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THE IMPACT OF COMMERCIAL BANKS IN RURAL DEVELOPMENT (A CASE STUDY OF UNION BANK OF NIGERIA PLC)

INTRODUCTION In this present world, all nation want its rural urban areas to be developed, with this perspective policies are being formulated to ensure its achievement of that country.  For instance, in Nigeria a great number of people live in the rural areas and so the  federal, sate and local government are very much concerned in the issue of developing these rural areas.  Development  as it effects the rural people differs in many respects from those of the urban poor and poverty alle...

Influence of Oil And Gas Exploitation on Agricultural Production And Coping Mechanisms Required by Farmers For Sustainable Agriculture in Bayelsa State

Abstract   The study was aimed at determining the influence of oil and gas exploitation on agricultural production and coping mechanisms required by farmers for sustainable agriculture in Bayelsa State. The study specifically determined the activities of oil and gas exploitation, the influence of oil and gas exploitation on crop and aquacultural production as well as the influence on farmers and also explored the coping mechanisms to curtail problems of oil and gas exploitation. Five resear...

A REVIEW OF AGRICULTURAL PROGRAMMES AND POLICIES IN NIGERIA

This study analyzed the effects of government agricultural reforms on Nigeria’s Agricultural Development with the specific objectives of assessing agricultural programmes and policies in Nigeria, identifying the challenges impeding the implementation of these programmes, determining the contribution of agriculture to the country’s economy over the last three decades (1980-2018), examining the trend in agriculture budgetary allocation over the last three decades (1980-2018) and proffer pos...

ASSESSMENT OF THE ROLE PLAYED BY FEMALE HEADED HOUSEHOLDS IN AGRICULTURAL PERFORMANCE IN NKWENE, SWAZILAND

Women’s unequal participation in farm organizations, restrictions on women’s ownership as well as control of resources and unjust legislation give female-headed households to face many problems that their male counterparts do not The problems that plague Nkwene female headed households farmers have been identified as issues related to the economic system, declining rural communities and environmental degradation. Therefore this study was design to examine the role played by female-headed ...

FINANCING WOMEN CO-OPERATIVE GROUPS BY THE NIGERIAN AGRICULTURAL COOPERATIVE AND RURAL DEVELOPMENT BANK (NACRDB) NOW KNOWN AS BANK OF AGRICULTURE (BOA) IN ENUGU STATE

ABSTRACT The project is on financing women co-operative Groups by Nigeria agricultural cooperative and rural development bank NACRDB with special references to Enugu state. The NACRDB, role in financing women co-operative groups is of significant important to the development and growth of the economy at large. However, certain factors mitigate the effective flow of this finance from the bank to the women cooperative. To find out these factors, a sample was drawn out of the population and 10 w...

FINANCING WOMEN CO-OPERATIVE GROUPS BY THE NIGERIAN AGRICULTURAL COOPERATIVE AND RURAL DEVELOPMENT BANK (NACRDB) NOW KNOWN AS BANK OF AGRICULTURE (BOA) IN ENUGU STATE

ABSTRACT The project is on financing women co-operative Groups by Nigeria agricultural cooperative and rural development bank NACRDB with special references to Enugu state. The NACRDB, role in financing women co-operative groups is of significant important to the development and growth of the economy at large. However, certain factors mitigate the effective flow of this finance from the bank to the women cooperative. To find out these factors, a sample was drawn out of the population and 10 w...

INCOME DIVERSIFICATION AND ITS DETERMINANTS AMONG RURAL FARM HOUSEHOLDS: THE CASE OF HARAMAYA DISTRICT, EAST HARARGHE ZONE OFOROMIA, ETHIOPIA

Abstract: Smallholder rural farm households face an increasing need of looking for alternative income sources to secure their livelihoods and supplement their agricultural activities. But Agriculture in study area is at subsistence stage, complex, diverse and risk prone. In Haramaya district income diversification is influenced by various factors. Thus, the aim of the study was to identify level and status of income diversification and factors responsible for participation of income diversif...

