ABSTRACT The study set out to examine the effect of monetary policy and fiscal policy on the lending rates of commercial banks in Ghana. The study used secondary data acquired from the Central Banks quarterly report spanning starting 2004 - 2018. Time series data analysis was used. The study found that monetary policy had a significant positive effect on the lending rates of commercial banks. Government expenditure had insignificant effect on the lending rate and lastly inflation also had a p...
ABSTRACT Effective internal audit function in an organization has been argued out as one of the best way of curbing the menace of corporate scandals which resulted in the collapse of many corporate institutions in recent years. Internal audit department has been noted to be the custodian of internal control system that monitors and promote good governance system in an organization. The purpose of this study is to assess the effectiveness of the role of internal audit within the Ghana Police S...
ABSTRACT Corporate rebranding has become prevalent all around the world despite the fact that it is a risky, costly and time consuming exercise. Companies make changes to their corporate brand elements in order to communicate a change in strategic direction and identity with the expectation that, it will create positive corporate brand image perceptions. However, the failure of a corporate rebranding exercise has been reported to have dire consequences on the corporate brand image and reputat...
ABSTRACT Internet addiction is one of the growing social problems in many African countries and Ghana is no exception. Hence, this cross-sectional study assessed the impact of internet addiction on interpersonal relationship and social functioning. It also examined whether demographic characteristics such as sex and educational levels influence internet addiction, interpersonal relationship and social functioning. A sample of 330 Student respondents from University of Ghana, Action Progressiv...
ABSTRACT One of the significant challenges confronting the international community in the post-Cold War era is dealing with intra-state conflicts in various parts of the world, particularly in Africa. In addressing this issue, it has also become essential over time, to address the question of what states must do upon the cessation of hostilities to prevent a recurrence of the conflict. Consequently, post-conflict development, including the rebuilding of infrastructure, political and social in...
ABSTRACT This study reexamines the effect of shareholder activism, as a corporate governance mechanism, on firm performance. The owners of the firm (the shareholders) employ the managers (the agents) to manage the firm for them but this employment contract has the potential risk of adverse selection and moral hazard. Hence there is the need for the shareholders to be active and monitor the firm. This constitute shareholder activism. But the argument is whether shareholder activism improves ...
ABSTRACT In today's complex healthcare environment, a focus on quality is of particular importance. Hospitals are increasingly realizing the need to focus on improved efficiency as a means of eliminating poor quality of services, and as well, improve on their competitive position. Within any industry, organizations must strive to continuously improve on their efficiency while dealing with the complex and dynamic business environment. Reports have shown that efficiency levels in the healthcare...
ABSTRACT Corporate scandals have made stakeholders question the display of professional scepticism by auditors. This has prompted stakeholders to reassess the trust they place in the audit opinion. Research into professional scepticism has, therefore, caught the attention of practitioners and academia. There is a belief that: to win back the increasingly eroding trust of stakeholders, there is a need to understand the nature of the display of professional scepticism. The study, therefore, exa...
ABSTRACT The present study seeks to find out the influence of religiosity, social support, social negativity and selected demographic variables on the mental health of women in Accra. A total of two hundred (200) women living in Accra at the time of data collection were used in a cross-sectional survey. Ninety-two (46%) of the participants had a history of various mental illnesses and were reporting for review at the Accra psychiatric and Pantang hospitals. One hundred and eight (54%) had no ...
ABSTRACT The study examined the effect of capital structure on the financial performance of pharmaceutical, food and beverage companies listed on the Ghana Stock Exchange from 2007 to 2016. The performance indicators included Return on Equity (ROE), Return on Asset (ROA), Return on Capital (ROC) and Earnings per Share (EPS) while capital structure proxies were Longterm Debt to Capital Ratio and Short-Term Debt to Capital Ratio controlling for total asset. The study used panel data analysis as...
ABSTRACT It is assumed that, change and continuity can occur within the same administration or after a change of government. Ghana after independence has experienced several changes in government. Accounting for over two decades of Ghana’s foreign policy, foreign policy decisions between the Rawlings and Kufuor administrations have undergone changes and continuities. Therefore, this study sought to explain why such continuities and changes, in the areas of economic diplomacy and good neighb...
Abstract The education of the girl-child has suffered many setbacks both in the past and at present. As a result, some girls are denied access while others are forced to drop out of school especially in rural Ghana. This study examined the effects of cultural practices on girl-child education in Bolni, a rural community in the Nanumba North District in Northern Region of Ghana. The study adopted a mix method research design and employed questionnaire in collecting quantitative data while in-d...
ABSTRACT The manufacturing firms under the SME sector has and continue to contribute significantly to the national GDP. One challenges faced with SME’s especially in the manufacturing industry is poor finance management coupled with poor working capital management. Firms can’t carry on with their business without working capital even though they have a healthy turnover. Therefore, Firm’s that lack the ability to identify significant working capital management practises will continue to ...
ABSTRACT The study sought to investigate the determinants of net interest margins of Microfinance Institutions (MFI’s) in Sub-Saharan Africa (SSA) amidst the surge in commercialization and the drive towards sustainability. The study involved 144 microfinance institutions from 27 countries in the Sub-Saharan Africa forming an unbalanced panel from 2005 to 2013 drawn from the Microfinance Information Exchange (MIX) database. The study used the robust fixed effect technique and corrected for p...
ABSTRACT The Ghanaian banking industry has experienced growth largely driven by the influx of foreign banks, especially of Nigerian origin. Notable among these banks are UBA, Zenith Bank, Access Bank, and GT Bank. The boom in the Ghanaian banking industry has brought about significant changes in product design, marketing and customer relationship management (CRM). Of particular interest to this research is the emergence of the latter, which was almost non-existent in the transaction oriented ...