ABSTRACT The study investigates the profitability of banks within 41 African countries from the period 2004 to 2013 at different levels of credit information sharing using the depth of credit information index to measure the extent of credit information sharing (i.e. the rules/laws and practice affecting the coverage, scope and accessibility of credit information available either through private bureaus/public registries) in Africa. The extent of credit information sharing is also disaggrega...
ABSTRACT This thesis on the politics-administration relations and decision making in the local government of Ghana seeks to investigate how politicians and administrators relate to each other in policy formulation and implementation and the involvement of relevant stakeholders in decision making and execution in Ghana’s local government. The study was conducted in three purposively sampled districts from northern and southern Ghana. It employed a qualitative research approach to determine ...
ABSTRACT In this study, the relationship between economic growth, international trade and financial development in Ghana is explored. The study uses annual time series data extracted from the World Development Indicators from 1997 to 2017. Findings from Ordinary Least Squares estimations show the net imports have a statistically significant negative relationship with economic growth while broad money has a positive but insignificant relationship with economic growth. Additionally, broad mone...
ABSTRACT This study examines the joint impact of fiscal and monetary policy shocks on some fundamental macroeconomic indicators in three emerging African economies: Ghana, Nigeria and South Africa. The study uses a vector autoregressive (VAR) method with recursive ordering to explain the relationships between the variables over the years 1970 to 2013. The macroeconomic variables considered include real GDP, Inflation and Trade. Granger causality tests are used to determine the causality beha...
ABSTRACT Few empirical studies have been done on the bank interest rate spread in the context of Africa as a whole. However, these studies failed to explain the possible effects of agency costs on the bank interest rate spread in Africa. This study, therefore, depending on bank-level data on two hundred and ten (210) banks in twenty-eight countries in Africa, and controlling for macroeconomic variables, bank-specific variables, regulatory as well as industry-specific factors, we employed the...
ABSTRACT Evidence indicates that persons with disability are more likely to be victims of violence and discrimination relative to people without disability. The Ghana Statistical Service (GSS) estimates the number of persons with disability in Ghana to be about 3% of the population. Evidence from the existing literature consistently indicates that discrimination and violence are negatively associated with subjective well-being. However, there are few studies in Ghana that have examined the ...
ABSTRACT The end of the Cold War caused or at least promoted progress toward an aid architecture that sought to ensure effectiveness in the delivery of aid. The Paris Declaration (PD) was thus adopted to show the resolve of leaders to take far-reaching and monitorable actions to reform the ways in which aid was delivered and managed (PD, 2005: 1). The primary aim of the Declaration was to provide a framework to manage aid more effectively. Even though Ghana received much aid (a total of US$ 1...
ABSTRACT Globalization presents both opportunities to economies in the form of new market as well as threat of competition from foreign entrants due to trade liberalization. In addition to globalization are changing need of the customer and technological advancement. This situation is adversely affected by local businesses in countries in Africa including Ghana. It is also evident that about 90% of businesses in Ghana are SMEs. Therefore, the operations of SMEs are affected by these new trend...
ABSTRACT Governments’ role in fostering accelerated economic growth is very significant and plays a key role in poverty reduction for most developing economies, for which most Sub-Sahara African countries are dominant. The effect of public spending on economic growth with its attending policy implications has ignited the interest of researchers both theoretically and empirically. The study set out to determine the effect of total government spending on economic growth in Sub-Saharan Africa....
ABSTRACT Global effort to fight corruption has become more intense because it is considered one of the most complex societal problems. Corruption in Ghana’s public service poses a significant risk to service delivery and national development. The upsurge and deeply rooted nature of corruption in the public service have been attributed to the breakdown of organizational integrity in these institutions. Corruption research in the public service is subsumed mainly under rationalistic assumptio...
ABSTRACT Road safety advertisements incorporating fear arousing messages are not uncommon in the media. Years of research into fear appeals has yielded inconsistent results and this notwithstanding, they are usually used as a road safety campaign strategy. In Ghana, where all efforts are being made to reduce traffic accidents, the use of fear arousing messages has not been spared. In an experimental study, the researcher investigated the effectiveness of this message on risky driving attitude...
Abstract The major objectives of the study were to determine if Occupational stress existed amongst Ghanaian workers, and if there was a relationship between Occupational Stress and Health. It was also the objective of the study to collect normative data for the Ghanaian Population. Four hundred and sixteen Government employees in both managerial and non managerial positions were selected from key Government Organizations, including the security Services. These employees completed two invento...
ABSTRACT The current study examined factors that influence the psychological health of adolescents with congenital limb deformity in Ghana. Adolescents with congenital limb deformity (AWCLD) experience a plethora of physical, psychological, and social effects of a disfiguring birth defect. Amputation, a procedure theorized to promote psychological health by increasing functional ability and minimizing disfigurement, further adds to the burden of congenital limb deformity. Body image and self-...
ABSTRACT The purpose of the study is to assess the level of corporate environmental disclosures in the corporate annual reports of mining and manufacturing companies in Ghana and their environmental performance based on the industry. It further assesses the effect of environmental performance on environmental disclosures. Finally, the study evaluates the AKOBEN environmental performance rating tool as an evaluation tool. A content analysis of the corporate annual reports of 25 companies over ...
ABSTRACT In recent times, health insurance which seeks to reduce the financial bottlenecks that surrounds access to healthcare has gained much prominence in low-income countries. This may partly be attributed to the observed negative impacts of unanticipated health shocks on poor and vulnerable households in developing countries. A number of African countries in recent years have piloted universal health insurance schemes to provide some basic coverage for all their citizens. However, the imp...