Social & Management Sciences

Research Papers/Topics in Social & Management Sciences

CREDIT MANAGEMENT AND BANK PERFORMANCE IN NIGERIA

CHAPTER ONE1.0. BACKGROUND OF THE STUDYCredit management in our banking sector today has taken a different dimension from what it used to be. The banking industry has adopted a lot of strategies in checking credit management in order to stay in business. Thus the banking industry in Nigeria has lost large amount of money as a result of the turning source of credit exposure and taken interest rate position. Nigerian banks are being required in the market   because of their ...

A Post-Consolidation Assessment of Profitability in Nigerian Banks

Using stochastic frontier technique, this study examined the changes in the profit efficiency of Nigerian banks after the recapitalization exercise of central bank of Nigeria for the period 2006 to 2008. The results showed that the estimated profit efficiency scores for 2006, 2007 and 2008 for troubled banks were 0.79, 0.89 and 0.94, respectively while corresponding values for healthy banks were 0.47, 0.66 and 0.81. Average efficiency score of all sampled banks were 0.59, ...

A Perspective on Liquidity and Assets Management of Commercial Banks in Nigeria: Evidence from Some Selected Banks

This paper provides comprehensive analyses and prima facie evidences on determination of liquidity and asset management of selected Nigerian banks. The purpose of this study is to examine liquidity series of Nigerian banks with a view to indicating any weakness noticed. The study considers liquidity buffer of Nigerian banks and finds out how the policy of the Central Bank as a Lender of Last Result (LOLR) may affect banking in the period of liquidity crises. The paper coll...

A modelling of Ghanas inflation experience- 1960-2003

The study sought to ascertain the key determinants of inflation in Ghana for the past 40 years. Stylized facts about Ghana’s inflation experience indicate that since the country’s exit from the West African Currency Board soon after independence, inflation management has been ineffective despite two decades of vigorous reforms. Using the Johansen cointegration test and an error correction model, the paper identified inflation inertia changes in money and changes in Gov...

A Kalman Filter Approach to Fisher Effect- Evidence from Nigeria

This paper investigates evidence of a Fisher effect in Nigeria by employing quarterly CPI inflation and Nominal interest rates data. For a more robust result we conducted integration and cointegration tests in order to examine time-series properties of the variables. Using Co-integration and Kalman filter methodologies, the study did not find evidence of a full Fisher effect from 1961:1-2009:4. This resultindicates that nominal interest rates do not respond one-for-one to chang...

A Comparative Performance Evaluation of the Nigerian Banking Sector in the Post – 2005 Consolidation: Through the Camel Rating System

Banking in Nigeria has undergone remarkable changes since 2005 bank consolidation. The era of arm chair banking has gone. It has become a different ball game in terms of competition and its inherent strategies. Thistransition eventually brings the Nigerian banks to be in need of capital, asset creation, earnings, liquidity and the management to manage the risk exposure of the aforementioned. In this era of banking, customers must know and understand their banks so that they can...

A Comparative Analysis of Human Capital Efficiency of Public and Private Banks in India

The purpose of the study is to make a comparative analysis of the human capital efficiency (HCE) of the private and public banks in India for the period 2005-06 to 2009-10. The study is based on the secondary data taken from the financial statements of the banks. Value added method has been used to measure thehuman capital efficiency of the banks. Exponential trend method, ANOVA and GAP Analysis has been used to measure the variation in the human capital efficiency of the private and publi...

A Catering Model of Dividends and Share Repurchases

This paper develops a theoretical model to demonstrate that the firm’s payout/investment decision may be affected by the relative magnitude of dividend and repurchasing premia. The model shows that the manager of high-quality firm may pass up a positive NPV project in order to cater to investors’ demand for dividends or share repurchases (adverse selection problem) if the catering premia are substantial. On the other hand, the manager of low-quality firm may have strong incentives to ...

A Case for Non Interest Banking in Nigeria amidst the Collapsing Paradigms in the Global Economy

This paper argues for reconsideration and reevaluation of the underlying assumptions and paradigms of the world capitalist system in particular and that of economics in general. This is against the backdrop of an increasing discontent of majority of the world’s people against the growing inequality between the rich and the poor. It contends that the genesis of the problem is rooted in the concept of the selfish, individuated economic man, which has fueled our appetite for gre...

The impact of government regulations on business performance

AbstractEvaluation of government policies to improve performance of small business sector has provoked a great deal of debate and empirical enquiries in recent years. Initially economists were of the opinion that government policies have no impact on business cycle but after the great depression of the 1930s, Keynes showed that government policies could affect business cycle. For example, if government imposes taxes and duties that are not commensurate with its profit margin on a particular s...

The effect of internal audit on the financial control of government parastatals

AbstractThe study has examined the effect of internal auditon the financial control of government parastatals(NigerianPortAuthority).Asurvey research design was adopted for the study and a simple size was selected using taro-yamane sampling technique as data used were obtained from primary and secondary sources.Three research questions were formulated out of which two hypotheses were formulated.Related literatures and theories were reviewed.The survey resear...

Impact of Working Capital Management in Nigeria Banking Industry

This paper examines the Impact of Working Capital Management in Nigeria Banking Industry. Working Capital Management refers to the management of current asset and current liabilities. The major objectives of this study are; to examine the impact of excessive investment in current asset on bank’s profitability; to ascertain if bad management of working capital exposes banks to insolvency and to examine the impact of composition of working capital items of Nigeria banks on their profitability...

IMPACT OF TERRORISM ON GLOBAL MIGRATION

This is a project work that researched into terrorism, its various facets of manifestations and impacts on local country, Nigeria and other countries of the world, Africa especially. It looked into terrorist and their intentions, various control measures of terrorism, acts of terrorism and the migration issues attached with terrorism. This project when done, provides recommendations on control measure to terrorism and migrations issues such as maintenance of refugee and the Xenophobic attack ...

Effect of motivation on staff performance in the banking sector

ABSTRACTThis study was designed to investigate the effect of motivation on staff performance in the banking sector. To achieve the purpose of this study, three hypotheses were formulated to guide the study; To what extent does bankers training and development influence their performance? To what extent does computer and telecommunication equipment influence banker’s performance? What is the extent to which banker’s participation in decisions making influence their performance? In the proc...

Effect of organizational ethics on employee performance (a case study of GTB plc Calabar)

Effect of organizational ethics on employee performance (a case study of GTB plc Calabar)


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