Research Papers/Topics in Banking and Finance

AN APPRAISAL OF THE PROBLEMS OF FINANCING SMALL SCALE BUSINESS BY COMMERCIAL BANK IN NIGERIA (A CASE STUDY OF UNITY BANK, ABA).

INTRODUCTION Small business is the dominant form of business enterprises in any economy whether developed or developing. This means that small business can play active role in the economic development of most countries. Despite this fact, they have not been accorded the respect and given the necessary financial and other support they deserve in the country, considering the fact that such giant industrial corporations like ford and general motors and many of today’s Nigeria giant enterprises...

CONVENTIONALLY AUDITING AND COLLAPSE OF FIRMS THE WAY OUT

ABSTRACT Conventional auditing is auditing that is based on or in accordance with general agreement, use, or practice; customary: conventional symbols; a conventional form of address. The auditor should be an independent person who is appointed to investigate the organization its record, and financial statements prepared from them and thus from an opinion on the accuracy and records. The primary purpose of an audit is to enable the auditor to say that any account showed “true and fair view....

CORPORATE GOVERNANCE AND BANK FAILURE IN NIGERIA – A PAPER

ABSTRACT This proposal is purely based on corporate governance and Bank failure in Nigeria and to see if a significant relationship exists between corporate governance and Banks failure.  Corporate governance, as a concept, can be viewed from at least two perspectives. The narrow view is concerned with the structures within a corporate entity or enterprise receives its basic orientation and direction. The broad perspective is regarded as being the heart of both a market economy and a democr...

CORPORATE GOVERNANCE AND FINANCIAL PERFORMANCE OF BANKS: A STUDY OF LISTED BANKS IN NIGERIA

ABSTRACT An international wave of mergers and acquisitions has swept the banking industry as boundaries between financial sectors and products have blurred dramatically. There is therefore the need for countries to have sound resilient banking systems with good corporate governance, which will strengthen and upgrade the institution to survive in an increasingly open environment. In Nigeria, the Central Bank unveiled new banking guidelines designed to consolidate and restructure the industry...

INTERNATIONAL FINANCIAL REPORTING STANDARDS (IFRS) ADOPTION IN NIGERIAN BANKS

ABSTRACT Over the years mismanagement of public funds and improper standards for financial accountability has been a reoccurring decimal in various parts of the world Africa and Nigeria inclusive.  It was against this backdrop that Nigeria adopted international financial reporting standard (IFRS) in January, 2012 after several years of negotiations. This study therefore examined the extent to which adoption of international financial reporting standards (IFRS) can enhance financial reporti...

AN EMPIRICAL ANALYSIS OF RISK MANAGEMENT AND FINANCIAL PERFORMANCE OF BANKS IN NIGERIA (A CASE STUDY OF FIRST BANK AND 3 OTHER BANKS)

ABSTRACT Life itself is a risk likewise every other important activities of man inclusive of financial transactions and deliberations. This is as a result of the stake of parties involved in one way or the other in the immediate financial and business transactions.  It is in the light of the above assertion that this project research work is determined to empirically examine the potential usefulness of adopting a systematic methodology for the analysis and control of risks (risk management)...

FINANCIAL DISTRESS IN SOME COMMERCIAL BANKS IN NIGERIA (A CASE STUDY OF UNION BANK OF NIGERIA PLC)

ABSTRACT A descriptive study was made about financial distress in some Commercial Banks using secondary statistics. This research work was designed to describe the financial distress in some Commercial Bank in Nigeria.  Also the causative factor as it affects Commercial Banks with the limited area of coverage. The study also look at the following objectives such as nature and type of financial distress facing some Commercial Banks, banks involved in the distress, causes of distress, level of...

EVALUATION OF THE INTERNAL CONTROL SYSTEM IN THE NIGERIA BANKING INDUSTRY (A CASE STUDY OF ECO BANK PLC, ONITSHA, ANAMBRA STATE)

ABSTRACT This research work has set out to determine “Evaluation of the internal Control System in the Nigeria Banking Industry (A  study of Eco Bank Plc, Onisha, Anambra state),  In actual fact, a problem was identified in some situation, management have constantly claimed effective internal measures adopted but financial management has not improve accordingly.  The researcher made use of both primary and secondary data, structured questionnaires were the methods used for the collection...

