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AN EVALUATION OF THE IMPACT OF COMMERCIAL BANK LENDING ON SMALL SCALE INDUSTRIES IN NIGERIA

INTRODUCTION 1.1BACKGROUND OF THE STUDY It is certain that Nigeria is endowed with a lot of natural resources. These resources to mention but a few are skel, crude oil, natural gas, Iron ore, palm oil, ground nut yam, cassava etc. these resources found the major export earning before the era of independence an generate 80% of our then total revenue the precolorual era could be regarded as era of substance economy. Each community then was noted for one particular raft or the other some familie...

Physicochemical Water Quality And Macroinvertebrate Occurrence In Sasala Stream Receiving Wastewater Discharge From Earthen Fishpond Farmin Kakamega County,Kenya

ABSTRACT Fish farming is now a major source of global and local fish requirements of food, raw materials, income and ecological considerations supplementing the dwindling output from the wild waters. Several systems are now in place including use of earthen, concrete, liner ponds and race ways. Earthen ponds are of major concern as they mainly depend on natural stream water sources. The ponds release their effluents containing elevated levels of nutrients as a result of fertilizers and feeds ...

Commitment In Soren Aabye Kierkegaard’s Philosophy: Implication For Leadership

ABSTRACT This work argues the thesis that the adoption of Kierkegaard‟s notion of commitment can bring about a responsive and responsible leadership in human society. This means that, with the right commitment, the absence of responsive and responsible leadership in the polity can be laid to rest. Kierkegaard‟s ethical philosophy, which is embedded in his theory of stages, provides an insight into the analysis of the concept of commitment. The work is a critical study of the problem of co...

Regime Change And Its Implications On Eastern Africa Community

ABSTRACT The attainment of a fully integrated East African region through the East African Community is yet to be realised. This is because most of the agreements pertaining integration are yet to be fully implemented while some are way past their implementation deadline. The East Africa Common Market Protocol, for instance, came into force in July 2010 after being ratified by member states. However, its practical implementation is considered a process that must take place over time since to-...

MIGRATION INTENTIONS OF FINAL YEAR STUDENTS IN THE UNIVERSITY OF GHANA MEDICAL SCHOOL

ABSTRACT The migration of health professionals after completion of medical school causes the health system in Ghana to be less resourced in terms of human capital. The role of doctors is very essential in health care delivery as it is reflective in the quality of services given. It is in view of this that the study was done to find out the migration intentions of final year medical students and the factors that influence their intentions. The research further identifies some of the retention ...

PROBLEMS OF EXAMINATION MALPRACTICE IN TERTIARY INSTITUTIONS AND THEIR SOLUTIONS

Abstract: The work examines what examination malpractice among tertiary students is all about, the forms it takes, the possible causes, as well as the consequences and the way out. It comprises five chapters. In the opinion of the article, the students, the lecturers, the parents, as well as the society are all to be blamed. The article thus calls for a joint/concerted effort towards fighting the ugly scourge as the consequences of its continued existence is such that no one can be shielde...

Poaching and the way forward

The indiscriminate elimination of wildlife portends great danger for our society and world order. It is worthy to note that poaching has continually reduced the population of wildlife and if steps are not taken to correct this threat, wildlife and conservation is just about dead. Thus it will follow the trend of well planned environment without a structure. Stakeholders in this industry should take steps at reducing loss of wildlife but the errors of government towards wildlife management and...

Assessing the Effectiveness of Communication in Construction Project Team Performance in Selected Metropolises in Ghana

ABSTRACT Challenges often arise on construction project sites in connection with communication relating to many issues bordering on the construction project site. Despite wide recognition of the importance of communication within the construction industry, a combination of organisational and personal factors invariably render communication within project sites ineffective. The aim of the study was examined how communication among project team members in construction project sites affect cons...

A COMPARATIVE STUDY INTO THE QUALITIES OF BOTH FOREIGN (INDIA) AND LOCALLY MANUFACTURED CORN MILL PLATES BY ARTISANS AT SUAME – MAGAZINE IN KUMASI

ABSTRACT  The aim of this research was to investigate into the qualities of both locally manufactured (from Suame Magazine in Kumasi) and foreign (India) corn mill grinding plates and to recommend if there are new technologies that could be employed to further enhance their qualities.  The researcher made a brief description of the different forms of casting with more emphasis on sand casting. This was followed with an in-depth literature review of relevant material related to the subj...

The Right to Strike in Zimbabwe’s Labor Law: A Liability or a Trap at Worst?

Abstract Strike action commonly referred to as “strike” occupies a central position in labour relations in that it seeks to strengthen the bargaining power of employees than would otherwise be the case if it were a matter of each employee facing the employer on their own. In other words, strike action is concerned with the need to bring about equilibrium in industrial relations between two competing interests; labour and capital1 . Strike action refers to the collective and concerted with...

Land Cover Change Of Coastal Marine Ecosystems: A Case Study Of Zanzibar

ABSTRACT Over the past three decades, coastal marine ecosystems of Tanzania have experienced a notable decline in the state of their environment through loss of natural habitats and biodiversity. Much of this change is attributable to human activities. This study investigated changes that have occurred as a result of human activities and climate change/variability, for the period between 2001 and 2011. Two demographically different locations in Zanzibar, namely Kisakasaka and Bumbwini were s...

Exports and Economic Growth in Sub-Saharan Africa: The Roles of Intra- and Inter-SSA Exports.

ABSTRACT Most economies in Sub–Saharan Africa (SSA) have been lagging behind in development due to low growth performance over the years. The destinations of SSA exports have largely remained the same, with Europe commanding the ‘lions’ share of total exports while intra-regional trade remains very low over the years. However, the assessment of the effect of export destinations (intra and inter-SSA exports) on economic growth has not received any significant attention in Sub–Saharan ...

Performance Coaching In The Department Of Civic Affairs In The Ministry Of Home Affairs

ABSTRACT Performance coaching (PC) is a tool that management can use in addressing staff performance. It was first employed in the field of sports, work safety, military, health and education. Nowadays, performance coaching is applied in all fields of a profession as an attempt to rectify employee’s performances. Performance appraisal is a measure through which managers can monitor and evaluate employee’s performance which was suspended in the Public Service of Namibia in 1997, left it w...

Improving The Teaching Of English Language Through Teacher Resource Centres: The Case Of North Unguja Region, Zanzibar

ABSTRACT The purpose of this study was to explore how the teacher resource centres (TRCs) were used to improve the teaching of English language in Zanzibar. Specifically, the study addressed three objectives which were (i) to examine the content and purpose of the English Improvement Programme for primary school teachers; (ii) to investigate how the programmes helped the primary school teachers of English language in the actual classroom teaching; and (iii) to assess the challenges encounter...

KNOWLEDGE ABOUT STIGMA AMONG PEOPLE LIVING WITH HIV/AIDS CASE STUDY OF ISHAKA ADVENTIST HOSPITAL BUSHENYI-ISHAKA MUNICIPALITY- BUSHENYI DISTRICT

ABSTRACTTopic: Knowledge about stigma among people living with HIV/AIDS case study of Ishaka Adventist Hospital in Bushenyi-Ishaka Municipality.General objective: to asses knowledge about stigma among people living with HIV/AIDS,Specific objectives: To asses the causes of stigma among people living with HIV/AIDS and to assess impact of stigma among people living with HIV/AIDS.Results: The main cause given for stigma among people living with HIV/AIDS is lack of knowledge about HIV/AIDS and acq...


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