THE MANAGEMENT OF INSURANCE COMPANIES TOWARDS THE DEVELOPMENT OF BUSINESS ENTERPRISES (A CASE STUDY OF ROYAL EXCHANGE ASSURANCE NIG. PLC.KANO STATE).

ABSTRACT
This project work titled ‘’the management of insurance company towards the development of business enterprises’’ a case Study of Royal exchange assurance Nig. Plc. Kano. This research work intends to survey the role and the concept of insurance companies in business and in the sustainability of business enterprises in Nigeria. The researcher adopted a descriptive method of survey; the sample method use was sampling method. Both primary and secondary sources of data were used to obtain relevant information. The company has a total population of 100 employees’. The sample size was 50 which is draw from the total population using Yaro Yamani formula.In my findings, it claims for those loss will be guaranteed. It is recommended that the insurance managers should do everything possible to train their staff on job and on insurance training. It is drawn to the phase of the insurance industries with a view of determining adaptability and sustainability, taking into consideration the peculiarity of Nigeria circumstance. Take into consideration, the recapitalization exercise in the companies rather than financial effects and also to proffer solutions to problems hiking around the insurance companies.

TABLE OF CONTENTS
Title Page ------------------------------------------------------------------------------i
Certification page---------------------------------------------------------------------ii
Dedication-------------------------------------------------------------------------------iii
Acknowledgement--------------------------------------------------------------------IV
Abstract---------------------------------------------------------------------------------v
Table of content----------------------------------------------------------------------vi
CHAPTER ONE: INTRODUCTION
1.1 Background of the study---------------------------------------------------------2
1.2 Statement of the problem------------------------------------------------------3
1.3 Objectives of the study----------------------------------------------------------4
1.4 Significance of the study --------------------------------------------------------5
1.5 Scope of the study---------------------------------------------------------------6
1.6 Limitation of the study----------------------------------------------------------6
1.7 Statement of Hypothesis-------------------------------------------------------7
1.8 Definition of key terms---------------------------------------------------------7
CHAPTER TWO: REVIEW OF RELATED LITERATURE
2.1 Theoretical frame work of the study---------------------------------------------8
2.2 Historical background of the study-----------------------------------------------58
2.3 Current literature on theories postulated above----------------------------63
CHAPTER THREE: RESEARCH DESIGN AND METHODOLOGY
3.1 Introduction---------------------------------------------------------------------------68
3.2 Sources of Data collection----------------------------------------------------------68
3.2.1 Primary Sources of Data----------------------------------------------------------68
3.2.2 Secondary Sources of Data-------------------------------------------------------68
3.3 The population of the study-------------------------------------------------------69
3.4 Sample design and determination-----------------------------------------------69
3.5 Research instrument----------------------------------------------------------------69
3.5.1 Questionnaire---------------------------------------------------------------------70
3.6 Questionnaire Design------------------------------------------------------------70
CHAPTER FOUR: DATA PRESENTATION AND ANALYSIS
4.1 Introduction ------------------------------------------------------------------------72
4.1.2 Data presentation and analysis----------------------------------------------72
4.1.3 Observered Frequency-----------------------------------------------------------76
CHAPTER FIVE: SUMMARY OF FINDING, CONCLUSION AND RECOMMENDATION
5.1 Summary of findings--------------------------------------------------------84
5.2 Conclusions--------------------------------------------------------------------84
5.3 Recommendations----------------------------------------------------------85
Bibliography-----------------------------------------------------------------87
Appendix ---------------------------------------------------------------------88
Questionnaire---------------------------------------------------------89