THE IMPACT OF MANAGEMENT INFORMATION SYSTEM ON BANK LENDING DECISIONS (A CASE STUDY OF STANDARD TRUST BANK PLC, ENUGU)

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ABSTRACT

This study was embarked upon to ascertain the impact of Management Information System in bank lending decision. This study has a total of three chapters.

In chapter one, which is the introduction it emphasize that the more bank management utilize the management information system in bank transactions, greater the tendency to make a profitable lending decision, the extent to which bank management uses accounting information determines the extent to which bad debt can be avoided the more bank officials verify proposal by their benefit carries the more the bank make a profitable investment.

In chapter two, which is the literature review. Here the earlier of erudite scholars theorist and analyst and its relevance to the study were analysed. Also the use of bc which is capacity, collateral, condition capital and character was elaborated on how management can used them extensively in assessing proposal for loan.

In chapter three, which is the last chapter funding were summarized which include that management information system is desirable and indispensable in bank lending decision that the utilization of the accounting to a higher percentage hand to a profitable investments to the bank employ it and unprofitable investment to the bank that did not employ it.

TABLE OF CONTENT

TITLE PAGE

CERTIFICATION PAGE

DEDICATION

ACKNOWLEDGEMENT

ABSTRACT

CHAPTER ONE

1.0 INTRODUCTION

1.1 GENERAL BACKGROUND OF SUBJECT MATTER

1.2 PROBLEMS ASSOCIATED WITH THE SUBJECT MATTER

1.3 PROBLEMS THAT THE STUDY WILL BE CONCERNED WITH

1.4 THE IMPORTANCE OF STUDYING THE AREA

1.5 DEFINITION OF IMPORTANT TERMS

1.6 REFERENCE USING APA METHODS

CHAPTER TWO

2.0 LITERATURE REVIEW

2.1 ORIGIN OF THE SUBJECT AREA

2.2 SCHOOLS OF THOUGHT WITHIN THE SUBJECT AREA

2.3 THE SCHOOL OF THOUGHT RELATED TO THE PROBLEM AREA

2.4 DIFFERENT METHODS OF STUDYING THE PROBLEM

2.5 SUMMARY

2.1 REFERENCE

CHAPTER THREE

3.1 DATA PRESENTATION

3.3 RECOMMENDATION

3.4 CONCLUSION

3.5 REFERENCE.

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THE IMPACT OF MANAGEMENT INFORMATION SYSTEM ON BANK LENDING DECISIONS (A CASE STUDY OF STANDARD TRUST BANK PLC, ENUGU)

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