ABSTRACTCredit management facilities, the never centre of all commercial banks operations and in its efficiency guarantees, the ability to mobilize deposit and allocate such finds to customers when have need for them. This research work examined the credit facilities and loans management of First bank of Nigeria Plc Ughelli main branch Delta state with a view to ascertain the causes of loan failure, types of securities needed, importance of collecting securities from the prospective borrow...
ABSTRACT This study was to explore the possible impact of supervisor on effective bank management with particular reference to Afribank Plc Enugu. To guide this research the following four research questions were formulated as thus. To what extent are human and non-human resources adequate for efficient inspection in Afribank Plc, Enugu? To what extent are central measures against bad debt in the Afribank being achieved? To what extent has the bank provision against computer fraud being ...
ABSTRACTThe study was conducted to examine the impact of delegation on management decision a case study of Union Bank of Nigeria Plc Enugu Main Officer 2001 – 2004.In purchase of this investigation, research objective were formulated, both primary and secondary data were collected, and the data were then textual graphic and tabular modes of data presentation and with simple percentage method.Based on the above, it was found that non-involvement of workers can effect decision of management a...
ABSTRACT Although banks are developed with the major aim of providing financial assistance to business organizations, the commercial banks in Enugu Urban are short-term lenders. This research work sought out the role of the computer in improving secretarial functions. The instrument used for the research included questionnaire and oral interview. The population of the study consisted of confidential secretaries in ten commercial banks from were the sample of seven were drawn. From the data co...
ABSTRACT This research work aims at investigating the problems encountered by small and medium scale enterprises in obtaining bank loans with particular reference to Union Bank Nig. Plc, Ogui Road, Enugu.It is a common knowledge that Banks often favour the large –scale industries in credit extension scheme. This is because of their higher equity base, availability of collaterals and lower risk. Further still, they have a more organized management team and employ professionals with great...
ABSTRACT The major purpose of the study was to find outs the causes and consequences of single parenthood in Imezi –Owa in Ezeagu Local Government Area of Enugu State. The population of the study was 3000 that made of men, women and youths that lives in the study area. 3000 respondents were selected from the total population for sampling.Four research questions was used to construct the questionnaire which was administered to the selected respondents. The main instrument for the study was q...
ABSTRACT Recently, with the present economic predicaments in the country, many business organizations and individuals have found it difficult to cope with the high cost of living. This is due to the paucity of the raw cash available in the economy with which they can buy the necessary goods and services they require on the spot with cash.Fortunately, with the advancement in the business world, sales and purchases can be made on credit basis thus alleviating the sufferings and the deprivati...
ABSTRACT No small scale industry can stand on its own and operate effectively if it does not acquire the necessary requirements to ascertain its effectiveness.Problems militating against effective operations of small scale industries in Udi Local Government has been investigated in course of this research and the result has shown that, inadequate financing of small scale industries has been a very fascinating issue and as a result of this, the industries can not attain to height they ought to...
Abstract Student approaches to learning (SAL) and the levels of understanding they achieve are critically linked and closely related to motivation. This paper reports the results of a study involving first year higher education engineering students using the ASI-32 questionnaire to investigate approaches to study and end of year achievement.
A Abstract Technical education, as entrenched in the Nigerian National Policy on Education, is concerned with qualitative technological human resources development directed towards a national pool of skilled and self-reliant craftsmen, technicians and technologists in technical and vocational fields. The two key phrases, which readily come to mind in this type of education, are competency-based skill-acquisition and sound scientific knowledge. In order to cope with the requirements o...
ABSTRACT This study examined the impact of instructional materials in the teaching and learning of chemistry in secondary schools. The purpose was to investigate if instructional materials influences the academic performances of students chemistry. The survey type of descriptive research design was adopted . the sample for the study consisted of 5 secondary schools with 75 students and 25teachers in Ika South Local Government Area of Delta State. Four hypothesis were postulated and teste...
ABSTRACT The study investigated the role of teachers in promoting skill acquisition among senior secondary school students in production agriculture. It was a descriptive survey design. A sample of 120 agricultural science students and 20 agricultural science teachers in senior secondary schools, Nigeria forms the sample size i.e. 140 respondents. Four research questions and four null hypotheses guided the study. The instrument for data collection was a 40 item researchers made structu...
ABSTRACT The study was predicated on the need to provide empirical evidences to the influence of organizational climate and teacher’s job satisfaction on the teacher’s job performance in Imo state. This was as a result of the need to see how the organization climate and the satisfaction the teachers get from their job can influence their job performance. To guide the study five research questions were formulated and four null hypotheses tested at 0.01 and 0.05 level of significance. Th...
ABSTRACT This study investigated the effects of concept mapping on students’ achievement in Biology. The study was guided by three research questions and three hypotheses using pretest and posttest design. The population of the study was made up of ten thousand and forty five students (10,045) in Senior secondary school class two (2), in the (2015/2016) academic session in Aba Educational zone, Abia state. The sample consisted of 400 Biology students, comprising 210 students in the experi...
Abstract National development all over the world has continued to be intricately tied to educational development in which the teacher is the critical element. Many countries of the world have realized this central role of the eacher in the education process, and both developed and developing countries including Nigeria, have made some efforts in this area. The situation in Nigeria, however, has not shown a linear upward progression both in national and education development. Evidence abounds...