ABSTRACT The development of mobile technology has increased, causing effects in the banking sector on a global scale. Moreover, there has been an increase in the rapid technological surroundings around the world in the banking industry and the expansion of distribution channels for financial services. The study’s purpose was to investigate the influence of technology adoption, income-expenditure disparity, client characteristics and interest rates on the uptake of mobile-based lending by c...
ABSTRACT Organizations exist and operate in dynamic environments. To survive and remain competitive in the evolving and highly competitive environment, organizations need effective change management strategies to develop the capacity to adapt to the changes. The study was aimed to determine the effect of change management on the adoption of ICT systems in parastatals in Kenya. The study project was based on three objectives: to identify the effect of employee training on the adoption of ICT ...
Abstract The role of security agencies in the management of elections in Nigeria occupies a significant and strategic position in the election process, and, by implication, the consolidation of electoral democracy. Since such agencies play significant roles in organising democratic elections, their actions and inactions could make or mar elections. Owing to this glaring fact, this study was aimed at ascertaining the impact of the role of security agencies in Nigeria elections, using the 2011...
ABSTRACT Companies face many challenges when attempting to gain market share and maintain a competitive advantage over rivals. It can be difficult to know which strategies are worth pursuing based on a business’ position in the industry and on the competitive nature of the industry. A number of studies have been done in Kenya on resources and their impact on the competitive advantage of an organization in various public and private sectors; with limited focus on strategic relational capita...
ABSTRACT The study is a comparative analysis of SAP and NEEDS in economic planning and management in Nigeria. It seeks to understand if there is any relationship between SAD and NEED in economic planning and management and the prospect that NEEDS will succeed were SAP failed. Documentary data sources of textbooks, journals, newspapers and magazines among other secondary sources were used extensively in the study. Anchoring analysis on the depending theory, the study noted that NEEDS is an o...
Abstract The study investigated the influence of responsibility and gender on problem-solving. Eighty (80) final – year students of the Institute of Ecumenical Education, Enugu participated in the study. Participants were volunteers within the age range of 22 and 28 years with a mean age of 25 years. The instrument for data collection was the Eysenck General Intelligence Test – 4 (EGIT – 4) developed by Eysenck (1981) and which was modified for use in Nigeria by Ihekuna (1991). Tw...
ABSTRACT The increasing rate of juvenile delinquency has become a major social problem globally and locally. Researchers and concerned individuals have traced the preponderance of juvenile delinquency to the increasing rate of family instability among other factors. However, concerted inquiries into the influence of family instability on juvenile delinquency have resulted in a raging controversy. While some researchers have found a significant relationship between family instability and ...
ABSTRACT Knowledge Management in organizations has become an important strategic weapon for sustaining competitive advantage. Knowledge management manages the corporation’s knowledge through a systematically and organizationally specified process for acquiring, organizing, sustaining, applying, sharing and renewing both the tactic and explicit knowledge of employees to enhance organizational performance and create value. This study sought to investigate the effect of Knowledge Management o...
ABSTRACT The study evaluates the impact of international trade flows on industrial sector employment in Nigeria. Specifically, the study evaluates the extent in which trade expansion has impacted on the industrial sector employment, the impact of net export on aggregate labour demand by industrial sector employment in Nigeria. The data for the study were mainly sourced from CBN statistical bulletins and World Bank economic indicator for Nigeria. The estimation was done within the framework ...
ABSTRACT SACCOs are on the forefront to offer financial services to their members; but they encounter with countless problems such as lack of customer care services, lack of good governance, weak member confidence, and inadequate use of technology, insufficient financial services, high registration costs and increasing interest rates among others. Therefore, there exists a gap in literature, which this study aims to fill by establishing the influence of service quality on customer retention ...
ABSTRACT The attainment of national development and socio-economic recognition in the global economy no longer depend alone on the natural and physical endowment. What is most important now is the level of human capital development of a nation. So for any country aspiring to attain global economic relevance must invest adequately in the development of its human capital. This research was aimed at identifying how to achieve effective human capital development in Nigeria that is capable of ...
Abstract This study examined the effect of Evaluative conditioning on attitudes of smokers towards smoking behaviour: With self-efficacy as a moderating variable. Evaluative conditioning was varied into evaluative condition group and control group. Fifty male volunteered undergraduate student of the University of Nigeria, Nsukka who were smokers participated in the study. Their age range was between 18 and 30years with a mean age of 23.7000. Self-efficacy scale, five dimensions of attitude s...
Abstract The study focuses on a contextual analysis of the greatest happiness to the greatest number within the context of the Nigerian experience spanning between 1999 and 2009. Consequently, this study investigated whether the character of the Nigerian ruling class has undermined the utilitarian principle of the greatest good of the greatest number. The study employed the qualitative method of data collection and the qualitative descriptive method of data analysis. The ex-post-facto s...
ABSTRACT This project employed an action research design focused on the pre-intervention, intervention and post intervention processes to empower 20 returnee migrants (Kayayei) in the Kubori community. Specifically, the project sought to identify the reasons for out migration and the challenges that the migrants faced, reorient the returnee migrants to identify potentials in the communities and to build their capacities in the communities on skill development, as well as measure the effect of...
ABSTRACT 8 The study examined the impact of leadership styles on task performance in the micro-finance industry. The study is a quantitative in nature and adopted a cross-sectional research approach. With a sample of 118 employee sampled from Micro-finance firms and were drawn using the convenience sample technique. The researcher gathered data on the variables of interest and used both descriptive and inferential statistics to analyze the data and test the various hypotheses. Data was collec...