Social & Management Sciences

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Research Papers/Topics in Social & Management Sciences

INFORMATION TECHNOLOGY IT’S (INFOTECH) SIGNIFICANCE IN THE BANKING SECTOR

ABSTRACT This study is intended to evaluate the impact of information technology in the bank sector for a period of two years. In the process of the research we shall discover how information technology succeeded in the banking sector. Information technology which deals with the role, the impact it play in the banking sector so that the banking sector will have to be improve. The policy aim at achieving some specific objective by influencing introducing technology in the banking sector. The ...

LOAN RECOVERY PROBLEM IN COMMERCIAL BANKS OF NIGERIA: THE IMPACT ON THE FAINANCIAL SUBSECTOR OF THE ECONOMY (A CASE STUDY OF UNION BANK NIGERIA PLC)

ABSTRACT       Loan recovery problems in commercial banks of Nigeria s a problem that is as old as the existence of commercial banks in Nigeria. This problem has caused untold havoc to the economic development of Nigeria and has further crippled commercial banks in Nigeria. The impact of loan recovery problem in commercial banks of Nigeria could be positive or negative. If it is positive it creates room for development in the financial sub - sector of the economy but the situation is reve...

PROBLEMS OF DEBT RECOVERY IN PUBLIC ENTERPRISES (A CASE STUDY OF NATIONAL ELECTRICAL POWER AUTHORITY (NEPA)

ABSTRACT Debt recovery is a major problem in our public Enterprises,  most especially the National Electric power Authority (NEPA). A lot of consumers ranging from the residential to the industrial/ maximum status, owed billions of Naira belonging to the authority through the consumption of electricity supply. The product ‘electricity’ is consumed before payment, so every electricity consumer is a debtor to the authority until her or she stop using the potential. One may ask, c...

AN ANALYSIS OF CAPITAL RESTRUCTURING AS A SOLUTION TO CORPORATE FAILURES

ABSTRACT Capital restructuring of corporate entities is the systematically planned and packaged re-positioning exercise deliberately embarked upon by entrepreneurs with the aim of recognizing the ownership equity of the firm and repositioning the firm in proper footing as to effect survival and withstand increased profitability. The main objective of this study is to determine the problems that leads to frequent corporate failure as well as the prospect of Nigeria as a base. For this researc...

BANK DISTRESS: A CRITICAL REVIEW OF THE COURSES AND POSSIBLE CONTROL IN THE NIGERIAN BANKING INDUSTRY (A CASE STUDY OF N.D.I.C ENUGU)

ABSTRACT Bank distress in Nigeria has reached a crisis point that it has become a key issue for discussion of all within and outside the banking industry. It is undoubtedly one of the biggest and most serious issues facing our society today. In 1993, it was discovered and reported that out of 116 (one hundred and sixteen) banks in Nigeria 57 (fifty seven) of them were distressed on average of 48%. This has affected the depositions, the industry, that is the banking industry, government and s...

EVALUATING THE IMPACT OF BANK DISTRESS ON THE PROFIT GROWTH OF EXISTING COMMERCIAL BANKS (A CASE STUDY OF SELECTED COMMERCIAL BANKS)

ABSTRACT This work “Evaluating the impact of Bank Distress on the profit growth of commercial banks†has the objective of showing the effect of distress on the profit growth of commercial banks. The causes of bank distress in Nigeria and the possible prevention strategies or failure resolution options of bank distress. The review of related literature was done to give an in depth knowledge of the topic to the researchers. Both primary and secondary sources of data were used by the ...

Taxation As A Major Source Of Government Funding (A Case Study Of Enugu State Board Of Internal Revenue)

ABSTRACT  Taxation as a major source to Government funding has been chosen as a topic for this research work because of the incessant an inevitable reduction in the growth of the economy which has it’s resources and finance from tax.  Like the individual make money to solve their unlimited needs, the Government too generated revenue for the executive of her project and provision of essential infrastructures that maker life worth living, like building of roads, schools, bridges, prov...

