Roles Of Commercial Banks In Financing Small Scale Industries In Nigeria (A Case Study Of Unoin Bank Idah Of Nigeria Plc, Idah)

ABSTRACT

The topic of dissertation is An appraisal Of Commercial Banks In Financial Small Scale Industry In Nigeria. A case study of Union Bank  of Nigeria plc. The major objective of the study is to ascertain the extent to which Union Bank  of Nigeria plc has helped to financial small scale industries. Instrument of data collection is questionnaires and research questions which formed the source of primary data, while materials from various published articles, textbooks, journals and newspaper formed the secondary data. The method of analysis is the use of  tables, percentages and chi-square . The major finding of the research is that African Development Ban bank of Nigeria plc has helped to financial small scale industries period under review. The recommendation based on the finding is that in order to reduce the risk in small scale industry lending, the central bank of Nigeria and the government can do more than they are doing currently scheme. The study concluded that if the desired objective of using small scale industries as catalysts of development is to be achieved than the role of commercial banks should be mutually supportive.

TABLE OF CONTENT

Title Page

Certification Page

Dedication

Acknowledgement

List of Table

Abstract

CHAPTER ONE: INTRODUCTION

1.1    Background to the Study

1.2    Statement of the Problem

1.3    Objectives of the Study

1.4    Statement of Hypothesis

1.5   Significance of the Study

1.6 Scope and Limitation of the Study

1.7    Definition of Key Terms

1.8 Organization of Work

1.9 End of Chapter References

CHAPTER TWO: LITERATURE REVIEW

2.1 Introductions

2.2 An Overview of Union Bank Plc Idah

2.3 Conceptual Issues

2.4   Role and Importance of Scale Industries

2.5   Funding Needs and Sources of Funds for Small Scale Enterprises

2.6    The Predominance Of Small Scale Industries In Nigeria

2.7    Problems Facing Small Scale Enterprise in Nigeria

2.8    Commercial Banking Financing Of Small Scale Enterprise Under The New Central Bank Of Nigerian Directive, And Its Likely Impact

2.9 End of Chapter References

CHAPTER THREE: RESEARCH METHODOLOGY

3.1    Introduction

3.2   Research Design

3.3 Area of the Study

3.4    Source and Method Of Data Collection

3.5    Population of the Study

3.6 Sample and Sampling Techniques

3.7 Validation of the Instrument

3.8  Method of Data Analysis

CHAPTER FOUR:     PRESENTATION AND ANALYSIS OF DATA

4.1 Introduction

4.2 Data Presentation and Analysis

4.3    Test of Hypothesis

CHAPTER FIVE : SUMMARY, CONCLUSIONS AND RECOMMENDATIONS

5.1     Summary of Findings

5.2     Summary of the Study

5.3             Conclusions

5.4    Suggestion for Further Research

5.5        Recommendations

Bibliography

Questionnaire