Budgetary Control and Management of Finance in Micro Finance Institutions Case Study: Centenary Rural Development Bank

TABLE OF CONTENTS

DECLARATION ....................................................................................................................... i

APPROVAL .............................................................................................................................. ii

DEDICATION ........................................................................................................................ iii

AKNOWLEDGEMENTS ...................................................................................................... iv

LIST OF TABLES .................................................................................................................. v

TABLE 0 F CONTENTS ...................................................................................................... vi

ABSTRACT ............................................................................................................................. ix

CHAPTER 0 NE ..................................................................................................................... 1

1.0 Introduction ................................................................................................................... I

1.1 Background of the study ........................................................................................... 1

1.2 Statement of the problem .......................................................................................... 3

1.3 Purpose of the study ................................................................................................... 3

1.4 Objectives of the study ............................................................................................... 3

1.5 Research questions ...................................................................................................... 4

1.6 Significance of the Study ........................................................................................... 4

CHAPTER TWC) ..................................................................................................................... S

REVIEW OF RELATED LITERATURE ............................................................................ S

2.0 Introduction ................................................................................................................... 5

2.1 Definition Concepts ..................................................................................................... 5

2.2 Traditional Budget ....................................................................................................... 8

2.3 Different Means of Control for Budgeting .......................................................... !!

2.4The Budget Process ..................................................................................................... 12

CHAPTER THREE .............................................................................................................. 16

METI-IODOLOGY ................................................................................................................ 16

3.0 Introduction ................................................................................................................. 16

3.1 Research design .......................................................................................................... 16

3.2 Study population ........................................................................................................ 16

VI

3.3. Sampling Procedure ................................................................................................. 16

3.4 Sample size ................................................................................................................... 16

3. 5. Data collection methods ......................................................................................... 1 7

3.6. Sources of data .......................................................................................................... 17

3. 7 Data Processing Analysis and Interpretation .................................................... 17

3.8. Limitations of the study .......................................................................................... 18

CHAP'TER FOUR ................................................................................................................. 19

FINDINGS AND INTERPRETATIONS ........................................................................... 19

CHAP'TER FIVE ................................................................................................................... 27

SUMMARY, CONCLUSIONS AND RECOMMENDATIONS .................................... 27

5.2 Summary ....................................................................................................................... 27

5.3 Conclusion .................................................................................................................... 27

5.4 Recommendations ...................................................................................................... 28

5.5 Areas for further studies .......................................................................................... 29

REFERENCES ..................................................................................................................... 30

QUESTIONNAIRE FOR STAFF ....................................................................................... 32

INTERVIEW GUIDE TO THE DEPARTMENTAL HEADS ....................................... 36