ABSTRACT The area of major concern for the general public after the Bank of Ghana (BoG) approved a purchase and assumption of UT Bank and Capital Bank to Ghana Commercial Bank (GCB) was the uncertainty surrounding the employment status of employees of the acquired banks (UT and Capital bank). It was in this light that this research sought to fill the existing knowledge gap by examining the effects of mergers and acquisitions on employee morale. The target respondents were eighty seven (87) em...
ABSTRACT Growth of microcredit is seen as an important way to expand financial services to the poor and unbanked, and to help reduce poverty. However, high default rate remains a major challenge for micro-lenders. Understanding the causes of default among the poor is important for devising effective strategies to deal with this problem. This study sought to identify the determinants of loan default among urban poor women in the Greater Accra Region of Ghana. The study quantifies the relat...
TABLE OF CONTENT Title Page ............................... i Approval page .............................. ii Dedication ............................ iii Acknowledgement ......................... iv Table of contents ......................... vi CHAPTER ONE 1.1 Introduction ................. 1 1.2 Statement of the Research Problem ................... 5 1.3 Aim and Objectives of the Study ..................... 6 1.4 Hypothesis ................. 6 1.5 Significance of the Study ...................
ABSTRACT Adequate supply of financial resources is a necessary condition for the survival of any business. This study tends to review government policies and programmes on financing MSMEs in Nigeria. Both primary and secondary data were employed to arrive at the results with the use of statistical method of testing hypothesis chi-square (X2) 13.62 > 9.49 the calculated value is greater than the critical or table value. The results reveal that there is a significance effect between gov...
ABSTRACT This research titled “Global Economic Crisis and Credit Risk Management in Nigerian Deposit Money Banks: A Case Study of First Bank Nigeria Limited”. Chapter one is the introduction of the study, statement of the problem, objective of the study and prelude to the significant of the study, research hypothesis and scope and limitation of the study. Chapter two the review of related literature, Concept of Credit Risk, Credit Risk Management in Nigerian Deposit Money Banks, Rec...
ABSTRACT Profitability and maximizing shareholders wealth top the chat when it comes the reasons why people or organisations engage in business. A bank like any other business venture also has these same objectives in mind. The contentious issue however, is finding a right balance between the profit maximization objective and the right amount of liquidity to hold amidst macro-economic variables such as Gross Domestic Growth rate (GDP), inflation, etc. Evidence from prior academic literature i...
Introduction “Globalization represents the reality that we live in a time when the walls of sovereignty are no protection against the movements of capital, labour, information and ideas nor can they provide effective protection against harm and damage” (Higgins, 1999). This declaration by judge Rosalyn Higgins, the former president of the International Court of justice, presents the contraventional wisdom about the future of global governance. Many view globalization as a reality that wi...
ABSTRACT Small Scale Industries all over the world have been the engine room for viable economic growth and development. In the light of the above, this research work identifies the role of small scale industries (SSI) in the growth of the nation's economy. Various related literatures were reviewed from which it was noticed that Small scale Industries are central to the growth of the nation’s economy. This is evident in the policies created by government to accelerate the development of sm...
ABSTRACT This study ascertains impact of performance management system on organizational performance. Survey research design was employed and questionnaire was used as the research instrument. Moreover, simple random sampling technique was used as sampling technique and one hundred and forty five (145) respondents was administered questionnaire among staff of Lacasera Company limited in Lagos state while they were fully completed and returned. Simple percentage was employed to analyze the...
ABSTRACT This research work examined the impact of commercial bank credit (CBC) on Non-oil export trade in Nigeria. Four variables were used in the study. This study adopted the econometric time series analysis from 1992-2015 and the data were sourced from Central Bank of Nigeria statistical bulletin. The empirical analysis that were carried out to achieve the objectives include unit root, co-integration, the long run regression model and short run error correction model. The Augmented Dicke...
ABSTRACT Exchangerate isthe priceofonecurrency intermsofanothercurrency. Exchange ratesthisexchangerateisalsoused todeterminethe level ofoutputgrowth ofthe country.Overtheyears,Nigeriahasadoptedvariousexchange rateregimeranging researchworkiscenteredonthe impactof exchangerate ontheNigeria economic growthwith specialemphasisonthe purchasingpower oftheaverageNigeriaand the level of international trade transaction. Todo this, the classical linear regressionmodelisappliedandt...
ABSTRACT The relationship between interest rate and domestic investment has attracted the attention of economists and other economic experts. This study carried out an empirical analysis of the impact of interest rate on domestic investment in Nigeria covering the period 1980-2016. Data for the research was extracted from the central bank of Nigeria statistical bulletin. The methodology adopted in the research is the multiple linear regression with the application of Ordinary least Squares (...
ABSTRACT Agricultural products like Cocoa, Palm Kernel/ Oil, Groundnut, Cotton, Timber amongst others, formed the bedrock of the Nigerian economy in the pre-independence period. Hence, non-oil exports sustained the Nigerian economy and served as the source of the country's foreign exchange earnings from around 1 900 up to 1 9 6 5 . However, the discovery o f crude oil i n commercial quantity resulted to a decline in the agricultural sector. Revenue generated from the non - oil export ...
ABSTRACT The emergence of Abuja as urban centre today is traceable to the quest for a new capital city for the Federal Republic of Nigeria. Being a new artificial creation, it should be expected that the inhabitants whose land had been acquired for the development of the new capital city be justly compensated and resettled . However, since the promulgation of the enabling Decree that created the new federal capital in 1976, the question of resettlement and compensation to the original inhabit...
ABSTRACT Ever since Nigeria's independence in 1960, Leaders, Elites and Scholars have engaged in various debates on the notion that political independence without economic independence would be ridiculous. Which simply put, national yearnings and aspirations of Nigerian Leaders and Scholars have both economic and political connotations. There is this general consensus that where economic power is concentrated in the hands of foreigners, the economy 1s undersiege as foreign investors drain the...