INTRODUCTION Today’s business environment is very dynamic and undergoes rapid changes as result of technologies information, increased awareness and demands from customers business organization, especially the banking industry of the 21st century operates in a complete and competitive environment characterized by these changing conditions and highly unpredictable economic climate. Information and communication technology ICT is at the centre of the global change curve. Loudon and Loudon (...
ABSTRACT:Many multi products or services SMEs fail to pay attention to the use of product portfolio analysis concept despite the fact that the application of the concept is a sine qua non for the achievement of the profit maximization objectives. This study focused on the impact of product portfolio analysis on the growth of small and medium scale enterprises in Nigeria: Akwa Ibom State experience. The population of the study comprised all registered SMEs in Akwa Ibom State. Two research ques...
ABSTRACT Stress has been well known to have negative effects on the lives of individuals including their health, social interactions and work. This study looked into the effect stress has on the secretary’s job performance. The study defined stress to be ‘the body’s reaction to any change that requires an adjustment or response’. Purposive Sampling technique was used to sample secretaries from various department within the Ministries compound of New Juaben Municipality of the Easte...
ABSTRACTIncome generating activities are the sources of revenues for financial institutions. The study evaluated income generating activities of rural and commercial banks. Income generating activity was defined as ‘all operation that produce income or recover cost by providing goods or services to the general public’. Convenience sampling technique was used to sample a rural bank, South Akim Rural Bank, and a commercial bank, GCB, both in the Koforidua municipality as case study.Questi...
CHAPTER ONE INTRODUCTION 1.1 Background to the Study The administration of urban transportation in Nigeria follows the structure of government administration, that is, the three-tier form (Oni et al, 2006). This system manifested in form of serious expectation gap between citizen minimum expectation and the actual road construction delivery. In 1998, Nigeria needed N300bn to fix dilapidated roads and N54bn subsequently every year for maintenance and rehabilitation (National Pol...
This article examines the impact of the Nigerian Local Content Act on petroleum industry human capital development and the role of local Training Institutes could play in the effective implementation of the Act. Although,the main objective of the Act is to provide the legal foundation for the domestication of certain engineering and technological projects, fabrication and construction, thereby training local nationals and enhancing the transfer of technology; it also provides th...
INTRODUCTION Nigeria is a country richly blessed with abundant natural resources and oil and gas has continued to play a dominant role in her economy. These resources if effectively harnessed and managed will better the lots of all Nigerians of today and the generations yet unborn. Unfortunately, the distribution of petroleum products in Nigeria is bedeviled with complex problems resulting sometimes in petroleum products shortage, inflated prices of products and contentions on the pump pr...
INTRODUCTION: Every day people make decisions regarding how they spend their money. They decide not only what they are going to buy but, even more important,who they are going to buy those items from. Most products and services are available from more than one source. You can purchase laundry detergent at several different supermarkets or retailers. You can also choose among several department stores for your clothes and electronic items. The point of all of this is: People have choices whe...
ABSTRACT This research will discuss the concept of Entrepreneurial Marketing as an enabler of small business development and growth with special focus on the Nigerian movie and music industry. On the surface entrepreneurial marketing can be understood as “marketing with an entrepreneurial mindset”. By a combination of the definition of marketing by the American Marketing Association (AMA) and two conceptualizations of entrepreneurship (entrepreneurial orientation and entrepreneurial m...
the impact of monetary policy on foreign trade in Nigeria
ABSTRACTGrowing old is not a new phenomenon, it has been existing for long. In olden days, old people are properly taken care by both their people and the government but today such has changed enormously. The aged are no longer valued or seen as being important. The society sees or perceive the old as been inferior. However, the way and manner that the society view or look at them most especially our youths, calls for concern. The youths in Alayi community in Bende Local Government Area of Ab...
ABSTRACT This research work is focused on the gender perception of sexually transmitted disease (STDs): using Awkunanaw community of Enugu South Local Government Area as area of study. This study is a humble attempt towards improving and understanding the perception of male and female towards sexually transmitted diseases (STDs). The population of the study was about sixteen thousand three hundred and sixty-six (16366). Using ‘’Taro Yamane’s formula to determine the sample size, the siz...
ABSTRACT Marital infidelity is one of the factors militating against marriage and family which are two institutions that work towards the population and growth of the society. This research study is undertaken to make a little contribution towards creating awareness of the ills of marital infidelity in Idemili North L.G.A.; and to search for the most likely causes and solutions to the problem. The research adopted the systematic sampling approach for the study with a sampling size of 530 resp...
Abstract This seminar paper examines the influx of pornographic materials and their efects on youths. Two major and broad factors responsible for the widespread of pornography are identified and fully examined. These include the technological and sexual revolutions. While the former facilitated the ease with which pornography could be accessed, the latter liberalized the attitude toward pornography. How these were fully done are systematically explained in this paper. The paper also examines...
BACKGROUND OF THE STUDY The small and medium scale enterprises (SMEs) have been generally acknowledged as the bedrock of the industrial development of any country. Apart from the numerous goods and services, they provide a veritable means of large scale employment as they are usually labour intensive. (Yerima et al 2007). In developing countries, Nigeria have since the 1970‟s shown increased interest in the financing and promoting small and medium scale enterprises from three main reasons. ...