Abstract This study examined the effect of interest rate margin on the performance of deposit money banks in Nigeria within the sample period of 1980 to 2016. The general objective was to verify how interest rate margin affects the performance of the deposit money banks. The data for this research work (Profitability Rate, Interest Rate, Monetary Policy Rate, Deposit Rate and Lending Rate (LNDR) was obtained from the CBN Statistical Bulletin (2016) and analyzed using Cointegration, and Error ...
ABSTRACT E-payment system is increasingly becoming a daring means of payments in today’s business world. This is due to its efficiency, convenience and timeliness. It is a payment system that is continuously being embraced and adopted in the financial system of both developed and developing countries with a view to simplify and ease payments in business transactions. This study was carried out to look into the adoption and use of electronic payment systems in Ghana by business owners with e...
Title Page Declarationii Certificationiii Dedicationiv Acknowledgementv Table of contentvi List of Tablesviii List of Appendicesix Abstractx CHAPTER ONE: INTRODUCTION 1.1Background to the study1 1.2 Statement of the Problem3 1.3Research Objectives6 Research Questions6 1.5 Research Hypothesis6 1.6Scope of the Study7 1.7Significance of the Study7 CHAPTER TWO: LITERATURE REVIEW 2.0 Introduction9 2.1Concepts of Audit and Audit Fees9 2.2The Audit Expectation Gap and Audit Fees21 2.3Factors Affecti...
ABSTRACT Treasury Single Account (TSA) came as a quick fix to regulating the level of accountability and transparency in the financial resources of the government of the country. Treasury Single Account (TSA) is a unified structure of government bank accounts enabling consolidation and optimal utilization of government cash resources. Through this bank account or set of linked bank accounts, the government transacts all its receipts and payments and gets a consolidated view of its cash positi...
The linkage between the elections and democracy is clear, far, no other method for selecting the leadership of a democratically ruled society has been proved or crown to be superior but it remain a fact that there is no political system that is conflict free. Even the advanced democracies political participation, citizenship rights, the role of global governance and the media. Western democracy and the American also have fundamental flaws. (Onu and Momoh, 2003: 11) In Nigeria, after a lon...
ABSTRACT Several years of misrule and mismanagement had weakened the economic management processes and institutions in Nigeria. Obviously there was no transparency and Accountability in Government (public sector). The sector became notorious for endemic corruption. The result was/is the inability of the government to delivered services to the Nigeria public. Widespread economic and financial crime like the advanced free fraud (419), money laundering, diversion of public fund to private uses, ...
ABSTRACT E-payment system is increasingly becoming a daring means of payments in today’s business world. This is due to its efficiency, convenience and timeliness. It is a payment system that is continuously being embraced and adopted in the financial system of both developed and developing countries with a view to simplify and ease payments in business transactions. This study was carried out to look into the adoption and use of electronic payment systems in Ghana by business owners with e...
ABSTRACT The study was carried out to examine the relationship between government pension officers and pension fund administration in Nigeria, examine the effect of budget allocation and pension fund administration in Nigeria pensioners and also to examine the effect of pensioners’ education in pension fund administration in Nigeria. The study adopted the descriptive design and was guided through a self-structured questionnaire administered to 50 pension officers Ekiti. Findings from the s...
ABSTRACT This study examines the challenges of bank fraud and commercial bank performance in Nigeria 1991-2016. The core macro-economic variables used for the study are Earnings before Tax of commercial banks in Nigeria, Expected Losses from insecurity and Fraud cases, Number of Fraud Cases, Number of staff involved in fraud cases and Volume (amount) involved in fraud cases. OLS multiple regressions is employed to examine the challenges of bank fraud and commercial bank performance in Nigeria...
ABSTRACT This study examined the impact of working capital management and profitability of 10 quoted manufacturing companies in Nigeria using a cross-sectional time series data for the period 2010 – 2015. The study used secondary data generated from the published annual reports and account of the sampled companies. Data were analysed using correlation and descriptive statistics using SPSS 20. The study reviewed a positive effect of cash conversion cycle (CCC), receivable colle...
ABSTRACT This study investigated the impact of microfinance banks on financial inclusion in Nigeria using five selected microfinance banks in Abuja as a case study. The purpose of the study is to examine the impact of micro financing on financial inclusion in Nigeria and to see how other factors surrounding the microfinance banks affects financial inclusion. A likert type questionnaire was used for data collection. A total of 100 respondents were randomly selected as sample for the study to...
ABSTRACT Budget is meant to ensure proper planning, controlling and coordinating of activities for effective decision making. Budgets are means of tabulating the projectional inflows and outflows of any organization in order to map out plans to be achieved at a specified period of time. A well prepared budget gives room for easy control of resources made available for the extension of al activities planned for a transport organization. This study was conducted to examine budgeting as a finan...
ABSTRACT The aim of this research work is to examine and evaluate the effectiveness of Nigeria Army counter terrorism strategies in North-Eastern state of Nigeria, a case study of Operation Zaman Lafiya Dole in Borno State from 2011 - 2018. As the Boko Haram terrorist group wages war on a widening range of targets in Nigeria, the inefficiency of the government has been starkly revealed – along with the urgent need for deep-cutting political and socio-economic reforms to counter a growing se...
ABSTRACTOne of the major security threat confronting Nigeria is the proliferation of small arms and light weapons. Despite the industrial level of human loss of lives and properties across space and time, and the heap of publications linked to the proliferation of small arms and light weapons, the scourge has not received the needed attention it deserves and this explains the need to do more. This research work employed a descriptive survey method in analyzing the Effect of proliferation of s...
Non-leafy vegetables are highly perishable products and require good processing treatment to prevent post-harvest losses and non-bioavailable nutrient in dry or processed food. This study was carried out to determine the effect of shade and oven drying on the nutrient and microbial quality of lady’s finger okra (Abelmoschus esculentus). Proximate, mineral, vitamin and Anti nutrient composition of Okra were determined using standard methods of Association of Official Analytical Chemists. The...