There has been an increase in the level of competitiveness within the Kenyan financial sector and from external players such as Financial Technology and Telecommunication firms. This has led to increasing technological innovation in the banking industry, which has resulted in the development of digital product provision. Currently, HFC Bank runs the HFC Whizz app, which is a digital lending platform. With more clients on the platform, the bank has been leveraging on credit information sh...
Abstract This research examined safety practices and accident proneness: the moderating effects of attribution style among artisans in Enugu state. Using a cross-sectional survey design, a total of 216 in Enugu within the age range of 18 to 60 years participated in the study. They were welders, mechanics, tailors and labourers in Enugu city. Instruments used to collect date were Accident proneness Scale (APS) by Van As (2001), the Attribution style scale by Anderson (1999) and Safety practi...
The main objective of this research was to investigate the determinants of financial performance of commercial banking Fintechs in Kenya. Three specific objectives of the study were: to assess the effect of capital adequacy on the financial performance of commercial Banking Fintechs in Kenya; to assess the effect of size of customer base on the financial performance of commercial Banking Fintechs in Kenya; to assess theeffect of size of loans advanced to customers on the financial perform...
A key challenge towards achieving the Sustainable Development Goals (SDGs) in healthcare in Kenya is the low number of a properly trained and motivated health workforce. The ratio of health worker to population served remains disappointingly low, while at the same time there remains a huge challenge of retaining the limited number of health workers at the hospitals. This is a challenge that afflicts both the public and private hospitals in Kenya as many health workers leave their organiz...
Women enterprises are believed to make a great contribution to economic growth of developing countries with about one in three micro and small enterprises being women-owned. This study assessed table banking as a financing option for women-owned micro and small enterprises in Nairobi County, Kenya. The study objectives sought to investigate the drivers of table banking among women entrepreneurs, to assess the member experience of table banking as a financing option for women owned enterp...
Kiambu County Referral Hospital adopted electronic medical records in the HIV clinic for longitudinal follow up of patients enrolled in care. The hospital also implemented CD4 guideline changes on antiretroviral therapy eligibility and a patient escort system to facilitate timely linkage of patients to treatment after HIV diagnosis. This study first evaluated data quality of the electronic medical records database, which was then utilized to assess the effect of CD4 guideline changes and...
The development of the Internet and improvements in information and communication technologies (ICTs) allow consumers to share their opinions and experiences of products and services with other consumers through electronic word-of-mouth (EWOM, word-of-mouse) communication. The impact of innovations in information technology are particularly apparent in the tourism sector; today, social media provide many opportunities for travelers to share their holiday experience with their connected o...
Abstract This research work is an outgrowth of my utmost desire and zeal to study the method of recruitment, selection and placement in the Ebonyi State Civil Service as to find explanation to the problem of public out cry against the declining quality of the Nigeria public service and Ebonyi state civil service in particular. We also looked into the historical development and organizational service. The use of both primary and secondary information sources is to gather as much information as...
Banks continue to operate in a very competitive envirionment. The 43 banks in Kenya are competing to attract and retain a share of the 74.7% of the populace who have bank accounts. One way of doing this is to roll out relevant products through management of projects. Management of projects is the channel for the development and supply of new products. It is now a core business process as well as being an efficient tool for dealing with unique or complex activities for the benefit of the ...
Project complexity is mentioned as one of the factors that both directly and indirectly influences project success and therefore an important factor to be managed along the project lifecycle. Complexity affects cost, time and quality objectives of a project, inhibits clear identification of goals and objectives, as well as influencing project planning and controlling practices. However, different forms of project complexities affect projects in different economic sectors differently. Thi...
This study looks at the determinants of shared value innovation’s contribution in improving the quality of life of persons at the bottom of the pyramid. Shared value which is a key constituent of this study is defined as policies and operating practices that enhance the competitiveness of a company, while simultaneously advancing economic and social conditions in the communities in which a company operates. The contribution concept extensively referred to in the study represents the eco...
Emergency department (ED) overcrowding is a major barrier to safe and efficient health services delivery across hospitals. This study sought to identify and assess factors contributing to overcrowding at the ED of the St. Francis Community Hospital in Nairobi. The objectives were to describe the patterns of association between patients’ characteristics and overcrowding at the emergency department of the hospital, examine the institutional factors that contribute to overcrowding and det...
Health management is increasingly gaining momentum not only in Kenya but across the region. Previous results have indicated that medical officers tends to move from one healthcare firm to the other. Further, the ever increasing nurses and doctors’ strike in the health sector in Kenya is a clear indication that there is a gap that need to be filled so as to improve the contribution of the influence of employees’ engagement on their job satisfaction in the healthcare organizations, not...
ABSTRACT This research work evaluated the implementation or the application of the provisions of the Pension Reform Act 2004 otherwise called the contributory pension scheme, in the selected federal tertiary institutions in South Eastern Nigeria. The study has as its objective to evaluate the Pension Reform Act 2004. The specific objectives were: to identify the reasons for the delays in the payment of pension and gratuity in the selected institutions, examined the impact on the retired work...