ABSTRACT Rural and Community Banks form part of the regulated financial sector by the Bank of Ghana. They serve as the largest providers of formal financial services to people living in rural areas. The aim of this study was to investigate the role of these Banks in the development of Micro Enterprises, such as bakery, craft, pito brewing, batik tie and dye production, weaving, blacksmithing, soap making, Shea butter and groundnut oil extraction, etc., in the East Mamprusi District of the No...
ABSTRACT The backbone of every economy is the informal sector however most employment opportunities in Ghana are largely hinged on the private sector . Hence, the contribution the sector makes to Ghana's economic development through job creation cannot be underestimated. The role of small and medium scale enterprises for economic growth was undertaken to find out how SME sub-sector in Zebilla has performed and its impact on the economic growth of the country. Specifically this study intended...
ABSTRACT Cash-less policy is a situation where the volume of the physical cash been used in the economy is reduced rather than total elimination of such. This had been in practice in most advanced countries. However only on Jan1, 2012, the pilot scheme of the policy was introduced as one of the financial services by Central Bank of Nigeria (CBN) in Lagos as a pilot state, been the economic nerve of the country. This policy takes the form of where no one uses cash for major purchases but...
ABSTRACT Dwindling nature of deposits mobilization in microfinance industry necessitated this study. It is to establish the effect of deposit mobilization on the financial performance of micro finance banks in Nigeria: A study of Umuchinemere Pro-credit micro finance bank Nigeria limited 2005 - 2014. The main objective is to examine the effect of customer deposit on the financial performance of the bank and one specific objectives. Two hypotheses were formulated, two research questions, The ...
ABSTRACT This study evaluated the contribution of information, communication and technology (ICT) on banking performance. My main objective of the study is to ascertain whether the adoption of ICT in Zenith Bank has led to increase in the profitability of the Bank and to determine whether the adoption of ICT in Zenith Bank has led to improved customer services. I adopted Expo-factor Research design. Data was generated from responses from various respond ents which were distributed among res...
ABSTRACT The study examines how increasing the shares of fees and commissions, trading income and total non-interest income makes African banks more risky, for banks that specialize in either retail or investment banking activities. The study used financial information obtained from the Bankscope database to construct a panel of African banks from 2008 to 2012. The study used the Ordinary Least Square (OLS) regression model with Newey – West standard errors, robust for heteroskedascity an...
ABSTRACT The study is on the topic “Evaluation of Revenue mobilization strategies of metropolitan, municipal and district Assemblies in Ghana. The case of Accra Metropolitan Assembly”. The study set out to discover other revenue sources that are not being explored by the Assembly, what strategies are adopted for revenue collection and accounting standards. Finally, the study considered the contribution of internally generated fund. The sample was made up of Core Management staff of the Di...
ABSTRACT The study is on the topic “Evaluation of Revenue mobilization strategies of metropolitan, municipal and district Assemblies in Ghana. The case of Accra Metropolitan Assembly”. The study set out to discover other revenue sources that are not being explored by the Assembly, what strategies are adopted for revenue collection and accounting standards. Finally, the study considered the contribution of internally generated fund. The sample was made up o...
This type of analysis was used to summarize the two largest banks Banco De Oro Unibank and the Metropolitan Bank and Trust Company. This study will show their marketing aspects of how these types of banks run and differ from each other. The findings showed that both banks have a good performance during the period studied. In terms of bank capital and assets, the leading bank here in our country is the Banco De Oro Unibank, then next in the lead is the Metropolitan Bank and Trust Company. The ...
A cashless economy is an environment in which money is spent without being physically carrying cash from one place to another. The need to run a more efficient and productive economy by reducing the amount of cash in circulation brought about the cash-less policy. The aim of this study is to investigate the impact of Central Bank of Nigeria’s cashless policy on economic growth and development of Nigeria. The research was carried out by investigating to find out whether or not cash-less poli...
BACKGROUND OF THE STUDY The term audit is derived from the word “Audire” which means to Hear. The origin of audit can be traced to the ancient days in Britain where land owners allowed tenant farmers to farm on their lands. The land owners did not involve themselves in the cultivation of the land or in the imprecision of these tenant farmers, rather cultivation of the land was done by the overseer appointed by the landowners. Agbawe, (2005) defi...
TABLE OF CONTENT CHAPTER ONE: INTRODUCTION 1.1 BACKGROUND OF STUDY 1.2 STATEMENT OF THE PROBLEM 1.3 OBJECTIVES OF THE STUDY ...
ABSTRACT Electronic banking has become an important practice among commercial banks in Nigeria. The introduction of this electronic banking helps improve banking efficiency in rendering services to customer, it was in line with this that the study aim at examine the impact of electronic banking in Nigeria. Questionnaire was employed in the course of gathering data for the study and administered on to employees, while chi-square was used in data analysis. The result indicated that, modern e-b...
ABSTRACT The growth and development of an economy depends to some extent on the effectiveness of the banking industry. To make industry more efficient and effective for the roles they play in the economy, the researcher looked into impact of computer in banking. Analyzing the desirability or otherwise of using computer in the system of banking for their efficient operations. In trying to show the actual contribution of computer in the accounting system of banks, Eco bank Nigeria Plc was used ...
ABSTRACT Monetary policies are a stabilization weapon used to regulate the value and cost of money in the economy, it is important for Central Bank of Nigeria to promote stability and a sound financial structure in Nigeria. Central Bank of a country is regarded as the apex bank regulatory institution of the financial system of a country. Central bank is an institution charged with the responsibility supervising and regulating the supply and availability and cost of money with interest of so...