Effects of Population Growth On Agriculture

CHAPTER ONEINTRODUCTIONThe impact of population growth on agriculture and natural resource management has been debated at least from the time of Reverend Thomas Malthus . Although the dismal predictions of Malthus regarding the inability of agricultural production to keep pace with population growth have not come to pass. The consequences of population growth on economic development nave attracted the attention of economists ever since Adam Smith wrote his Wealth of Nations. Adam Smith wrote,...

FOOD SECURITY IN NIGERIA. A CASE STUDY OF PRESIDENT BUHARI’S AGRICULTURAL POLICY (2015-2018).

Squealing to the discovery of petroleum, Nigeria has rapidly grown into a major food importing nation as the government has become neglectful of the agricultural sector since petroleum is considered a more viable resource for economic development. This situation quickly polarized the nation into high and low income groups. Unfortunately, while only small fraction of the population benefited from the oil wealth, the population suffered the misfortune of food insecurity as they can hardly affor...

Impact Of Credit On Rural Livelihoods Of Smallholder Farmers: A Case Of Kagera Agricultural And Environmental Management Project

ABSTRACT This study presents the results on the impact assessment of credit under Kagera Agricultural and Environmental Management Project (KAEMP) on rural livelihoods of smallholder farmers in Misenye district, Kagera region. The general objective was to assess the impact of agricultural credit under KAEMP on smallholder farmers’ rural livelihoods. The specific objectives were to identify socio-economic factors within the project environment that influence the use of credit, assess the us...

Impact Of Land Reform Programme In Promoting Agriculture Development In Insiza District From 2002 To 2014

ABSTRACT This study investigated the effects of The Zimbabwean Fast Track Land Reform in promoting agriculture development to mitigate poverty. The study targets the beneficiaries to establish the relationship between land reform programme and agriculture production and it is an assessment of how the beneficiaries of Insiza district have performed in terms of agriculture production after the implementation of the policy. The theoretical framework suggests the land of a nation is for the peopl...

THE ROLE OF COMMERCIAL BANKS IN FINANCING AGRICULTURE IN NIGERIA ECONOMY

INTRODUCTION  1.1BACKGROUND OF THE STUDY Agriculture, man’s oldest profession which used to be Nigeria’s Chief foreign exchange earner, has been neglected over the years because of the discovery of oil. This factor has led to the disappearance of most mineral resources in the country like the groundnut pyramind of the north, the cocoa sacks of the west nad the palm oil drums of the East.Not only, the hard currency accruing from agricultural export gone but the population which continued...

ANALYSING TRENDS IN AGRICULTURAL OUTPUT IN GHANA 1995- 2015: UNDERLYING CAUSES AND OPTIONS FOR SUSTAINABLE GROWTH

ABTRACT Agriculture’s impact in Africa has led to the conclusion that it is the lifeblood of many Africa economies. In Ghana, agriculture was historically the dominant sector of the real economy accounting for more than 30 percent of GDP post-independence although more recently, it has declined sharply and is the smallest sector of the economy as at 2016. Despite that, the sector still plays a key role in Ghana’s economy and employs 44.7 percent of the population above15 years. The contin...

Analysis Of Causes And Management Of Agricultural Loan Default By Rural Banks In The Northern Region Of Ghana

ABSTRACT Agriculture is important in developing countries because of the role it plays in attaining food security and rural economic stability. Financing the agriculture sector however, has been a challenge because of the sector‟s exposure to exogenous risk factors, limited collateral of clients and the seasonal nature of agricultural production. As a result of these risks that result in loan default, financial institutions in Ghana allocate a rather small share of their loan portfolios to ...

URBANIZATION A PROBLEM TO FOOD PRODUCTION AND AGRICULTURAL DEVELOPMENT. A CASE STUDY OF ENUGU STATE

ABSTRACT In this research on Urbanization – A problem to Food Production and Agricultural development in Enugu State, effort were made to address issues that are related to the problems, cause, effects, challenges, practice and solutions to the future management as it Concerns man and his environment and his economic system, health security as well as food through agriculture and its related sectors.  However, urbanization has been the problem of the world today especially in Enugu State ...


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