ABSTRACT E-payment system is increasingly becoming a daring means of payments in today’s business world. This is due to its efficiency, convenience and timeliness. It is a payment system that is continuously being embraced and adopted in the financial system of both developed and developing countries with a view to simplify and ease payments in business transactions. This study was carried out to look into the adoption and use of electronic payment systems in Ghana by business owners with e...
ABSTRACT The study was carried out to examine the relationship between government pension officers and pension fund administration in Nigeria, examine the effect of budget allocation and pension fund administration in Nigeria pensioners and also to examine the effect of pensioners’ education in pension fund administration in Nigeria. The study adopted the descriptive design and was guided through a self-structured questionnaire administered to 50 pension officers Ekiti. Findings from the s...
ABSTRACT This study examines the challenges of bank fraud and commercial bank performance in Nigeria 1991-2016. The core macro-economic variables used for the study are Earnings before Tax of commercial banks in Nigeria, Expected Losses from insecurity and Fraud cases, Number of Fraud Cases, Number of staff involved in fraud cases and Volume (amount) involved in fraud cases. OLS multiple regressions is employed to examine the challenges of bank fraud and commercial bank performance in Nigeria...
ABSTRACT This study examined the impact of working capital management and profitability of 10 quoted manufacturing companies in Nigeria using a cross-sectional time series data for the period 2010 – 2015. The study used secondary data generated from the published annual reports and account of the sampled companies. Data were analysed using correlation and descriptive statistics using SPSS 20. The study reviewed a positive effect of cash conversion cycle (CCC), receivable colle...
ABSTRACT This study investigated the impact of microfinance banks on financial inclusion in Nigeria using five selected microfinance banks in Abuja as a case study. The purpose of the study is to examine the impact of micro financing on financial inclusion in Nigeria and to see how other factors surrounding the microfinance banks affects financial inclusion. A likert type questionnaire was used for data collection. A total of 100 respondents were randomly selected as sample for the study to...
ABSTRACT Budget is meant to ensure proper planning, controlling and coordinating of activities for effective decision making. Budgets are means of tabulating the projectional inflows and outflows of any organization in order to map out plans to be achieved at a specified period of time. A well prepared budget gives room for easy control of resources made available for the extension of al activities planned for a transport organization. This study was conducted to examine budgeting as a finan...
ABSTRACT The aim of this research work is to examine and evaluate the effectiveness of Nigeria Army counter terrorism strategies in North-Eastern state of Nigeria, a case study of Operation Zaman Lafiya Dole in Borno State from 2011 - 2018. As the Boko Haram terrorist group wages war on a widening range of targets in Nigeria, the inefficiency of the government has been starkly revealed – along with the urgent need for deep-cutting political and socio-economic reforms to counter a growing se...
ABSTRACTOne of the major security threat confronting Nigeria is the proliferation of small arms and light weapons. Despite the industrial level of human loss of lives and properties across space and time, and the heap of publications linked to the proliferation of small arms and light weapons, the scourge has not received the needed attention it deserves and this explains the need to do more. This research work employed a descriptive survey method in analyzing the Effect of proliferation of s...
Non-leafy vegetables are highly perishable products and require good processing treatment to prevent post-harvest losses and non-bioavailable nutrient in dry or processed food. This study was carried out to determine the effect of shade and oven drying on the nutrient and microbial quality of lady’s finger okra (Abelmoschus esculentus). Proximate, mineral, vitamin and Anti nutrient composition of Okra were determined using standard methods of Association of Official Analytical Chemists. The...
CHAPTER ONEINTRODUCTION1.1Background of StudyThe world is today celebrating the improvements in communication technology which hasbroadened the scope of communication through Information and CommunicationTechnologies (ICTs). Modern Technology in communication no doubt has turned the entireworld into a “Global village”. But as it is, technology like two sides of a coin, bring with itboth negative and positive sides. It helps people to be better informed, enlightened, andkeeping abreast wit...
This study aimed at determining the relationship of leadership trait theory on the profitability of Nigeria Bottling Company, in Benin City. Descriptive survey design was used. The target population consisted of all the eighty four (84) senior staff in Nigeria Bottling Company, in Benin City. Respondents were these senior staff occupying one leadership positon or the other in the firm. A structured questionnaire was used to collect primary data. The response rate of this study was 81% based o...
Herdsmen crisis is a menace faced by Nigeria before now. This project work attempt to show how the crisis came to existence and ways this menace can be curb from the country. The researcher both used primary and secondary data when making his findings. One on one personal interview were mostly used to gather the primary data while the newspaper and thesis were used to gather secondary data. The researcher used chisquare test to test these data gathered. In conclusion of this project work the ...
Abstract The purpose of the study was to determine the effect of performance incentives on employee efficiency in Deposit Money Banks (DMBs) in Dutsin-Ma Local Government Area (LGA) of Katsina State, Northwest-Nigeria. The population of the study comprised the sixty (60) employees of all the DMBs in Dutsin-Ma LGA of Katsina State, Nigeria (vis-à-vis First Bank Nigeria Ltd., United Bank for Africa PLC and Unity Bank PLC), of which a sample of 52 respondents was drawn using the proportional s...
ABSTRACT This study examines the role played by NAICOM in the institution of good corporate governance culture in the Nigerian insurance industry. This was done by determining how successful the NAICOM, as the insurance industry regulator, has been in instilling a sound corporate governance culture in the industry. The Nigerian insurance industry have over the years been plagued by under-capitalization, poor human capital and professional skills, poor returns on capital, insurance premium fl...
Abstract The lack of adequate finance has led to decline in the growth of the Small and Medium Scale Enterprise (SME) sector in Nigeria even with various instruments and policies put in place. This study employed Co-integration and Error Correlation Method (ECM) techniques to investigate the impact of commercial bank credits on SME growth in Nigeria between 1980 and 2016. The results revealed that SMEs and selected macroeconomic variables included in the model have a long run relationship wit...