Social & Management Sciences

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Research Papers/Topics Social & Management Sciences

COMMERCIAL BANKS LENDING POLICIES IN NIGERIA AND THEIR IMPLICATIONS (COMPARATIVE CASE STUDY OF THREE SELECTED COMMERICAL BANKS IN ENUGU ZONE, UNION BANK PLC, AFRIBANK PLC AND UBA PLC)

TABLE OF CONTENTS Title page  Approval page Dedication  Acknowledgement CHAPTER ONE: INTRODUCTION 1.1Background of the study 1.2Statement of the study 1.3Objectives of the study 1.4Definition of the study CHAPTER TWO: REVIEW OF RELATED LITERATURE 2.1What is a Bank? 2.2Basic principle of commercial banking lending  2.3Nigeria commercial Banks lending   2.4Factors that determine lending in commercial Banks 2.5Impacts of lending policies on Nigeria Economic CHAPTER THREE: RESEARCH AND ME...

CAUSES AND EFFECTS OF MISMANAGEMENT IN FINANCIAL INSTITUTIONS

TABLE OF CONTENTS COVER PAGE Title page Approval page Dedication Acknowledgment Table of content CHAPTER ONE 1.1Introduction 1.2Statement of problem 1.3Objective /purpose of the study 1.4Significance of the study 1.5Limitation of the study CHAPTER TWO 2.1Literature review CHAPTER THREE Research design and  methodology 3.1Sources of data 3.2Location of data 3.3Method of data collection Reference CHAPTER FOUR 4.1Finding CHAPTER FIVE 5.1Conclusion and Recommendation Bibliography

BANKING DISTRESS IN NIGERIA CAUSES AND IMPLICATIONS

A PROPOSAL BANKING DISTRESS:  This is a condition when the Banking system as a whole has negative capital and current profit are insufficient to cover losses to such an extent, that the banking system is unable to generate internally positive capital. However, Banking distress has been a talk of the town, and it has became so rampant that even the customers to banks are after and so conscious of bank distress, which may or may not occur.  Bank distress has been a cankerworm which has eaten ...

BANK FAILURE: CAUSES AND CONSEQUENCES

ABSTRACT  Bank failure in our banking industry has become a peculiar household word in this country, which cannot be overemphasized. It is a re-current issue, which has caused untold hardship to collective individuals, individual, stakeholders. This ugly scene has paved way for losses of staggering sum of money and investment by some banks. As a matter of facts, Banks distress has significantly contributed to the bank failure of some banks. This project work examined the trend that lead to t...

ANALYSIS OF THE EFFECTIVENESS OF INFORMATION TECHNOLOGY ON BANKING SERVICES DELIVERY (A CASE STUDY OF UNION BANK ENUGU)

ABSTRACT The objective of the research study is to find out effectiveness of information technology in banking system delivery, in carrying out this project observation, personal interviews and questionnaire were employed in order to make the research simple and more practice in nature. The researcher reviewed related in literature in Chapter two of the topic the tried to review to extend which information technology is effective in banking industry. The researcher also sourced his data throu...

AN OVERVIEW OF THE RISKS ASSOCIATED WITH BANK LENDING IN THE BANK SECTOR

ABSTRACT      An overview of risk associated with bank loading in the banking sector is a topic Chosen from the financial field.      The purpose of this research work is to identify the factors and effect of risk in the financial institutions with special reference to banks.     This research work will expose us to: 1.Find out the extent to which risk of lending constituted major problems. 2.find out the extent to which risk is associated with lending in the banking sector. 3.Find ou...

AN EXAMINATION OF THE TECHINQUES OF MANAGING FINANCIAL DISTRESS IN THE NIGERIA BANKING INDUSTRY

ABSTRACT    The researcher examines the technique of managing financial  distress in the Nigerian banking industry. The researchers purpose of study among other.     To examine bank recapitalisation as a technique of managing distress in the banking industry.    To examine debt recovery and cost reductive as a technique of managing distress in the banking industry.    To examine bank acquisition and merger as technique of managing distress in the Nigeria banking industry.     The ...