THE IMPACT OF BANK FAILURE IN NIGERIA ECONOMY A CASE STUDY OF SAVANNAH BANK OF NIGERIA PLC

ABSTRACT The aim of this research study is to analyze and ascertain the extent to which fraud and poor management contributed to bank failure through a careful analysis of banking industry with a particular reference to the presently embattled Savannah Bank of Nigeria Plc. whose operating license was recently revoked.  Chapter one examined the historical development of banking in Nigeria, recognizing the catalytic roles of the business of banking in the economy, together with other introduc...

THE IMPACT OF THE NEW PRODUCTS DEVELOPED IN THE BANKING INDUSTRY IN NIGERIA (1990-2003) (A CASE STUDY OF FIRST BANK PLC STATE)

ABSTRACT This research intends to study the Impact of the New Products Developed in the Banking Industry in Nigeria (1990-2003).  In this research work, the researcher chooses four of the products and measures the extent to which they have been able to satisfy the customers. The products selected are SMART CARD, INTERNATIONAL MONEY TRANSFER, EDUCATIONAL SCHEME, AND INTEGRATED BANKING NETWORK TRANSACTION. Data for this research were collected through questionnaire and interviews by bank cust...

TRAINING AND DEVELOPMENT OF HUMAN RESOURCES A CRITICAL FACTOR IN BANKING OPERATIONS (A CASE STUDY OF FIRST BANK OF NIGERIA PLC ENUGU MAIN BRANCH)

ABSTRACT This research work is aimed at finding the effect of training development in banking operations. The purpose is to determine the relationships between the level of productivity and human resources, training and development; discover the causes of high labour turnover in banks, especially commerce banks.  Also to determine the whether the availability of training and development opportunities motivate staff of banks, to enable them stick firmly to the service of the banks.  In cond...

ANALYSIS OF INCIDENCE OF LOAN DEFAULT IN MERCHANT BANK (A CASE OF IVORY MERCHANT BANK)

ABSTRACT This research studied the nature, problem and prospect of the new product developed in the banking industry from 1990-2003. In this research work, the researcher chose four of the products and measures the extent to which they have been able to satisfy the customers. The product selected are smart card, international money transfer, educational scheme and integrated banking network transaction. Data for this research were collected through questionnaire and interviews by bank custom...

THE ROLE OF FINANCIAL MANAGEMENT IN A COOPERATE ORGANIZATION A CASE STUDY OF UNION BANK (NIG) PLC ENUGU

ABSTRACT This project is poised at X – raying the degree of “ the role of financial management in a corporate organizationâ€. Making reference of Union Bank (nig) plc Enugu, Financial management is the management activities conceived with raising of capital, planning cash and credit requirements including the effective control of financial resources. Some thoughts were given to financial management to provide skilled planning, control and executive of financial activities. Th...

BANK FAILURE AND ECONOMIC DEVELOPMENT IN NIGERIA

ABSTRACT Banks occupy the most strategic point in the financial system of the economy. For a total of banks to fail between 1992 to 2002 a space of four years means that something definitely is wrong. Certain question have been asked. Solution proferred and prospects for the future explained but none of them seems to have solved the problem. This study is not antagonistic of any other rather it is complementary other works have been used here and duly acknowledge but everything is with an in...

MINIMIZATION OF BANK FRAUD IN NIGERIA (PROBLEMS AND PROSPECTS)

ABSTRACT In summary, the aim of conducting this research work is to investigate into the causes of the alaming rate of bank fraud in Nigeria, identify the effects, and suggest possible solutions towards achieving fraud free banking in Nigeria. Accordingly the acts which constitute fraud are inexhaustible. But prominent among them is forgery. Generally, employees, all have the fraudulent practices. However, untrained staff and those bank staff who now occupy top positions through experienced ...

Taxation As A Major Source Of Government Funding (A Case Study Of Enugu State Board Of Internal )

ABSTRACT  Taxation as a major source to Government funding has been chosen as a topic for this research work because of the incessant an inevitable reduction in the growth of the economy which has it’s resources and finance from tax.  Like the individual make money to solve their unlimited needs, the Government too generated revenue for the executive of her project and provision of essential infrastructures that maker life worth living, like building of roads, schools, bridges, provi...


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