ABSTRACT The aim of this study was to establish the effect of non-performing loans on profitability of four of the major banks listed on the Ghana Stock Exchange (GSE) as this could enhance profitability in banks and consequently contribute to a healthy financial system. Panel regression analysis was employed to establish the relationship between credit risk and profitability in order to account for heterogeneity among selected banks; Agriculture Development Bank (ADB), EcoBank Ghana (EBG), ...
ABSTRACT The climate change challenge in this century threatens life itself on the planet; natural systems and human societies alike. The ability for human systems to adjust to and deal with threats posed by climate change is in no doubt better than natural systems. The very existence and well-being of humanity especially the rural poor is solely dependent on a proper functioning natural systems and the services they provide and more importantly the livelihoods they derive from it. This study...
ABSTRACT Livelihoods are the ways in which people satisfy their needs, or gain a living. In Ghana, cocoa production supports the livelihoods of more than 800,000 smallholder households and many others who depend on it for a significant share of their income. The primary objective of the study was to assess the sustainable livelihoods of rural cocoa farmers in the Atwima Mponua district in the Ashanti Region of Ghana. Mixed method approach was used and one hundred and fifty (150) cocoa farmers...
ABSTRACT The global recognition of community participation as essential to development is an issue on which there is greater consensus in literature. More importantly, involving people in planning through consultative problem identification and designing of initiatives cannot be overemphasised. Wrongly identifying and designing such initiatives without proper community consultations, renders plans and initiatives unresponsive to community needs. The acceptance of decentralization in general a...
ABSTRACT The study is in two folds. It first examined the effect of land tenure security dimensions on households‘ soil improvement and subsequently explored the effect of soil improvement on maize output among smallholder farmers in the Northern Region of Ghana. The data employed for this study were obtained from the 2011 Innovation for Poverty Action survey. The endogeneous switching regression model was employed for the analyses. The study found that, households who had full land right...
ABSTRACT The ability to innovate technology represents the highest degree of development of an industrial society. However, there has not been much research focused on innovation of a firm, especially in the apparel manufacturing industries in Ghana. The purpose of this study is to investigate the determinants of innovation within the context of the apparel industry, using cross sectional data collected on fifty apparel firms selected from the Accra Metropolis in the Greater Accra region of...
ABSTRACT The study examined the factors that prevented women from actively participating in local level governance and politics in the Ashanti Mampong Municipality in the Ashanti Region. To be able to get the views of across section of women on the issue, 230 respondents comprising university lecturers, tutors from Colleges of Education, political party activists, nurses and teachers took part in the study. A self-administered questionnaire, which also served as an interview guide in some i...
ABSTRACT The purpose of this study is to examine the true impact of the Anglo Gold/Ashanti Goldfields merger on human resource management. The study examines human resource management and practices of the two companies before the merger, steps taken to integrate the two practices, and their impact on human resource management of the merged company. Interviews with four key players in the merger negotiations from both Ashanti and Anglo Gold and prepared questionnaires randomly distributed to ...
ABSTRACT Air pollution is the introduction into the atmosphere of chemicals, particulate matter or biological materials that cause harm or discomfort to humans or other living organisms, or damage the natural environment. Particulate matter smaller than 10µm, can settle in the bronchi and lungs and cause health problems. The study investigated and evaluated the release of particulate matter (both TSP and PM10) from industrial activities within the Takoradi Port Industrial Area which is seen...
ABSTRACT Accessibility is very critical to health service delivery. It includes financial, geographical and cultural accessibility. These factors inform the utilization of health services. The importance of accessibility and utilization of health services have been established in various studies globally. Yet in most developing countries and Ghana for that matter, accessibility to health care is limited in one way or the other. In Ghana, the implementation of the National Health Insurance Sch...
ABSTRACT The Efficient Market Hypothesis (EMH) postulates that all publicly available information on any firm’s stock future performance is incorporated in the firm’s stock price such that the actual price of the stock is equal to its intrinsic value. The EMH is argued to lead to “correct prices” which creates the necessary environment for efficient allocation of economic productive scarce resources. The documentation of empirical evidence of weak-form inefficiency on most stock ...
ABSTRACT The telecommunication industry in Ghana has undergone tremendous change over the years as a result of competition among the players. Telecommunication service providers are constantly influencing perception of customer, based on the country of origin in order to influence consumer choice. The study focused on the impact of Corporate Social Responsibility (CSR) on firm’s performance in Ghana. The objectives of the study are to examine some of the Corporate Social Responsibility act...
ABSTRACT The purpose of the study was to assess the effect of work-life balance policies on stress management: a case study of some selected National Health Insurance Schemes within the Kumasi Metropolis. The objectives of the study were to asses the worklife balance policies and their effects on stress management and to find out the effects of stress on job performance of selected National Health Insurance schemes/offices within the Kumasi Metropolis.The descriptive research design was used...
ABSTRACT The study employed a mixed method to investigate the relationship between women‟s access to and control of family‟s assets and their wellbeing within family negotiations. Data were collected from three communities in the Awutu Senya East municipality to complete the investigation. It was found that most women have access to and control over family assets. These mainly comprised of personal small-scale businesses and household consumables. Two components of wellbeing Women‟s sel...
ABSTRACT This study sought to investigate the use of financial information in management decision making processes by SMEs in the Kumasi Metropolis. This study examines the existing literature to find the contribution of financial information in making organisational and managerial decisions. The literature review suggests that the use of financial information in decision making depends on the owners’ attitude and their level of financial literacy skills. A qualitative approach was ...