An EXAMINATION OF THE SOURCE AND USES OF LOCAL GOVERNMENT FUND IN NIGERIA (2000-2004) (A CASE STUDY OF EZEAGU CENTRAL LOCAL GOVERNMENT DEVELOPMENT COUNCIL)

ABSTRACT Local government is that level of government nearest to the people. It is said to be corner stone of the government system in any country. The federal government believes that it is only through an effective local government system that the human and material resources of the nation could be mobilized for local government with its objectives is aimed at standard and stabilizing the function and financial resources at the local government level and to encourage initiatives and leade...

AN EXAMINATION OF THE PROBLEM AND PROSPECT OF FINANCING STATE GOVERNMENT PROJECTS THROUGH THE CAPITAL MARKET

RESEARCH PROPOSAL  An examination of the problem and prospects of financial state government through the capital market centers mainly on how banks and other institutions that deals on long term projects financing assist the state government in carrying out their projects. The researcher intended to dissolve the background of the study, statement of problems, limitation, objectives of study, scope and also define some term as used in the research.  The research shall also existing literatur...

AN EVALUATION OF THE IMPACT OF MANAGEMENT CRISIS IN NIGERIA FINANCIAL INSTITUTIONS

ABSTRACT Sequel to the growing rare of economic activities and the consequent need to meet up with the expanding roles of financial institutions, the equally increased rate of management crisis has equally generated an alarming level of disturbance to the global financial world. The issue of increased level of production and the resultant nationalization of the economy gave room for the level of management crisis being experienced today in our financial institutions. The promises under which ...

AN EVALUATION OF THE IMPACT OF COMMERCIAL BANK LENDING ON SMALL SCALE INDUSTRIES IN NIGERIA

PROPOSAL The essence for this research work is to evaluate the extent to which small-scale industries in Nigeria have been able to obtain loans and risk finance from Nigeria commercial bank as a major source of finance to the economy. This study is interested in finding out and commenting the major cause of the commercial banks unwillingness to lend to small scale industries and also to find possible solutions to the lending problems of the commercial bank with regards to the prospect. In ord...

AN EVALUATION OF FINANCIAL PROBLEMS AND PROSPECTS OF PRIVATIZATION IN THE NIGERIA ECONOMY” (A CASE STUDY OF NIGERIA BREWERIES PLC)

ABSTRACT This work is designed to find out the financial problems and prospects of privatization in Nigeria, a case study of Nigeria Breweries Plc. The work therefore covers the background, significance and objectives of the study in chapter one. Which chapter two views issues dating to literature and tried to highlights it’s concepts and inceptions of privatization in Nigeria. Chapter three shows the research design and methodology and pointed out the area of the study, the population...

AN EVALUATION OF BUDGETS AND BUDGETARY CONTROL SYSTEMS IN MEDIUM SCALE INDUSTRIES

ABSTRACT In carrying out the research it has been known to the researcher the reason of some of the problems faced by some medium scale industry and it was realized that the English adage that say “If you fail to plan, you plan to fail†is having effect on many of these industries with this the research was able to come up with something useful not only to the medium scale industry but also to any organization whether profit earning organization or non-profit earning organization. I...

AN EVALUATION OF BANK FAILURE AND ECONOMIC DEVELOPMENT IN NIGERIA, AN OPTICAL APPRAISAL

TABLE OF CONTENT Title page Approval page. Dedication Acknowledgement Table of content CHAPTER ONE: 1.1 The background of the study 1.2 Statement of problems 1.3 Objective of study 1.4 Significance of study 1.5 Limitation of study 1.6 Definition of terms 1.7 Reference CHAPTER TWO: 2.0 Review related to literature 2.1 Genesis of banking in Nigeria 2.2 Type of banking in Nigeria 2.3 Functions of banking 2.4 Similarities and differences among banks 2.5 Role of bank in the economic development...

AN EVALUATION INTO THE NATURE, PROBLEMS AND PROSPECTS OF THE NEW PRODUCTS DEVELOPED IN THE BANKING INDUSTRY 1990 – 2003

ABSTRACT This research studied the evaluation into the Nature, problem and prospect of the New product developed in the banking industry from 1990-2003. In this research work, the researcher chose four of the products and measures the extent to which they have been able to satisfy the customers. The product selected are, SMART CARD, INTERNATIONAL MONEY TRANSFER, EDUCATIONAL SCHEME AND INTEGRATED NET WORK TRANSACTION. Data for this research were collected though questionnaire and interviews b...


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