Abstract The main aim of this thesis is to develop suitable and high performance Credit Scoring Models (CSMs) to assess credit risk of personal loans for the Sudanese commercial banks using data mining techniques. Two Sudanese credit datasets were constructed. These datasets were provided by Agricultural Bank of Sudan and Al Salam Commercial Bank. In addition to these two datasets, a German credit dataset was also employed in this research as a benchmarking dataset. Three data mining classi...
Abstract In this research specifications of acrylic plate had been examined to evaluate its reliability to be used as alternative for the glass cover in the SobaSolar fixed PV modules. The maximum power of a fixed PV module composed of × . solar cell panel in outdoor test was found to be about: 3.42 Watts, that is when acrylic cover was attached to the module replacing the normal glass. This results showed that no significant change in the maximum power was made by using acrylic glass cove...
This is a short article on a call to action for everyone, especially the youth of today, on why they need to adjust, skill, and reskill themselves so as not to be caught off guard by the wave of the obvious and unstoppable revolution that's gradually sweeping across all sectors of the twenty-first century in the name of the fourth industrial revolution (4IR).
ABSTRACT The study area is located in the southeastern part of Nigeria. The area is predominantly, Abakaliki formation of Albian, Asu-River group, Lower Benue Trough. The area lies between latitude N060221 011 to N060 281 011 of the equator and longitude E0080 001 0011 to E0080 061 0011 of the Greenwich meridian. The study was carried out to ascertain the geology and the occurrence of groundwater in the area through detail geological field mappings geophysical investigation borehole drilling ...
ABSTRACT Traditional recruitment procedures are replaced so as to overcome most of its attendant challenges such as time-consuming and tiresome nature of recruiting a larger number of applicants into Civil Service from different parts of Nigeria considering multifaceted nature of the nation. This research obliterate favouritism, nepotism and other corrupt means that were the usual practice in short listing prospective candidate for job, electronic recruitment system are enhanced with the av...
Overview In the urban life transportation is very common. A lot of mishappenings occur on the road every day .Therefore the need of security and monitoring is developed .To resolve such problems, a system is developed using GPS and GSM technologies and an application is introduced in the research work. The ability to accurately detect a vehicle location and its status is the main goal of automobile trajectory monitoring systems.& also The high demand of automobiles has also increased the tra...
ABSTRACT This study analyzes and compares the simulated performance of a 3.2 kWp grid-connected photovoltaic system. The system is located within coordinate of 12°15’N 7°30’E, at Government Day Secondary School Kofan Yandaka Katsina State Nigeia. The system consists of 14 Mono crystalline silicon modules connected in two strings of 7 seriesconnected modules, each facing north at a fixed tilt of 20° .The simulation is performed using Meteonorm generated weather data. The performance of ...
ABSTRACT Biometric technology is a technique that is capable of uniquely identifying a person through his/her characteristics features. The use of this approach is gaining ground in recent times, particularly in higher institution of learning where impersonation is currently at alarming rate. The technology offers a reliable solution for solving recognition problem through features such as: fingerprint, faces, iris, palm print etc. The main objective of this study is to implement a system tha...
Abstract Background: Cymbopogon species are widely used as herbal remedies by the traditional healers living in Nkonkobe Municipality for the treatment and management of skin and respiratory infections. According to our survey, the plants seem to be very important because of the higher demands. Methods: The leaves of C. validis and C. plurinodis were hydro-distilled and the resulted extracted oils were analyzed by GC/MS. Minimum inhibitory concentrations (MICs) ranging from 7.8 to 500.0 μg/m...
Abstract: Diarrhoea caused by Cryptosporidium is usually mild in immune competent individuals but severe in the young and those with underlying disease leading to compromised immunity. The conventional diagnosis of Cryptosporidium requires observation of the infective oocysts however, their tiny size yields indistinct results, thus limiting the effectiveness of the conventional diagnostic technique, modified Ziehl-Neelsen (ZN) differential staining. Consequent to the abovementioned limitatio...
Abstract: Sour figs have become a provincial demand in South Africa for the treatment of common infections. The plant has displayed antioxidant activity. The plant leaves were extracted with hexane, acetone, and ethanol using Stuart Sharker, UK. The extracts' antibacterial activity was evaluated by determining the MICs in a range of 7.8-500.0 μg/ml against ten strains using micro-well dilution. Cytotoxicity was evaluated with brine shrimp using the same concentrations. The hexane extract exh...
Abstract Background: Carpobrotus edulis (Mesembryanthemaceae), also known as igcukuma in Xhosa language is a medicinal plant used by the traditional healers to treat common infections in HIV/AIDS patients. Based on this information, we researched on the plant phytoconstituents, as well as its inhibitory effect using aqueous and three different organic solvent extracts in order to justify its therapeutic usage. Methods: Antioxidant activity of the extracts were investigated spectrophotometri...
Abstract Background: Mesembryanthemum edule is a medicinal plant which has been indicated by Xhosa traditional healers in the treatment HIV associated diseases such as tuberculosis, dysentery, diabetic mellitus, laryngitis, mouth infections, ringworm eczema and vaginal infections. The investigation of the essential oil of this plant could help to verify the rationale behind the use of the plant as a cure for these illnesses. Methods: The essential oil from M. edule was analysed by GC/MS. Co...
Background and Objective: Carpobrotus edulis has become one of the most recognized herbal plants in the Savanna Regions of Eastern Cape and Western Cape in South Africa. This study analyzed the foliar morphology and elemental composition of the plant Carpobrotus edulis (L.) bolus. Materials and Methods: Fresh leaves of the plant were investigated using the JEOL (JSM-6390LV) Scanning Electron Microscope (SEM). The elemental composition of the leaf was determined by Energy Dispersive X-ray Spe...
ABSTRACT Simple population growth models involving birth rate, death rate, migration, and carrying capacity of the environment were considered. Furthermore, the particular case where there is discrete delay according to the sex involved in the population growth were treated. The equilibrium and stability analysis of each of the cases were considered also. The stability analysis shows that the discrete delays in the population growth lead to instability in the growth. TABLE OF CONTENTS CERTIFI...