"The Role Of Commercial Banks In The Economic Development Of Uganda" Case Study Commercial Banks In Ntungamo Subcounty

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TABLE OF CONTENTS

DEDICATION ...................................................................................................................... i

DECRARATION ................................................................................................................ ii

APROV AL ........................................................................................................................ iii

TABLE OF CONTENTS ................................................................................................. .iv

ABSTRACT ....................................................................................................................... vi

ABREVIATIONS ............................................................................................................. vii

ACKNOLEDGEMENT ................................................................................................... viii

CHAPTER ONE ................................................................................................................ !

1.1 lntrodution ..................................................................................................................... I

1.2. Back ground of the study .............................................................................................. 2

1.3. Statement of the problem .............................................................................................. 3

1.4. The purpose of the study .............................................................................................. 3

1.5. Objectives of the study ................................................................... : ............................. 4

1.6. Research questions ....................................................................................................... 4

1.7. Scope of the study ........................................................................................................ .4

I. 7 .I. Significance of the study .......................................................................................... .4

I. 7 .2. Limitations of the study ............................................................................................. 5

1.7.3. Subject scope ............................................................................................................. 5

1.7.4. Geographical scope .................................................................................................... 5

1.7.5. Time scope ................................................................................................................. 6

CHAPTER TWO ............................................................................................................... 7

2.0. Literature review ........................................................................................................... 7

2.1. Introduction .................................................................................................................. 7

2.2. Roles prayed by commercial banks .............................................................................. 8

2.3. Structure of financial institutions ................................................................................. 8

2.4. Theoretical links between c01mnercial banks and development .................................. 9

CHAPTER THREE ......................................................................................................... 23

3.0 Methodology ................................................................................................................ 23

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3.1. Introduction ................................................................................................................ 23

3.3. Survey population ....................................................................................................... 23

3.4. Sample size ................................................................................................................. 23

3.5. Sampling design and procedure .................................................................................. 23

3.6 Data collection ............................................................................................................. 24

3.6.1 Source of data ........................................................................................................... 24

3.7 Data collection methods and inshuments .................................................................... 24

3.7.1. Questionnaire method .............................................................................................. 24

3.7.2. Interview methods ................................................................................................... 24

1.7.3. Observation method ................................................................................................. 25

3.7.4. Documentary review ................................................................................................ 25

3.8. Data analysis ............................................................................................................... 25

CHAPTER FOUR ........................................................................................................... 26

4.0 Introduction ................................................................................................................. 26

4.1 Demographic characteristics of respondents ............................................................... 26

4.2 Impact of commercial banks on household welfare .................................................... 26

4.3 Conm1ercial banks and income generation ...................................... : ........................... 27

4.4 Commercial banks and health ...................................................................................... 27

4.5 Commercial banks and rural empowerment ............................................................. 28

4.6 Commercial bank loans reduce vulnerability and risks ............................................... 28

CHAPTER FIVE ............................................................................................................. 30

5.0 Summary, Concrusions, and Reco111111endations ......................................................... 30

5.1 Summary of the major findings ................................................................................... 30

5.2 Conclusion ................................................................................................................... 31

5.3 Recommendations ....................................................................................................... 32

5.4. Limitations of the study .............................................................................................. 33

Referances ......................................................................................................................... 34

v

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