The Appraisal of Rural Banking Development in Nigeria. (A Case Study of Balogun Funlani Micro Finance Bank Ilorin Branch)

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TABLE OF CONTENT

Title Page i

Certification ii

Dedication iii

Acknowledgement iv

Table of contents vi

CHAPTER ONE

1.0 Introduction 1

1.1 Background to the Study

1.1 Statement of the Problem 3

1.2 Research Question

1.2 Objectives of the Study 4

1.3 Significance of the Study 5

1.4 Limitation of the Study 6

CHAPTER TWO

2.0 Literature Review 7

2.1 Concept of Rural Banking 7

2.2 Key Role Of Rural Banking For Rural Dwellers 9

2.3 Federal Government Policy and Central Banking of Nigeria (C.B.N) 16

2.4 Achievement of the program 20

CHAPTER THREE

3.0 Research Methodology 23

3.1 Historical Background of the Case Study 23

3.2 Method Of Data Collection

3.2 Population of the sample size 25

3.3 Sample Technique 26

CHAPTER FOUR

4.0 Data Presentation and Analysis 27

4.1 Preamble

4.2 Presentation of Data 32

4.3 Data Analysis

CHAPTER FIVE

5.0 Summary, Conclusion and Recommendations. 35

5.1 Summary 35

5.2 Conclusion 37

5.3 Recommendations. 39

References 44

CHAPTER ONE

1.0 INTRODUCTION

1.1 Background to the Study

The traditional banking business is the holding of deposit and lending money. This role is developed from the fact that in any society it appears to exist too broad classes of people this surplus spending limit and deficit spending limit however; the following are some of the functions of commercial banks.

Intermediaries: the banks serves as intermediaries or middlemen between the people who saves there money in the bank and those who borrow the money from the banks.

Acceptance of deposit: this is undoubtedly the oldest function of the bank in the early stages of bank depositions usually paid a charge lost of keeping their income in the bank but as banking system modernized and well organized, banks realize the advantages that accrue to them through saving. They promote saving investment the banks naturally pare the ways for this and investment debtors are by this means enticed to save more money since they are conscious of the additional money which the bank would give for any amount saved.

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The Appraisal of Rural Banking Development in Nigeria. (A Case Study of Balogun Funlani Micro Finance Bank Ilorin Branch)

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