this is as a result of failure to monitor or acknowledge the risks that an institution is exposed to in the dynamic environment. Therefore the research intends to identify the internal and external factors that are making banks consider the adoption of a holistic approach to ...
ABSTRACT ZB Bank Digital Channels is a system that uses the internet as the delivery channel to conduct banking activity, for example, transferring funds, paying bills, viewing savings account balances, applying for loans and ordering ATM cards. This system targets the clients and various departments in the bank (Corporate banking, Retail banking, Treasury and Investment banking) and production of reports for all the levels of management. The purpose of this project was to come up with an eff...