ABSTRACT The ever increasing industrial wastes in many developing countries pose threat on environmental sustainability due to the associated healthy risks. A socio-economic survey was carried out among nine wards of Nyamagana and Ilemela municipalities of Mwanza city to assess environmental management systems based on specific objectives: (1) to identify types of industrial wastes being generated in Mwanza city, (2) to evaluate current environmental management systems (EMS), and (3) to iden...
ABSTRACT This project explore Automated Teller Machine (ATM) and its effect on customer's satisfaction in selected towns in Ekiti-State. It examine banking operation and services rendered by Automated Teller Machine (ATM). It also explore the level of knowledge of people about Automated Teller Machine and the functions it performs. It also examine the challenges experienced by customers of Automated Teller Machine (ATM) in selected towns in Ado-Ekiti. It also examined the extent to which...
The study sought to investigate the effects of ethical accounting practices on financial reporting of listed firms in Kenya. The study therefore examines the effects of accounting objectivity, professional competence, integrity and confidentiality on listed firms in Kenya. Listed firms in Kenya continue to face challenges in financial reporting. These challenges include fabrication of assets, alteration of accounting records, inability to provide documents to support the financial statements,...
The study assessed the role of Credit Reference Bureaus (CRB) in mitigating default risk among commercial banks in Kenya. The objectives of the study were to analyze risk identification as a CRB role in mitigating against credit default in commercial banks in Kenya. To assess customer repayment behavior as a CRB role in mitigating against credit default in commercial banks in Kenya. To investigate customer credit access as a CRB role in mitigating against credit default in commercial banks ...
Urban sprawl is a phenomena experienced around most big cities. Nairobi, the capital city of Kenya, has caused this effect to the surrounding towns as most people want to settle around the town area for various reasons. Kamulu town is one such area where population pressure from Nairobi city has caused movement of persons into settling. Currently, there has been increased population in Kamulu town, which in turn has led to changes in land use patterns from the large tracts of ranch to smaller...
Financial sustainability requires appropriate risk based audit practice hence effective and efficient internal audit. Most non-governmental organizations are faced with sustainability challenges which can be attributed to difficulties in the design, monitoring and implementation of project financing strategies which may impact negatively on overall sustainability. The financial sustainability of an organization is a measure of the organization‘s ability to meet its financial obligations. Ma...
Strategic change management has been gaining ground in organization recently, including technology based firms like Telkom Kenya. The general objective of the study was to the role of selected management practices in facilitating strategic change in Telkom Kenya. This study was undertaken to seek; the function of utilizing incentives as a management practice to facilitate strategic change in the business. The study adopted the following theories; Resource-Based-View Theory, Strategic Grouping...
The microfinance banks play a critical role in the economic development of diverse countries across the world especially amongst the developing countries. Microfinance banks offer financial services to those members of populations that are excluded from accessing these services from conventional financial systems. Therefore microfinance banks are critical in improving access to the financial services of the poor since the banks do not require high collaterals for its customers. However, the m...
Small and micro enterprises (SMEs) have strong influence on the economies of many countries. In Kenya, SMEs play a key role in economic development including job creation. In 2014, eighty percent (80%) of jobs created were dominated by these enterprises. SMEs are the core business units in Kenya, however many of them do not progress to maturity implying poor performance. Performance of any organization is dependent on the competence of its leaders or managers. Studies that have sought to inve...
The development of mobile technology has increased, causing effects in the banking sector on a global scale. Moreover, there has been an increase in the rapid technological surroundings around the world in the banking industry and the expansion of distribution channels for financial services. The study’s purpose was to investigate the influence of technology adoption, income-expenditure disparity, client characteristics and interest rates on the uptake of mobile-based lending by commercial ...
There has been unprecedented competition in the financial sector particularly amongst commercial banks. This trend has persuaded banks to be more innovative in order to remain relevant in the sector. One of the key innovations is the introduction of agency banking in the industry. Since the inception of the same in 2010, it has not been clear the extent to which agency banking has influenced financial services accessibility. The study examined the implication of agency banking on financial se...
This study examined the ways in which the KCB Mtaani (agency banking) has been used as a competitive strategy at KCB through the enhancement of the financial inclusion within Nakuru County. The need for a competitive strategy was informed by the intense competition in terms of profitability and market share of the different banks. The specific objectives of the study included to examine the cost of banking transactions, to determine the efficiency of agency banking in time saving, to investig...
It is a fact that success in every organization depends on the quality of its human resources both skilled and unskilled labor. Studies have shown that in today’s competitive business environment, success is increasingly a function of effective human resources management. In the recent past Nakuru County Government faced performance issues. The employees joined forces with the members of county assembly in calling for the Governor’s resignation. This shows dissatisfaction on the part of e...
The 21st Century work environment requires workers to have requisite soft skills and many organizations offer internship opportunities to enable students gain these skills and prepare them to function in current workplace. This study aimed to evaluate selected internship factors on mastery of soft skills among interns in the County Government of Nakuru. The specific objectives of the study are to analyse the effect of assessment criteria, competency of internship supervisors, person role fitn...
Savings and Credit Cooperative Societies (SACCOs) play an essential role in economic development as part of the financial system. In Kenya, 63% of population benefit from SACCOs. SACCOs are vital instrument embraced by Kenyan Government towards increasing financial inclusion especially now that financial transactions are tending towards a cashless economy. Despite of its success it is faced with a number of challenges with the key being adoption of latest information technology and computeriz...