ABSTRACT The main aim of the study was to investigate the level of awareness, practices and compliance level to the cyber-security directive of the central bank among the foreign banks operating in Ghana. A multistage sampling technique was used to arrive at the final respondents for the study. The study had a total of 46 respondents from 13 foreign owned banks in Ghana. All respondents indicated they knew there was a policy on cybersecurity. To verify the knowledge of the respondents to thei...
ABSTRACT The sustainability of the Student Loan Scheme in Ghana has been the downside of its operations since it was first introduced in 1971. The one major determinant of a successfully scheme is its ability to recover loans disbursed. In recent times, numerous government initiatives have resulted in the decline of government support to the scheme managers of the Students Loan Trust Fund (SLTF). This has called for appropriate strategizing of recovery activities by the scheme Managers in ord...
ABSTRACT The purpose of the study is to assess how customer value anticipation (CVA) influences customers’ behavioural and attitudinal outcomes such as satisfaction and loyalty. The thesis also aims to examine the moderating effect of boundary conditions such as competition (as perceived by customers) and gender on the relationship customer value anticipation has with satisfaction and loyalty respectively. Data collected from a total of three hundred (300) MBA students who double as custome...
ABSTRACT This research assesses the relationship between credit risk and the performance of listed banks in Ghana. The data sample consisted 8 listed banks covering a 7-year period from 2010 to 2016. Findings from the study reveal that total assets and liabilities on average increased over the seven (7) years period. But this increase has been almost in the same proportion, leading to an almost constant leverage ratio over the period. On the average, the ROA of most of the banks increased ove...
ABSTRACT This study takes the finance-growth nexus further by looking at the direct and indirect impact of foreign banks on economic growth in Ghana. Using annual time series data from 1960 to 2013, the study examined the relationship between the share of foreign banks, bank competition and economic growth. The relationship between the share of foreign banks, bank competition and economic growth was established through the framework of endogenous growth model. In addition, the study employed...
ABSTRACT Over the years, the use of marketing activities has been seen as very essential to firms and has had a lot of attention not only from academic scholars but also industry experts as most firms seek to use it as a means of gaining brand equity and to get consumers to buy more of their products. This study therefore sought to find out the effects of marketing activities in gaining brand equity and in turn leading to a repurchase decision. Based on this, the study objectives were to det...
ABSTRACT The present study investigated factors and values that influence the development of personality in the Akan concept, the extent to which the Akan theory of day name determines personality of an individual. In addition, it sought to determine the relationship between the Big Five personality factors, the Africentric worldview and the Akan personality factors. The study is a mixed methods design. The first part is a qualitative study that involves an in-depth interview with eight part...
ABSTRACT Since the commencement of the fourth republic in 1992, Ghana has pursued an ambitious programme of public sector reforms, including initiatives aimed at putting limited public resource to optimal use and strengthening democratic political governance. This makes the financial oversight role of parliament exercised through its Public Accounts Committee (PAC) to minimise the potential for corruption by scrutinising government expenditure and making appropriate recommendations to govern...
ABSTRACT Due to the nature of the work of University lecturers’ they are likely to experience high mental workload and varied behavioral outcomes such as job satisfaction. These conditions may invariably affect how well they will be able to balance their work and personal lives concurrently. Notwithstanding these causal relationships, the working conditions of lecturers’ can influence their work-life balance. As such, the purpose of this study was to assess the effect of University lectu...
ABSTRACT This study investigated the impact of commodity price shocks on fiscal imbalance in Ghana. The study covered the period of 1990 to 2013 where the country experienced high fiscal imbalance and external debt that led to the HIPC initiative to sustain the debt burden and macroeconomic stability. The Vector Error Correction approach to cointegrationwas used with quarterly data from Bank of Ghana, WDI and ADI. The Impulse Response Analysis from a Bayesian VAR was done to analyse shocks of...
ABSTRACT The purpose of the study was to examine financial literacy of small business owners, financial records keeping and enterprise performance in the Tarkwa-Nsuaem Municipality of Ghana. Financial literacy level and operating performance of those enterprises as a measure of business economic performance was examined. In addition, the study examined financial records kept by small business owners. It was an explanatory study which employed quantitative methodology and survey strategy. Find...
ABSTRACT This study focused on actualizing Sustainable Development Goal 4 in Nanumba South District of Ghana. Ghana adopted the SDGs in 2015 and their implementation was launched in January, 2016. It is expected that both national and district level developmental plans are aligned to them. To achieve the research objectives, the study adopted the qualitative research approach and a case study research design to purposely interview officials of the Nanumba South District Directorate of Educat...
ABSTRACT The study examined hospital solid waste management practices the Eastern Region of Ghana. A total of 320 hospital staff from six selected hospitals were randomly selected for the study with 279 returned responses for the questionnaire used. Interviews were conducted among 15 purposively selected staff from the six selected hospitals, the private waste collecting company, the Municipal Assembly and the Environmental Protection Agency. SPSS Version 20 was used to analysed questionnaire...
ABSTRACT The study assessed human relations and job performance in Anglo Gold Ashanti Limited at Obuasi . Four research questions were formulated to guide the study. A descriptive survey design was employed. All workers of Anglo Gold Ashanti at Obuasi constituted the population. The population was rendered into stratas which represented the five divisions or departments in the company out of which 3% of the respondents were randomly sampled from each which resulted in the selection of 131 res...
ABSTRACT The purpose of this study was to examine the effectiveness of the internal audit in the MMDAs in the Ashanti Region. The motivation of the study was derived from the fact that, there has been an increased interest in the internal audit function in the MMDAs to enhance corporate governance. The data were collected through the use of questionnaire after the census sample had been employed. The study design was a quantitative survey. The study revealed that there is professional profici...