ABSTRACT Electronic banking has become an important practice among commercial banks in Nigeria. The introduction of this electronic banking helps improve banking efficiency in rendering services to customer, it was in line with this that the study aim at examine the impact of electronic banking in Nigeria. Questionnaire was employed in the course of gathering data for the study and administered on to employees, while chi-square was used in data analysis. The result indicated that, modern e-b...
ABSTRACT The growth and development of an economy depends to some extent on the effectiveness of the banking industry. To make industry more efficient and effective for the roles they play in the economy, the researcher looked into impact of computer in banking. Analyzing the desirability or otherwise of using computer in the system of banking for their efficient operations. In trying to show the actual contribution of computer in the accounting system of banks, Eco bank Nigeria Plc was used ...
ABSTRACT Monetary policies are a stabilization weapon used to regulate the value and cost of money in the economy, it is important for Central Bank of Nigeria to promote stability and a sound financial structure in Nigeria. Central Bank of a country is regarded as the apex bank regulatory institution of the financial system of a country. Central bank is an institution charged with the responsibility supervising and regulating the supply and availability and cost of money with interest of so...
BACKGROUND OF THE STUDY In any modern economy, the efficient production and exchange of goods and services requires money and bank is the instrument for affecting it. The last few years have been both traumatic and revolutionary for the banking industry. The industry produced the largest number of technically insolvent and under capitalized banks. The magnitude of distress in the nation’s banking industry reached on unprecedented level making it an issue of concern to the government, the r...
BACKGROUND OF THE STUDY Credit in deeper perspective conates different definitions depending on angle on which it is being viewed. In an accountant, credit means financial benefit and also put in another way, having a corresponding relationship on a dual entry principles. To a banker it means financial accommodation, a type of financial facility, packaged, for the benefit of the deficit economic unit. In essence, it involves an allocation of finds. For example, chamber Dictionary define credi...
ABSTRACT The purpose of this project work is to identify and survey the gains of micro finance banking in Nigeria economy. In the process of this work, the researcher worked at the various policy with the development of micro finance bank in Nigeria economy, sources of micro finance bank, role of micro finance bank and socio-economic life of rural area. It also discus that there is a general inadequate of personnel in the banking industry and lack of infrastructure facilities on the rural...
BACKGROUND OF THE STUDY Entrepreneurship stated when people began to produce more products that they required. As such they had to exchange those surpluses with others, who also expected to dispose off their surplus. According top Schumpeter (2004) entrepreneurship means doing the next things that are already being doing in a new way. Nnenna (2006) describe entrepreneurship as a creative and innovation response to the environment such response can take place in any field of human endeavor, f...
Abstract This study was carried out to highlight the effect of monetary policy on financial institutions in Nigeria particularly reference to First Bank Plc Ozoro Delta State. This project talks about the main reasons, features and importants of monetary policy here in Nigeria in our financial institutions. In carrying out this project work, the researcher divided the study into five chapters of which it discloses the aim of this policy, the role and effect to the nation and to check it is ...
ABSTRACT It has been unfortunate situation that right from the incuption of the financial institution in this country. Frauds and forgeries have been existing. Therefore, the objective of this research work is to discover the extent of involvement of Nigerians in fraudulent acts. The first chapter survey the background of the study, the purpose and significant of carrying out the work and the problems encountered in the course of the study. Chapter two take a look at what fraud ...
BACKGROUND OF THE STUDY The late 1980’s and early 1990’s have been characterized with the increasing complexes and abrasiveness of the business environment as well as declining market. As a result of this, the urgency for information management has been accelerated with the increasing dependence of the business environment and of course the banking industry or sector on computer most management staff and computer operators are rather more concerned to move along with recent...
BACKGROUND OF THE STUDY In any nation, there arem basically four objectives or goal of micro- economics policies. i. High level of employment ii. A reasonable stable price iii. Rapid economic growth and maintenance of equilibrium in the international balance of payment. The last objective (balance of payments stability is very crucial since then basic condition of th...
ABSTRACT The effect of commercial Banks credit in promoting small scale enterprises in Nigeria as a matter of fact ought to be mutually supportive since they both depend on each other for its continuous existence. Small-scale enterprises performance in terms of efficiency and productivity to some extent is a function of the nature of the type of commercial banks credit policies adopted by the government which are usually manifested in collective bargaining in the sense that g...
Abstract Regulators of financial institutions in most parts of the globe are making impressive achievements in terms of regulating the behavior of banks on the level of risk they can take in making investment decisions. Professionals in the finance industry have made a huge impact in trying to regulate these too-big-to-fail banks by drawing close lens in their lending activities. Aside from the reserve requirements of banks, there is also a capital requirement that caught the eyes of the...
ABSTRACT In chapter one, I made brief introduction of the project work. Chapter two, a review of previous work of some notable authors was made. Chapter three dealt with the research methodology used gathering data. Chapter four highlighted the presentation and analysis of the research questions chapter five dealt with the summary, conclusion and recommendation. TABLE OF CONTENTS Title ...
ABSTRACT In Nigeria today every citizen is faced with the problem of general prices of consumer goods or items. This problem is also felt by the business firms, government and the economy as a whole. This is why this is deemed to be an important one that needs a careful and detail study. In this study the causes and consequence of high prices of consumer items will be highlighted, some of which are – high cost of production, high demands for these goods profit objecti...