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Effect Of Financial Literacy On Financial Access And Savings In Kenya

Financial literacy enhances effective use of financial services, promotes technical progress, promotes economic growth and development and aids in poverty reduction. However, Fin Access survey data shows that 17 per cent of Kenyans are financially excluded as in 2016 while enrolment in primary, secondary, and post-secondary between 2000 and 2016 increased by 66, 259, and 431 per cent respectively. This implies that increased school enrolment has not translated to reduced financial exclusion s...

Bioengineering Tomato (Solanum Lycopersicum Mill) With Peptide Aptamer For Meloidogyne Incognita Chorismate Mutase As A Strategy For Nematode Resistance

ABSTRACT Root knot nematodes (RKNs) of (Meloidogyne spp.) are among the most devastating soil-borne plant parasitic pests infecting many food crops. They have been shown to result in over 50% loss of crop yield in tomato (Lycopersicon esculentum Mill). Various control measures including agronomic practices and nematicides have been employed in the past to manage the parasite with only modest gains. These are also costly to small-scale farmers especially in developing countries. There is need ...

Assessment of damage and yield losses on maize by the lepidopterans Chilo partellus (Crambidae), Busseolafusca (Noctuidae) and Sesamia calamistis (Noctuidae)

Abstract: Lepidopteran stem borers are among field insect pests responsible for the low maize production in sub-Saharan Africa. In Kenya, Chilo partellus Swinhoe (Pyralidae), Busseola fusca Fuller (Noctuidae) and Sesamia calamistis Hampson (Noctuidae) constitute the major proportion of stemborer community. Concerted efforts to reduce stemborer populations in maize fields have been emphasized without a good understanding of potential losses associated with damage by respective stemborer speci...

The Impact of Non-State and State Actors on South Africa’s Foreign Policy in Africa

Abstract: South African foreign policy is not made in a bubble; as a democracy since 1994, its outward orientation is theoretically subject to lobbying and pressure from outside groups as well as jockeying among bureaucratic entities. This study aims to unpack the processes through which governments’ foreign policies are made, specifically in South Africa, to determine whether foreign policy making is in reality open to outside inputs, or whether the foreign policy arena as in many countri...

THE IMPACT OF STAFF CUSTOMER RELATIONS ON ORGANIZATIONAL IMAGE A CASE STUDY OF UNITED BANK FOR AFRICA (UBA) PLC

ABSTRACT In view of summarizing what is actually done in a project, it then means that the following information should be contained therein. The topic under study location. The statement of problem, the research questions and research hypothesis also carried out, relevant literature review of the topic understudy for purpose of carry out this study, a questionnaire was designed with concrete validity and reliability. Relevant data were collected from the respondents and analyzed accordingly...

THE ROLE OF COOPERATIVE SOCIETIES IN REDUCING UNEMPLOYMENT (A CASE STUDY OF SELECTED COOPERATIVE SOCIETIES IN ABA NORTH LOCAL GOVERNMENT AREA)

INTRODUCTION This chapter is to introduce the following points, background of the study, statement of the problem, objectives of the study, research questions, hypothesis, and significance of the study and definition of terms. BACKGROUND OF THE STUDY Cooperative is a basis for overall transformation of citizenry social and economic problems. According to Berko, (1987:297), cooperative is a voluntary and democratic association of persons with variable membership and variable capital whose mem...

CONFLICT MANAGEMENT IN NIGERIA GOVERNMENT ESTABLISHMENT (A CASE STUDY OF NIGERIA TELEVISION AUTHORITY) N.T.A) ENUGU STATE

ABSTRACT The topic of this study is on conflict management in Nigeria Government Establishment; A case study of Nigeria Television Authority (N.T.A) Enugu. The need for this research project arises as a result of the inevitability of conflict on organizations, and the inability of some management to understand that conflict is not warfare, wasteful and harmful, but a normal process and should be handled in a constructive way to reap the reward associated with it and evade the evil inherent i...