AN EVALUATION OF CREDIT MANAGEMENT AND THE INCIDENT OF BAD DEBT IN NIGERIA COMMERCIAL BANK (A CASE STUDY OF UNION BANK OF NIGERIA)

ABSTRACT The purpose of this research is to examine “An Evaluation of Credit Management and The incident of bad Debt in Nigeria (A study of union bank of Nigeria).   The introduction of the prudential guideline in banking industry, the volume and value of loans and advances classified into non-performing account ahs continued to increase in bank lending.  Obviously this has adverse effect on banks since it affects their cash flow and impair profitability.  Most loans and advances go bad ...

SAVINGS MOBILIZATION FAR ECONOMIC DEVELOPMENT IN NIGERIA BANKING INDUSTRY (1990 – 2004) CASE STUDY OF UNION BANK OF NIGERIA PLC

ABSTRACT The research was based on the topic “mobilizing Domestics savings for economic growth and development in the banking industry. (A case study of Union Bank of Nig PLC 1999 – 2000. In carrying out this research, I examined thoroughly. The various factors, which militates severely against the effective and efficient mobilization of domestic savings these factors were identified to range from the level of income earned of the saver. The interest rate that the bank pays on depots of c...

FINANCIAL DISTRESS IN SOME COMMERCIAL BANKS IN NIGERIA, REASONS, ISSUES, CONSEQUENCES AND SOLUTION. (A CASE STUDY OF UNION BANK NIGERIA PLC)

ABSTRACT A descriptive study was made about financial distress in some commercial banks using secondary statistics. This research work was designed to describe the financial distress in some commercial bank in Nigeria. Also the causative factor as it affects commercial banks with the limited area of study. Study also look at the following objectives such as nature and type of financial distress facing some commercial banks, banks involve in the distress, causes of distress, level of distress ...

AN ASSESSMENT OF THE NIGERIAN STOCK EXCHANGE MARKET AND THE FINANCING OF THE INDUSTRIAL SECTOR (2002-2012)

ABSTRACT This paper examines the nature of the relationship existing between stock market development and the level of investment growth in Nigeria. Secondary data collected from secondary sources, with the use of CBN statistical bulletin of various years (2002-2012). The data collected was analyzed with the use of regression statistical method. The study shows that there exist positive relationship between stock market and growth in investment in Nigeria. The study recommends that policies w...

THE ROLE OF FINANCIAL ACCOUNTABILITY IN THE PRIVATE SECTOR. A CASE STUDY OF EMENITE LIMITED, ENUGU

ABSTRACT Accountability is the sole of any business entity.  The main aim of any business is profit maximization.  This can be achieved if the financial mismanagement is properly examined Emenite limited Enugu is a company, which concentrates much on the manufacturing and distribution of ceiling boards, corrugated roofing sheets, roofing tiles, flower pots and pressure pipes. In view of different scholars has been established by the researcher, the role of financial management is very imp...

STRATEGIES FOR MANAGEMENT BANK LIQUIDITY (A CASE STUDY OF FIRST BANK OF NIGERIA PLC)

ABSTRACT This topic is about liquidity management, which means the ability of a bank to determine for itself, the appropriate point in time. This is done by looking at it’s credit portfolio is an indispensable factor for the success of any enterprise. The success or survival of commercial banks, like any other business organization is a function of it’s liquidity management. What the researcher intends to do is to explore the strategies employed by the first bank of Nigeria Plc in managin...

AN ASSESSMENT OF CREDIT MANAGEMENT IN NIGERIA COMMERCIAL BANKS. (A CASE STUDY OF UNION BANK OF NIGERIA PLC) OKPARA AVENUE ENUGU.

ABSTRACT The purpose of this research is to examine the impact of credit management on commercial banks.   The introduction of the prudential guideline in banking industry, the volume and value of loans and advances classified into non-performing account ahs continued to increase in bank lending.  Obviously this has adverse effect on banks since it affects their cash flow and impair profitability. Most loans and advances go bad because of the inadequacy in credit management and recovery pro...


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