Financial Intelligence and Regulating Money Laundering in Kampala City, Uganda

Table of ContentsDeclaration .1ApprovalDedicationAcknowledgement ivLIST OF FIGURES viiiLIST OF TABLES ixABSTRACTCHAPTER ONE 1INTRODUCTION 11.0 Introduction 11 Background to the study 11.1.1 Historical perspective 11.1.2 Theoretical perspective 41.1.3 Conceptual perspective 41. 1 .3 Contextual perspective 51 .2 Problem statement 91.3 Purpose of the study 101 .4 Specific objectives 101.5 Research Question 101.6 Research Hypotheses 101.7 Scope of the study 101.7.1 Geographical scope 101 .7.2 Con...

Collaboration Challenges Facing Information Literacy Programs In Jomo Kenyatta University Of Agriculture And Technology Lirary

ABSTRACT This research project was to investigate the information literacy collaboration challenges in JKUAT library. Information literacy (IL) is a critical pillar in all libraries. It ensures optimal usage of all forms of information resources acquired. It demands collaboration between the library, teaching departments, administrators as well as users to achieve its purpose. The challenge is that this IL partnership is often missing in many information centers. This investigation was t...

Barriers To Uptake Of Intermittent Preventive Treatment (Ipt) With Sulphadoxine-Pyrimethamine To Prevent Malaria In Pregnancy In The Kumasi Metropolis, 2010

ABSTRACT Background: Intermittent preventive treatment for prevention of malaria in pregnancy (IPTp) is a key component of malaria control strategy in Ghana and sulfadoxinepyrimethamine (SP) is the drug of choice. Despite the evidence of the effectiveness of IPTp strategy using SP in reducing the adverse effects of malaria during pregnancy the uptake and coverage in Kumasi metropolis of the Ashanti Region is low. Objective: This study set out to assess the use of IPTp among pregnant women and...

The Impact Of Small-Scale Mining Activities On The Environment: Examples From Uis, Xoboxobos, Neu Schwaben And Otjinene

ABSTRACT This study explored the impact of small-scale mining activities on the environment in two regions in Namibia: Erongo (examples: Uis, Neu Schwaben, Xoboxobos) and Omaheke (example: Otjinene). Limited research is done on the activities of small-scale mining in Namibia which results in unavailability of data. Although recent studies reveal that about 5 000 to 10 000 Namibians work as small-scale miners, information about mining activities in Namibia remain a rare commodity. Small-scale ...

The Impact Of Small-Scale Mining Activities On The Environment: Examples From Uis, Xoboxobos, Neu Schwaben And Otjinene.

ABSTRACT This study explored the impact of small-scale mining activities on the environment in two regions in Namibia: Erongo (examples: Uis, Neu Schwaben, Xoboxobos) and Omaheke (example: Otjinene). Limited research is done on the activities of small-scale mining in Namibia which results in unavailability of data. Although recent studies reveal that about 5 000 to 10 000 Namibians work as small-scale miners, information about mining activities in Namibia remain a rare commodity. Small-scale ...

The Church Response To The Situation Of Children Orphaned By Hiv/Aids In Kericho County, Kenya

ABSTRACT The global statistics for HIV/AIDs adults and children were 34 million. Sub-saharan Africa has 12 million orphans, with Kenya hosting about 1.2 million of them. Kericho County had 2262 orphans. Accessible population was 296 children orphaned by HIV/AIDs. Drawing on the theory of functionalism by Radcliff brown on the mission of the church to help the needy, this study sought to explore the needs and challenges of children orphaned by HIV/AIDs, the response of the church to these orp...

Self-Esteem, Peer Influence And Social Media Utilisation As Correlates Of Reading Habit Of Senior Secondary School Students In Oyo State, Nigeria

ABSTRACT   The reading habit of secondary school students in Nigeria has been found to be on the decline. This trend can be traced to lack of library infrastructure and facilities in most schools and homes. This has raised concern among stakeholders and portends danger for the academic performance. Previous studies have focused more on home- and school-related factors with little emphasis on students-related factors such as selfesteem, peer influence and social media utilisation. This study...

Optimization Of Radiation Dose And Image Quality In Computed Tomography Imaging

Abstract Improvements in the benefit of CT have been so dramatic that a tendency exists to the overuse. CT is a diagnostic imaging modality giving higher patient dose in comparison with other radiological procedures. While the benefits of CT exceed the harmful effects of radiation exposure in patients, increasing radiation doses to the population have raised. The main objective of this work was to find an optimization approach to minimize the radiation dose to adult patients undergoing CT ex...


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